Panama City Real Estate

Panama City Real Estate

Welcome to Panama City, Florida, a hidden gem nestled along the stunning Gulf Coast. Known for its breathtaking beaches, vibrant culture, and warm hospitality, Panama City is the perfect blend of relaxation and adventure. With its pristine white sand beaches and crystal-clear waters, this city is a paradise for sun-seekers and water enthusiasts alike.

Panama City boasts a rich history that dates back to the early 1800s, and today, it thrives as a lively community with a diverse population. The downtown area is a hub of activity, featuring charming boutiques, delicious dining options, and lively entertainment venues. Whether you're indulging in fresh seafood at a waterfront restaurant or exploring the local art scene, there’s something for everyone in this dynamic city.

For families, Panama City offers an array of educational opportunities and recreational activities. The city is home to several parks, nature reserves, and the renowned St. Andrews State Park, perfect for hiking, fishing, and picnicking. The local schools are well-regarded, making it an attractive location for those looking to settle down.

Real estate in Panama City is as diverse as its community, with options ranging from beachfront condos to spacious family homes. Whether you’re looking for a vacation getaway or a permanent residence, you’ll find a welcoming atmosphere and a sense of belonging.

With its idyllic coastal lifestyle, rich history, and a plethora of activities, Panama City, FL, is more than just a destination; it’s a place to call home. Come discover the charm and beauty of this vibrant city and see why so many choose to make it their own!

Newest Listings in Panama City

4031 Mary Louise Drive, Panama City
$350,000
4 Beds ⋅ 2 Baths ⋅ 797248 MLS
MOTIVATED SELLER -- QUICK SALE NEEDED! Priced an impressive $30,000 below the next closest comparable property, this is an exceptional opportunity to purchase a beautiful brick home in one of the area's most sought-after neighborhoods. Don't miss this incredible opportunity to own a spacious, over 2000 sq. ft., 4-bedroom, 2-bath traditional brick home in the highly coveted Northshore neighborhood! Offering plenty of room to spread out, this home features TWO generously sized living areas, perfect for entertaining, family gatherings, or simply relaxing by the cozy fireplace. The updated kitchen offers both style and functionality, while the desirable split-bedroom floor plan provides added privacy and comfort. With four spacious bedrooms, there's room for everyone! A 2019 roof adds peace of mind, and this home is move-in ready! SPACE, LOCATION, VALUE -- THIS HOME HAS IT ALL! Schedule your showing today before this opportunity is gone!

4031 Mary Louise Drive, Panama City
S Berthe Avenue, Panama City
$124,900
797243 MLS
Approximately 1 acre of vacant land in the heart of Callaway area of Bay County! Conveniently located on Boat Race Road near Berthe Avenue and the new roundabout, this property features a new sidewalk and driveway, providing convenient access and enhancing its appeal. Located outside of flood zone. Zoned R-6M, with potential for site-built or manufactured housing, subject to local zoning and development requirements. Public utilities are available in the area, and the property's location provides convenient access to Tyndall Air Force Base, shopping, restaurants, schools, and Panama City. With approximately 1 acre of land, buyers may also explore potential subdivision opportunities, subject to approval. Buyer to verify zoning, permitted uses, utility access, lot dimensions, and development requirements.

S Berthe Avenue, Panama City
1203 W 12th Street, Panama City
$339,000
3 Beds ⋅ 2 Baths ⋅ 797232 MLS
Located in desirable St. Andrews. Spacious 3-bedroom 2-Bathroom home. Features ample storage space, a bonus room, attached 2 car garage, sizeable driveway, considerably large lot and storage shed. This charming home has the space you need and the perfect blend of comfort and convenience. There is plenty of room for outdoor enjoyment. Just minutes to local shopping, dining, and parks. All dimensions are approximate.

1203 W 12th Street, Panama City
12814 Lake Merial Strand Drive, Panama City
$493,512
4 Beds ⋅ 3 Baths ⋅ 797225 MLS
PICTURES OF SIMILIAR HOME OPTIONS, COLORS AND UPGRADES MAY DIFFER! Introducing the Navarre B plan! With its spacious layout and thoughtful design, this home offers comfort, flexibility, and a touch of luxury. Covering an impressive 2,482 square feet, the Navarre is a home that provides ample space for the whole family. As you approach the front entrance, you'll notice the large truss covered porch, adding charm and character to the exterior. Upon entering the foyer, you'll find an optional den/living space that can also be converted into a fifth bedroom, providing versatility to suit your needs. Adjacent to this area, there is a section of the home that can serve as guest quarters or an ideal space for multi-generational living or a teen space, offering privacy away from the other bedrooms. This area includes a separate full bath and a linen closet. Moving through the dining room and great room combo, you'll experience an open and inviting atmosphere. The great room seamlessly connects to the kitchen and breakfast nook, creating a central hub for family gatherings and entertaining. The kitchen features an island that houses a dishwasher and sink, combining functionality with style. A corner pantry provides ample storage for your culinary essentials. COME SEE THE HOLIDAY BUILDERS BY STANLEY MARTIN NAVARRE FLOORPLAN!

