Bay Condos for Sale

Bay Condos for Sale

Welcome to Bay County, Florida, a hidden gem nestled along the stunning Gulf Coast! Known for its breathtaking beaches, vibrant communities, and a rich tapestry of outdoor activities, Bay County offers an exceptional lifestyle that attracts both residents and visitors alike. From the soft, sugar-white sands of Panama City Beach to the serene waters of St. Andrews Bay, this area is a paradise for those who love coastal living.

If you're considering a move to this idyllic region, you’ll be delighted to discover a fantastic selection of condos for sale in Bay County. Whether you're looking for a luxurious beachfront property, a cozy retreat, or a modern high-rise with panoramic views, the real estate market here has something to suit every taste and budget. Many condos come equipped with resort-style amenities, including swimming pools, fitness centers, and direct beach access, making them perfect for both full-time living and vacation getaways.

Living in Bay County means enjoying a vibrant lifestyle filled with outdoor adventures, from fishing and boating to hiking in nearby state parks. The area also boasts a thriving arts scene, excellent dining options, and family-friendly attractions, ensuring there's always something to do.

With its beautiful landscapes, friendly communities, and a variety of condos for sale, Bay County is not just a place to live—it's a place to thrive. Explore the possibilities today and discover your dream home in this coastal paradise!

Newest Bay Condos for Sale

$339,000
1 Beds ⋅ 1 Baths ⋅ 795446 MLS
Beautiful fully furnished one bedroom gulf front condo in Boardwalk Beach Resort. Huge pool, hot tubs, and kid's water play area located gulf front. Fully equipped kitchen with thick granite tops, bar and table seating, tile floors throughout, queen size bed in the bedroom, bunk beds in the hallway. This property is a great rental and even better vacation get away. Come see this while it is still available!

9450 S Thomas Drive Unit 1805D, Panama City Beach
$999,900
4 Beds ⋅ 4 Baths ⋅ 795428 MLS
Thirteen floors above the shoreline, the gulf stretches seemingly without end as waves roll toward the beach below and sunsets fill the western horizon. That extraordinary perspective defines this renovated four-bedroom, four-bath residence at Ocean Ritz, where two gulf-front suites and an expansive 300-sq.-ft. balcony place the water at the center of the experience. Generous interiors, thoughtful updates and an established rental history add substance to the setting, creating a coastal retreat equally suited to personal enjoyment and investment. The open living and dining areas face the water and extend naturally to the oversized gulf-front balcony. With approximately 300 square feet of outdoor living space and seating for eight, the balcony offers ample room for dining, entertaining or simply taking in the shoreline and the sound of the waves below. Its mid-building elevation rises above much of the surrounding street noise while maintaining a close connection to the gulf. Luxury vinyl plank flooring runs throughout the residence, creating a cohesive look from room to room. The updated kitchen features quartz countertops, stainless steel appliances, a spacious island with bar seating and an open configuration that keeps the kitchen connected to the main gathering areas. An adjacent dining area comfortably seats eight, providing plenty of space for meals and entertaining. Two gulf-front king suites are among the residence's most distinctive features, each offering panoramic water views and an ensuite bath. Two additional bedrooms each include a queen bed and twin bunks, creating flexible sleeping arrangements for family and guests. Four full bathrooms further enhance the functionality of the floor plan, while an in-unit washer and dryer add everyday convenience. Offered fully furnished, the residence is well positioned for use as a second home, investment property or a combination of both. Its established short-term rental performance includes more than $112,000 in gross rental revenue in 2025. Year-to-date rental revenue is approximately $100,000, with current projections placing full-year gross revenue at approximately $115,000. Ocean Ritz provides direct beach access, plus a heated community pool, hot tub, sauna, and grilling area. Restaurants and shops are within walking distance, while Shipwreck Island Waterpark, Pier Park and a wide range of Panama City Beach dining, shopping and entertainment are nearby. With four bedrooms, four baths, two gulf-front suites, an exceptionally large balcony and a proven rental history, this updated residence offers a compelling opportunity along the Gulf of Mexico.

