Bay County Homes for Sale

Bay County Homes for Sale

Welcome to Bay County, Florida, where coastal charm meets vibrant community living! Nestled in the heart of the Florida Panhandle, Bay County is renowned for its stunning beaches, lush landscapes, and a rich tapestry of culture and history. With its picturesque waterfront views and year-round sunshine, this region offers a perfect blend of relaxation and adventure, making it an ideal place to call home.

Bay County is home to the beautiful city of Panama City, known for its stunning white-sand beaches along the Gulf of Mexico. Residents enjoy a plethora of outdoor activities, from fishing and boating to hiking in the nearby state parks. The area boasts a friendly atmosphere, complete with charming local shops, delightful eateries, and vibrant community events that bring neighbors together.

For those considering a move to this enchanting region, Bay County has a diverse selection of homes for sale to suit every lifestyle. Whether you’re searching for a cozy beachfront cottage, a spacious family home in a friendly neighborhood, or a luxurious waterfront property with breathtaking views, you’ll find it all here. The real estate market is thriving, offering opportunities for first-time buyers, retirees, and everyone in between.

Explore the possibilities of owning a piece of paradise in Bay County, where every day feels like a vacation. With its beautiful homes and welcoming community, you’ll quickly discover why so many choose to make this stunning area their forever home. Start your journey today and let Bay County be the backdrop to your next chapter!

Newest Bay County Homes for Sale

504 N 9th Plaza, Panama City
$305,000
3 Beds ⋅ 2 Baths ⋅ 797255 MLS
Welcome to this beautifully maintained, energy-efficient brick home nestled on a premium 0.23-acre corner lot in the heart of Parker! Designed with both style and practicality in mind, this property stands out with its exceptional curb appeal, functional interior updates, and unparalleled outdoor flexibility. Step inside to a bright, welcoming layout featuring elegant gold accents throughout that add a touch of modern sophistication. The heart of the home centers around a gorgeous kitchen, complete with a generous, decent-sized island that is perfect for meal prep, casual dining, and entertaining guests. Built with efficiency in mind, the home boasts energy-saving features designed to keep your utility costs low year-round. The exterior of this property is a true standout feature. Sitting on a massive corner lot, the yard offers unmatched spatial freedom with incredibly easy access to the rear of the property--ideal for parking boats, RVs, or work vehicles. The expansive grounds provide ample space for hosting large family get-togethers with plenty of room for future parking additions. Best of all, the unique lot layout leaves the door wide open for future architectural changes, landscape designs, or outdoor additions. Whether you are looking for a move-in-ready personal residence or a high-potential investment opportunity with prime spatial flexibility, this Parker gem is a rare find. Schedule your private tour today!

504 N 9th Plaza, Panama City
406 Albert Meadow Lane, Callaway
$419,000
4 Beds ⋅ 4 Baths ⋅ 797254 MLS
Luxury meets affordability in this spacious Craftsman built home. This Beauty is priced to sell. This beautiful Camden model in Bridge Harbor represents an incredible value for the neighborhood. ONE OF THE BEST VALUES IN THE NEIGHBORHOOD Offering over 2,800 sq. ft. of living space, this spacious 4-bedroom, 3.5-bath home sits on a premium corner lot and offers an exceptional combination of space, upgrades, privacy, and value. At this price, it undercuts comparable large floor plans in the subdivision (such as nearby homes sitting in the mid-$400s) while offering the superior placement of a corner lot! INSIDE YOU'LL FIND 4 bedrooms and 3.5 bathrooms Popular Camden floor plan Over 2,800 sq. ft. of living space Spacious split-bedroom layout 10' tray ceilings Luxury vinyl plank flooring Bright, open-concept living space Screened-in lanai for relaxing or entertaining Large kitchen with granite island Stainless steel appliances Walk-in pantry Whole-home water filtration system Private owner's suite with garden tub, separate shower, and oversized walk-in closet Separate guest suite offering additional privacy OUTDOOR AND ADDITIONAL FEATURES 3-car garage Fenced backyard Smart-home technology Security system Hurricane-ready plywood HOA-approved Graceland lofted storage shed that matches the home PRIME LOCATION CLOSE TO TYNDALL AFB Just a short, convenient drive from Tyndall Air Force Base, as well as minutes from Panama City Beach and Mexico Beach. Residents also enjoy the exclusive neighborhood amenities of Bridge Harbor, including a sparkling community pool, fire pit, BBQ area, and bay access. Move-in ready and aggressively priced at $419,000! If you've been looking for maximum space, a premium corner lot, a 3-car garage, and an easy commute to the base, this one will not last long. LET'S GET MOVING -- Schedule your showing today!