12814 Lake Merial Strand Drive, Panama City
12804 Lake Merial Strand Drive Unit 39, Panama City
$500,927
3 Beds ⋅ 3 Baths ⋅ 797224 MLS
PICTURES OF SIMILIAR HOME OPTIONS, COLORS AND UPGRADES MAY DIFFER! Introducing the Eden, an exceptional floorplan from the Cornerstone collection by Holiday Builders. This stunning home offers a spacious and well-designed layout, combining functionality, style, and comfort to meet your every need. As you step into the foyer, you'll immediately notice a formal living room, this flexible area offers endless possibilities. To the right, a formal dining room awaits, creating an elegant setting for hosting memorable dinner parties or enjoying special meals with loved ones. Continuing through the home, you'll find a full guest bathroom conveniently located near the front of the home. In the heart of the Eden, a spacious great room awaits, serving as the central gathering space for relaxation and entertainment. Just off the great room, an outdoor living area invites you to enjoy the beauty of the surrounding environment. The great room seamlessly connects to the breakfast nook and kitchen, forming the hub of the home. The kitchen features a GOURMET KITCHEN SET UP WITH island with a sink and dishwasher, WALL OVEN AND MICROWAVE providing a functional and stylish workspace with the ability to entertain guests and view family. A walk-in pantry within the kitchen ensures ample storage space for all your culinary needs. The second and third bedrooms are separated by a shared bathroom, offering convenience for family members or guests. This wing of the home also includes two linen closets, with one located in the hallway and the other inside the bathroom, providing ample storage options. The Eden features a split floorplan, with the owner's suite situated on the opposite side of the great room. The expansive suite offers a tranquil retreat, featuring dual closets and an owner's bathroom. You'll find an additional two linen closets in this wing of the home, one inside the bathroom, while the other is conveniently located just outside the owner's suite. A large three-car garage is situated off the kitchen and laundry room area, providing plenty of space for vehicles and additional storage. COME SEE THE HOLIDAY BUILDERS BY STANLEY MARTIN EDEN FLOORPLAN.

12804 Lake Merial Strand Drive Unit 39, Panama City
12824 Lake Merial Strand Unit 29, Panama City
$532,576
3 Beds ⋅ 3 Baths ⋅ 797222 MLS
PICTURES OF SIMILIAR HOME OPTIONS, COLORS AND UPGRADES MAY DIFFER! Introducing the Eden, an exceptional floorplan from the Cornerstone collection by Holiday Builders. This stunning home offers a spacious and well-designed layout, combining functionality, style, and comfort to meet your every need. As you step into the foyer, you'll immediately notice a formal living room, this flexible area offers endless possibilities. To the right, a formal dining room awaits, creating an elegant setting for hosting memorable dinner parties or enjoying special meals with loved ones. Continuing through the home, you'll find a full guest bathroom conveniently located near the front of the home. In the heart of the Eden, a spacious great room awaits, serving as the central gathering space for relaxation and entertainment. Just off the great room, an outdoor living area invites you to enjoy the beauty of the surrounding environment. The great room seamlessly connects to the breakfast nook and kitchen, forming the hub of the home. The kitchen features an island with a sink and dishwasher, providing a functional and stylish workspace with the ability to entertain guests and view family. A walk-in pantry within the kitchen ensures ample storage space for all your culinary needs. The second and third bedrooms are separated by a shared bathroom, offering convenience for family members or guests. This wing of the home also includes two linen closets, with one located in the hallway and the other inside the bathroom, providing ample storage options. The Eden features a split floorplan, with the owner's suite situated on the opposite side of the great room. The expansive suite offers a tranquil retreat, featuring dual closets and an owner's bathroom. You'll find an additional two linen closets in this wing of the home, one inside the bathroom, while the other is conveniently located just outside the owner's suite. A large three-car garage is situated off the kitchen and laundry room area, providing plenty of space for vehicles and additional storage. COME SEE THE HOLIDAY BUILDERS BY STANLEY MARTIN EDEN FLOORPLAN.