10611 Front Beach Road Unit 1303, Panama City Beach
$724,900
4 Beds ⋅ 3 Baths ⋅ 795405 MLS
Gorgeous Sunset Views - West Tower, Majestic Beach Resort Experience luxury coastal living at its finest in this stunning Plan ''B'' unit located in the West Tower of Majestic Beach Resort. Ideally situated on the 4th floor--perfectly elevated for breathtaking Gulf views without being too high or too low--this spacious 4-bedroom, 3-bath residence offers the best of both comfort and style. Designed with an open-concept layout, the home showcases beautiful neutral furnishings and a bright, airy atmosphere perfect for both family living and high-end vacation rentals. The living area and master suite both overlook the Gulf, featuring floor-to-ceiling windows that frame unobstructed sunset views you'll never forget. Each of the three main bedrooms enjoys its own private en suite bathroom, while the master bath provides a spa-like retreat complete with a jetted soaking tub and separate shower. Outdoor Living: Enjoy your morning coffee or evening cocktail on the roomy balcony, the perfect spot for relaxing and taking in the beachy atmosphere. 🏝️ World-Class Resort Amenities Majestic Beach Resort is renowned for offering some of the best amenities on the coast, ensuring an unforgettable vacation experience: Pools Galore: Access to a heated indoor pool, multiple outdoor pools, and dedicated kids' pools. Recreation: A fully equipped fitness center, owner's lounge, movie theater, and convention center. Majestic Beach Resort offers some of the best amenities on the coast, including a fully equipped fitness center, movie theater, convention center, owner's lounge, indoor heated pool, and multiple outdoor pools for both adults and kids.

10901 Front Beach Road Unit 402, Panama City Beach
$295,000
2 Beds ⋅ 2 Baths ⋅ 795387 MLS
Owning a place in Panama City Beach is a dream come true. It not only offers a strong mix of high rental demand, it offers beautiful coastal scenery, favorable state tax benefits and entertainment for all ages. Restaurants and shopping are also awesome here. Sports Complexes are close for organized athletes and world-class fishing can be utilized from the Gulf! No boat? Fish from the beach or from Gulf-projecting piers available to the public. When considering a new investment, put this beautiful condo on your priority list. The west end of the beach is very popular in you haven't already heard.

17751 Panama City Beach Parkway Unit 4C, Panama City Beach
$237,000
1 Beds ⋅ 1 Baths ⋅ 795383 MLS
Welcome to easy coastal living in the gated Bay Point community! This beautifully updated second floor, one bedroom, one bath condo in Harbor Villas offers an inviting layout that is perfect for a primary residence, weekend getaway, or short term rental investment. Inside, you'll find an open living space with granite countertops, stainless steel appliances, and thoughtful updates throughout. Large windows fill the living space with natural light while framing serene views of the surrounding Bay Point golf course. The kitchen features newer appliances, including a dishwasher installed in 2025, while the HVAC system was also replaced in 2025. The updated bathroom features a beautifully tiled walk in shower and updated vanity, giving the space a fresh, elevated feel. Harbor Villas offers a peaceful setting within Bay Point, a community known for its marina, golf course, and signature events, including the annual Billfish Tournament. Harbor Villas HOA dues include WiFi, water, and trash service for added convenience. Whether you're searching for a low maintenance place to call home, your own Florida escape, or an investment property with short term rentals allowed, this updated condo offers a great opportunity to enjoy the Bay Point lifestyle.

4726 Bay Point Road Unit E241, Panama City Beach
$914,900
3 Beds ⋅ 3 Baths ⋅ 795362 MLS
Experience premier Gulf-front living at Aqua Resort, one of Panama City Beach's most sought-after developments. Located on the 10th floor, this beautifully maintained 3-bedroom, 3-bath residence offers a rare and highly desirable floor plan featuring two Gulf-front master suites, each with private bath, stunning Gulf views, and direct access to the expansive bow-shaped balcony. With 1,594 square feet of living space, a spacious Gulf-front living area, and a versatile bonus space currently used as a game room, this residence offers exceptional space and functionality for a second home, vacation getaway, or investment property. One of the property's most impressive features is the large bow-shaped balcony, offering extraordinary panoramic views of the emerald waters and sugar-white beaches. With plenty of room to relax, dine, and entertain outdoors, the balcony provides the perfect setting for morning coffee, afternoon Gulf breezes, and unforgettable sunsets. The interior is meticulously maintained and offered fully furnished, making this a true turnkey opportunity. Both Gulf-front master suites offer private baths and balcony access, with the primary suite featuring a king bed and the second master suite featuring a queen bed. The third bedroom also features a queen bed and convenient access to a full bathroom. The well-appointed kitchen features granite countertops and stainless-steel appliances, while the breakfast nook and in-unit washer and dryer add everyday convenience. Aqua Resort delivers an impressive collection of amenities designed for the ultimate beach lifestyle, including two beachfront pools, a heated indoor pool, hot tub, poolside café, Gulf-front fitness center, steam room, media and social lounge, and direct beach access. A covered parking deck with a convenient walkover provides easy access to the resort. On-site storage rentals are also available. The location is another major advantage. Pier Park and the City Pier are just across Front Beach Rd, placing shopping, dining, entertainment, and some of Panama City Beach's most popular attractions within easy reach. The property has also been successfully utilized as a short-term rental, offering an attractive opportunity for an investor seeking a turnkey Gulf-front property. With two Gulf-front master suites, an expansive bow-shaped balcony, 1,594 square feet, three full baths, extensive resort amenities, and an unbeatable location, this Aqua residence offers a rare opportunity to own a truly exceptional Gulf-front property in Panama City Beach.