406 Albert Meadow Lane, Callaway
4031 Mary Louise Drive, Panama City
$350,000
4 Beds ⋅ 2 Baths ⋅ 797248 MLS
MOTIVATED SELLER -- QUICK SALE NEEDED! Priced an impressive $30,000 below the next closest comparable property, this is an exceptional opportunity to purchase a beautiful brick home in one of the area's most sought-after neighborhoods. Don't miss this incredible opportunity to own a spacious, over 2000 sq. ft., 4-bedroom, 2-bath traditional brick home in the highly coveted Northshore neighborhood! Offering plenty of room to spread out, this home features TWO generously sized living areas, perfect for entertaining, family gatherings, or simply relaxing by the cozy fireplace. The updated kitchen offers both style and functionality, while the desirable split-bedroom floor plan provides added privacy and comfort. With four spacious bedrooms, there's room for everyone! A 2019 roof adds peace of mind, and this home is move-in ready! SPACE, LOCATION, VALUE -- THIS HOME HAS IT ALL! Schedule your showing today before this opportunity is gone!

4031 Mary Louise Drive, Panama City
8373 Fins Up Court, Panama City Beach
$410,000
2 Beds ⋅ 2 Baths ⋅ 797242 MLS
BEAUTIFULLY UPGRADED CAMELLIA COTTAGE | PHASE 3 | LATITUDE MARGARITAVILLE WATERSOUND! Welcome to effortless coastal living in this beautifully appointed and highly upgraded Camellia Cottage, ideally situated in desirable Phase 3 of Latitude Margaritaville Watersound, just a 3-minute golf cart ride to the incredible resort-style amenities! This exceptional cottage offers a perfect blend of designer finishes, thoughtful upgrades, and low-maintenance living in one of Northwest Florida's most sought-after 55+ active adult communities. Step inside to discover an inviting open-concept floor plan featuring one of the home's most impressive upgrades--gorgeous wood-look tile flooring throughout the ENTIRE home! The stunning kitchen is a showstopper, showcasing an extended island, beautiful quartz countertops, classic subway tile backsplash, upgraded cabinetry, and charming glass-front upper cabinets above the dedicated coffee bar, perfect for displaying your favorite pieces. A spacious pantry with convenient spice racks provides additional storage and organization. A gas drop is already installed in the kitchen, making a future conversion to a gas range easy! The spacious great room features a soaring cathedral ceiling accented by a decorative palm-inspired ceiling fan, custom draperies, and a beautifully designed painted TV feature wall. The generous dining area offers plenty of room for entertaining family and friends, creating a wonderful space for gatherings and everyday enjoyment. Retreat to the spacious primary suite featuring a walk-in closet and beautifully upgraded ensuite bath with tile flooring, a stunning floor-to-ceiling tiled shower, and luxurious designer granite countertop. A second guest bedroom with an adjacent full bath provides comfortable accommodations for visiting family and friends. Enjoy Florida's beautiful weather from the screened porch, an ideal setting for morning coffee, afternoon relaxation, or evening cocktails! ADDITIONAL UPGRADES include designer lighting and ceiling fans, recessed lighting, custom window treatments and blinds throughout, convenient IKEA garage shelving, a dedicated golf cart charging outlet, and numerous thoughtful designer touches throughout the home. LOW-MAINTENANCE COTTAGE LIVING! Cottage HOA benefits include lawn maintenance along with roof replacement and exterior repainting on the community's established maintenance schedule, allowing more time to enjoy the Latitude lifestyle! Remainder of the 10-year structural warranty. LIVE THE LATITUDE LIFESTYLE! Residents enjoy an extraordinary array of resort-style amenities, including a spectacular tropical pool, fitness center, pickleball and tennis courts, walking and biking trails, live entertainment at the Bandshell, on-site dining, and an exciting calendar of social activities and clubs. LOCATION, LOCATION, LOCATION! Just approximately 7 miles from the beautiful white-sand beaches of the Emerald Coast, Latitude Margaritaville Watersound offers the perfect combination of coastal convenience and resort-style living. Exciting nearby developments include a planned Publix-anchored commercial shopping center, a new medical campus and hospital, and continued growth along the Northwest Florida coast. Beautifully upgraded, meticulously appointed, and ideally located near the amenities--this Camellia Cottage is ready for you to start living your best Latitude life!

8373 Fins Up Court, Panama City Beach
305 Coconut Grove Court, Panama City Beach
$539,000
3 Beds ⋅ 2 Baths ⋅ 797241 MLS
Built in 2017 as the personal home of the developer of Tapestry Park's first phase, this Craftsman-style home has details you won't find in a typical build. It has 3 bedrooms, 2 baths and 1,945 sq ft on one level, with high ceilings, crown molding, custom trim and high gloss tile floors throughout. The living room centers on an electric fireplace and opens to a kitchen with granite counters, an island, a walk-in pantry and a butler's kitchen. The primary suite has a double vanity and a large walk-in closet. Recent updates include a new A/C system and a new dishwasher. Outside you'll find a covered front porch, a covered deck, a sprinkler system and an attached 2-car garage. Tapestry Park is one of Panama City Beach's most established year-round neighborhoods, walking distance to the beach, centrally located between the East and West Ends, minutes from the beach and Pier Park, and across the street from Hutchison Beach Elementary. HOA includes cable, internet, trash, community pool, clubhouse, tennis and pickleball courts, playground and greenspaces.