12824 Lake Merial Strand Unit 29, Panama City
3733 Shoreline Circle, Panama City
$828,957
4 Beds ⋅ 3 Baths ⋅ 797219 MLS
A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The GEMELLA II G in Saltaire community offers a 4BR/3BA, open and split 2-story design with the master bedroom and a flex space on the first floor and bonus room upstairs. Upgrades for this home include quartz countertops, revwood flooring, upgraded cabinets and kitchen backsplash, soft close drawers, LED coach lights on each side of the garage, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in primary bathroom, kitchen island, walk-in pantry, covered porches, double vanity in 2nd floor bathroom, storage area, undermount sinks, cabinet hardware, undermount cabinet lighting, custom kitchen backsplash, pendant lights, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3733 Shoreline Circle, Panama City
4100 Marriott Drive Unit 302, Panama City
$398,000
2 Beds ⋅ 2 Baths ⋅ 797211 MLS
Welcome home to Reflections at Bay Point! Unwind and enjoy stunning views of the Gulf, lagoon, St. Andrews pass, golf course, and resort style pool from your personal balcony. This spacious 1458 sq ft unit offers the versatility of being a primary residence or investment opportunity as a high demand rental property. This exceptional 2 bedroom, 2 bathroom unit offers a seamless open floor plan fully furnished with tasteful, coastal decor. Premium upgrades include tile and LPV flooring throughout, stainless steel appliances, granite countertops, and a beautiful main shower. The unit's location on the third floor is ideal, offering easy access to the elevator or a manageable walk up the stairs, while remaining quietly tucked away near the end of the building. Residents and guests enjoy access to a 10,000 sq ft resort style pool, an additional heated pool, and a hot tub. Additional amenities include outdoor grills, cabanas, on-site restaurants, and a full service spa. Short term rentals are allowed in this building. Schedule your showing today on this exceptional condo!

4100 Marriott Drive Unit 302, Panama City
4929 Brock Street, Panama City
$469,900
4 Beds ⋅ 3 Baths ⋅ 797208 MLS
A PROPERTY WITH ENDLESS POSSIBILITIES! If you've been searching for a home that offers space, versatility, outdoor enjoyment, and income-producing potential, 4929 Brock Street deserves a closer look! This four-bedroom, three-full-bath property combines practical updates with unique features that open the door to a variety of living arrangements and investment opportunities. One of the standout features is the whole-home solar power system, completely paid for, offering the potential for reduced electricity expenses. The property also features an Additional Dwelling Unit (ADU) with separate exterior access. Whether you're exploring rental income, accommodating extended family, creating a private guest space, or establishing a dedicated workspace, this additional living area offers exciting possibilities. Outdoor living takes center stage with an inviting in-ground swimming pool and concrete apron, creating a great setting for relaxing afternoons, entertaining guests, and enjoying the Florida sunshine. Inside, you'll find four bedrooms, three full bathrooms, a cozy fireplace, and two additional flex living spaces that can adapt to your needs. Whether you envision a home office, hobby room, media room, playroom, or additional gathering space, there's room to make this property your own. Several important improvements add to the property's appeal. The septic system was replaced in 2025, the water heater is new, and the surrounding soffits were replaced with vinyl in 2026. The roof was replaced in 2018. Outside, a circular driveway provides convenient access and parking, while on-site storage sheds offer additional room for tools, equipment, outdoor gear, and household belongings. Location is another major advantage. Enjoy convenient access to Deer Point Lake and the Highpoint boat ramp, making this property especially appealing to boating enthusiasts, anglers, and anyone who appreciates spending time on the water. Everyday errands are easy with the new Publix grocery store, gas stations, fast-food options, and fine dining just moments away. For military personnel and relocating families, the home's flexible living arrangements and convenient access to area amenities make it worth exploring. Growing households can appreciate the additional living spaces, while investors may see potential in the ADU and the property's multiple-use possibilities. Buyers seeking room to spread out, enjoy a pool, and benefit from solar power will find plenty to consider here as well. Why settle for an ordinary property when you can explore so many possibilities in one place? From the pool and solar system to the separate-access ADU, flexible interior spaces, and desirable Deer Point Lake location, 4929 Brock Street offers a combination of features that is hard to overlook. Schedule your private showing today and discover the potential waiting for you at this Panama City property!