15625 Front Beach Road Unit 1003, Panama City Beach
$240,000
2 Beds ⋅ 1 Baths ⋅ 795340 MLS
BOAT SLIP INCLUDED with this coastal living cozy condo 2-bedroom, 1-bath condo in Greenwood Estates, a peaceful waterfront community tucked along Panama City Beach's Grand Lagoon. With 720 square feet of thoughtfully designed living space, this charming second-floor residence is move-in ready and offers the added benefit of no neighbors above. Inside, the light and inviting layout features a comfortable living area, two spacious bedrooms, and the convenience of laundry located right inside the unit. A dedicated exterior storage room provides additional space for beach chairs, fishing gear, paddleboards, and all the extras that come with enjoying life near the water. Greenwood Estates offers a relaxed setting away from the busier tourist areas while keeping you close to everything Panama City Beach has to offer. Residents can enjoy a community pool, gated dock, and covered picnic and grilling pavilion overlooking the Grand Lagoon, an ideal setting for unwinding by the water, gathering with friends, or simply watching the boats pass by. The location is exceptional for anyone who loves the coastal lifestyle. Boating, fishing, kayaking, and paddleboarding are right at your fingertips, while the sugar-white sands of Panama City Beach are approximately five minutes away. Popular local restaurants including The Grand Marlin, Capt. Anderson's, and Schooners are also just a short drive from home, along with nearby marinas, shopping, and entertainment. Whether you're looking for a primary residence, a low-maintenance coastal getaway, or a long-term home near the water, this adorable condo offers an incredible opportunity to enjoy the Panama City Beach lifestyle in a quiet, established community. Greenwood Estates is an owner-occupant and long-term rental community. Short-term and vacation rentals are not permitted. Schedule your private showing and come see what makes this waterfront community such a special place to call home!

7813 N Lagoon Drive Unit 4E, Panama City
$384,000
2 Beds ⋅ 2 Baths ⋅ 795339 MLS
2BR/2BA Gulf-front condo at Summerhouse in Panama City Beach. Furnished, updated, short-term rental eligible with a 120 sq ft balcony. Unit 403 offers 1,015 sq ft of Gulf-front living with direct Gulf views and the flexibility to use the property as a primary residence, second home, or rental property. Built in 1984 and located at 6505 Thomas Drive, this furnished condominium combines beachfront ownership with established community amenities and short-term rental eligibility. Inside, tile flooring provides a practical foundation for beachside living, while large sliding glass doors bring natural light and Gulf views into the living area and open directly to the balcony. The primary bedroom is positioned Gulf-front, offering waterfront views from the bedroom. A split-bedroom layout separates the second bedroom and bath from the primary suite, and a laundry closet with stackable washer and dryer adds everyday convenience. The unit is being sold furnished and has been updated from top to bottom. Summerhouse provides approximately 400 feet of beach frontage along the Gulf of Mexico. Community amenities include two beachfront pools, including one heated seasonally, a kiddie pool, spa/hot tub, tennis courts, game room, community room, Gulf-front gazebo and pavilion areas, grills, elevators, security, and onsite association and rental management. Short-term rentals are allowed, giving buyers flexibility when considering personal use and rental potential. The current owner self-manages the unit and reports more than $50,000 in annual rental income, with an established guest list the owner is willing to share at closing. Past rental performance is not a guarantee of future results, and buyers should independently evaluate rental history, expenses, management options, and applicable association requirements. Monthly HOA dues are $1,212.15 and include accounting, cable TV, association insurance, internet, legal services, grounds maintenance, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, Summerhouse offers direct beach access along with convenient proximity to boating, fishing, dining, and shopping. For buyers comparing furnished, Gulf-front Panama City Beach condos with short-term rental eligibility, Unit 403 brings together direct waterfront placement, an updated furnished interior, established amenities, and documented rental history. SPECIAL NOTE: INTERIOR PHOTOS AND REMARKS WILL BE UPDATED AS SOON AS RENTERS CHECK OUT. THIS UNIT HAS BEEN TOTALLY UPDATED FROM TOP TO BOTTOM. THIS UNIT IS SELF-MANAGED BY THE OWNER AND PRODUCES OVER $50,000 IN RENTAL INCOME EACH YEAR. OWNER IS WILLING TO SHARE HIS ESTABLISHED GUEST LIST AT CLOSING Make this unit ''Your Summerhouse''.

6505 Thomas Drive Unit 403, Panama City
$249,900
1 Beds ⋅ 1 Baths ⋅ 795336 MLS
Your beach escape is waiting on the quiet West End of Panama City Beach. Steps from the beach, this beautifully furnished Endless Summer condo offers five-star reviews, repeat guests and advance bookings. Gorgeously renovated throughout with LVP flooring, granite surfaces, updated kitchen cabinetry, newer appliances and a refinished tub. Whether you're looking for a personal escape, second home or short-term rental, it's all here in one inviting package.

17614 Front Beach Road Unit E12, Panama City Beach
$210,000
1 Baths ⋅ 795327 MLS
Discover the exceptional opportunity to own Villa #112 at Edgewater Beach & Golf Resort, one of Panama City Beach's most sought-after gated resort communities. This extremely rare studio floor plan offers the full Edgewater resort experience while featuring the lowest HOA dues in the entire complex. This fully furnished, ground-level villa offers a unique combination of comfort, convenience, and privacy, with beautiful golf course views from both the living area and private back patio. Ground-level living means easy access with parking immediately outside the front door--no stairs, elevators, or long walks when unloading luggage, groceries, or beach gear. The villa is also conveniently located directly beside one of Edgewater's many heated villa pools. Owners and guests enjoy an impressive array of resort amenities, including the spectacular 11,000-square-foot lagoon-style pool, 10 additional heated pools, hot tubs, on-site restaurants and bars, a nine-hole golf course, tennis and pickleball courts, and more. Getting to the beach is simple, with a short walk across the Edgewater Walkover Bridge or complimentary tram service providing easy access to the lagoon pool and beachfront. Beyond the resort gates, an outstanding selection of restaurants, shopping, entertainment, a convenience store, bowling, and other attractions are just moments away. The Bay County Pier is also approximately two blocks from the resort. With 24-hour security, convenient villa-front parking, full access to Edgewater's world-class amenities, and a rare studio configuration with exceptionally low HOA dues, Villa #112 presents a truly special opportunity to own a piece of the Edgewater lifestyle.

520 N Richard Jackson Boulevard Unit 112, Panama City Beach
$305,000
1 Beds ⋅ 1 Baths ⋅ 795312 MLS
Enjoy coastal living in this beautifully updated fourth-floor, Gulf-facing one-bedroom, one-bath condo. The open layout includes a fully equipped kitchen, dining area, and spacious living room, with floor-to-ceiling windows showcasing stunning Gulf views. Step onto the balcony for morning coffee or unforgettable sunsets. Recent updates include fresh paint, updated bathroom vanities, new bedroom furnishings, and a new refrigerator. This lower-level corner unit overlooks the West pool and the Gulf. For convenience, a community laundry is on the first floor, and the fitness center is just steps away. Sunbird Condo is located on the east end of the beach beside Pineapple Willy's and the new Tootsies, and is close to Walmart, shopping, local attractions, and restaurants. Resort amenities include three pools, a tiki bar, fitness center, onsite laundry, BBQ grills, tennis courts, and composite decking throughout. Buyers should verify all important information and measurements.

9850 S Thomas Drive Unit 411W, Panama City Beach
$325,000
1 Beds ⋅ 2 Baths ⋅ 795311 MLS
GULF-FRONT VIEWS + PRIVATE BEACH ACCESS! Welcome to Summit Beach Resort #207, a second-floor beachfront condo with a private balcony overlooking the sugar-white sands and emerald waters of Panama City Beach. Whether you're looking for your own beach escape or a vacation rental investment, this one puts you right where you want to be. The comfortable layout sleeps up to five with a king-size bed in the bedroom, two recessed bunk beds in the hallway alcove, and a queen-size sleeper sofa in the living room. Step outside to the balcony for your morning coffee, evening sunset or simply a front-row view of the Gulf. Summit Beach Resort offers an impressive lineup of amenities including private beach access, two pools, two hot tubs, fitness center, sauna, tennis, basketball, pickleball, shuffleboard, game room, BBQ area and picnic area. Seasonal amenities include the Tiki Bar and Bikini Bob's. The gated resort also offers 24/7 onsite security, elevators and private parking. Located on Thomas Drive, you're close to restaurants, entertainment and some of Panama City Beach's most popular attractions, including Ripley's Believe It or Not!, WonderWorks, ZooWorld and Signal Hill Golf Course. Pier Park is also just a short drive away. Beachfront location. Gulf views. Private balcony. Resort amenities. And a layout that makes the most of every square foot. Summit #207 is ready for its next chapter, whether that's yours or your guests'.

8743 Thomas Drive Unit 207, Panama City
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