4929 Brock Street, Panama City
643 S Berthe Avenue, Panama City
$525,000
3 Beds ⋅ 3 Baths ⋅ 797204 MLS
Embrace the saltwater lifestyle in an area called Waters Edge! Tucked away in a peaceful setting, this deepwater property captures the charm of coastal living with scenic waterfront views and sailboats dotting the surrounding waters. With 3 bedrooms, 2.5 baths, and 2,334 square feet of living space, this home includes a private dock with boat lift and an inviting setting to enjoy life on the water. The L-shaped floor plan boasts an open living, dining, and kitchen area with vaulted ceilings, cedar walls, and a striking fireplace with a substantial hearth and mantel. Large windows fill the living spaces with natural light while showcasing views of the water. The kitchen is equipped with a spacious breakfast bar, center island, and ample cabinet and counter space (Perfect for Entertaining). The primary bedroom overlooks the water and provides direct access to the back porch, while each of the additional bedrooms has its own sink for added convenience. Outdoor living is truly the highlight of this property! The oversized back porch extends the living space outdoors, with both covered and open areas ideal for entertaining, relaxing, or simply taking in the waterfront scenery. The landscaped backyard includes a 4-foot-deep soaking pool, while the private dock with boat lift makes it easy to enjoy time on the water. Water and electrical lines extend to the dock for added convenience. Other notable details include a metal roof, storage shed, ample parking out front, and mature landscaping throughout the property. With its tucked-away location, spacious layout, and deepwater access, this home offers an appealing combination of comfort and coastal living. Whether boating, watching the sailboats, or relaxing on the back porch, there are plenty of ways to enjoy the waterfront lifestyle!

643 S Berthe Avenue, Panama City
2716 E 12th Street, Panama City
$190,000
3 Beds ⋅ 2 Baths ⋅ 797206 MLS
IMMACULATE DOUBLE-WIDE HOME - MOVE-IN READY! Discover comfort, space, and affordability in this beautifully maintained 3-bedroom, 2-bathroom double-wide manufactured home offering approximately 1,456 square feet of living space (28' x 52') in the desirable Cedar Grove area of Panama City. This charming home is in exceptional condition and has been meticulously cared for, offering a warm and inviting atmosphere from the moment you step inside. Featuring a spacious open-concept layout, a comfortable living area, a functional kitchen with well-maintained appliances, generously sized bedrooms, and two full bathrooms, this property is ready for its next owner to enjoy. The home offers a wonderful combination of comfort, practicality, and value, with everything kept in excellent condition. Conveniently located just minutes from Tyndall Air Force Base, local schools, grocery stores, medical facilities, shopping, restaurants, and recreational opportunities. Whether you're a first-time homebuyer, looking to downsize, or searching for an affordable place to call home, this property is an opportunity you won't want to miss! Schedule your private showing today and see for yourself how much this home has to offer! Property is being sold AS IS. PHOTO DISCLOSURE: Some listing photographs have been digitally enhanced or modified using Artificial Intelligence (AI) to protect the seller's privacy. Certain personal belongings and decorative elements may have been removed, replaced, or digitally altered. Images may not reflect the property's exact current appearance. Buyers are encouraged to verify the property's condition and features during an in-person showing. *** SHOWING INSTRUCTIONS: Property is currently occupied. Please provide advance notice to allow the seller sufficient time to accommodate showings.

2716 E 12th Street, Panama City
917 Kevin Court, Panama City
$149,000
4 Beds ⋅ 2 Baths ⋅ 797202 MLS
INVESTOR OPPORTUNITY -- BRING YOUR VISION! Looking for your next renovation project? Situated on a short, cul-de-sac street, this 4-bedroom, 2-bath home offers approximately 1,536 square feet of living space, a functional layout, and an opportunity to complete an unfinished renovation to your own specifications. The interior features a spacious living area with wood-look flooring, abundant natural light, a separate dining area, and a kitchen with generous cabinetry and counter space. The property also offers a sizable backyard with potential for outdoor living and entertaining. Renovations began but remain incomplete, and the property will require additional repairs, improvements, and finishing work throughout. Buyers should anticipate a substantial renovation project and conduct their own inspections and evaluations to determine the scope of work. An opportunity for experienced investors, contractors, or renovation-minded buyers ready to take on a project and unlock this property's potential to bring it back to life! Dimensions are approximate; please verify if important.

917 Kevin Court, Panama City
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