305 Coconut Grove Court, Panama City Beach
904 Louisiana Avenue, Lynn Haven
$485,000
4 Beds ⋅ 3 Baths ⋅ 797238 MLS
Beautifully Designed 2023 Construction in Charming Lynn Haven - No HOA! Welcome home to this well appointed 2023-built home, offering the perfect blend of modern style, thoughtful design, and everyday convenience! Featuring 4 bedrooms, 2.5 luxurious bathrooms, and an open-concept floor plan with a desirable split-bedroom layout, this home is designed for both comfortable living and effortless entertaining. Step inside and enjoy an abundance of natural light, stylish light fixtures, and gorgeous light-toned luxury vinyl plank flooring throughout. The spacious kitchen is sure to impress with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island perfect for gathering, and a generous pantry complete with built-in shelving. The spacious primary suite offers a relaxing retreat, while the ensuite bathroom features a stunning freestanding soaking tub, a separate tiled walk-in shower with a convenient built-in niche, and a double vanity. Adding an extra touch of convenience, the generously sized walk-in closet features custom built-in shelving and connects directly to the laundry room, complete with a utility sink. Additional highlights include hurricane-rated windows and doors for added peace of mind, a two-car garage, and a covered patio perfect for grilling and enjoying the outdoors. Outside, you'll find a large, fully fenced backyard with plenty of room to entertain, play, or simply relax. Nestled on a quiet street in the charming, well-established Lynn Haven neighborhood, this home offers the added benefit of being close to public boat ramps, making it easy to enjoy the beautiful waterways of the area. And with NO HOA, you'll have the freedom and flexibility to enjoy your property your way! Modern construction, beautiful finishes, a functional floor plan, and a fantastic location make this home one you won't want to miss. Schedule your private showing today!

904 Louisiana Avenue, Lynn Haven
9440 Daydream Drive, Panama City Beach
$448,763
2 Beds ⋅ 2 Baths ⋅ 797235 MLS
Rarely Available Mango Cottage | Phase 9 | 2 Bedrooms + Den | 2 Bathrooms | Approximately $86,000 in Upgrades Welcome to this rarely available and highly sought-after Mango Cottage in Latitude Margaritaville Watersound! Less than one year old and loaded with approximately $86,000 in upgrades, this beautifully appointed home offers the perfect combination of coastal elegance, thoughtful design, and low-maintenance resort-style living. Featuring 2 bedrooms, 2 bathrooms, and a spacious den with glass doors, this popular floor plan offers versatility for guests, a home office, or additional living space. The bright, open-concept design is enhanced by vaulted ceilings, abundant natural light, recessed lighting, and upgraded laminate flooring throughout the main living areas. The beautifully upgraded kitchen is a standout, featuring Level 3 quartz countertops, upgraded cabinetry, a center island, gas range, stylish tile backsplash, soft-close doors, pull-out shelving, and under-cabinet lighting. Both bathrooms feature upgraded tile flooring, tiled showers, and Level 3 quartz countertops. Custom closet and pantry organization with wood shelving provides exceptional storage throughout the home. Additional upgrades include impact-resistant windows and doors, a security doorbell and camera, Wi-Fi and Sonos package, ceiling fans in both bedrooms, and a beautifully finished laundry room with decorative accent wall and built-in cabinetry. The garage is equally impressive with epoxy-coated flooring, built-in storage, utility sink, and water filtration system. One of this home's most desirable features is its west-facing screened porch, offering spectacular sunset views and an open lawn area rather than another cottage directly facing you--an ideal setting for relaxing and enjoying Florida's beautiful evenings. Adding even more value, an Evolution 4-passenger golf cart, refrigerator, washer, dryer, and outdoor patio furniture and rug are all included with the sale! Most of the home's furnishings and décor are also negotiable, offering buyers an opportunity for a beautifully furnished, nearly move-in-ready coastal retreat. Situated in desirable Phase 9, near the proposed second set of community amenities, this home offers an exceptional location within Latitude Margaritaville Watersound, a vibrant 55+ golf cart community known for its incredible resort-style lifestyle. Residents enjoy a spectacular oasis pool & indoor lap pool, a state-of-the-art fitness center, tennis, pickleball, theater, amphitheater with live weekend music, dog park and spa, and an abundance of social activities. Located approximately 7 miles from the beautiful beaches of Florida's Emerald Coast, with convenient access to Northwest Florida Beaches International Airport and the new hospital under construction, this location offers the best of coastal living. Why wait to build when you can enjoy this nearly new, extensively upgraded Mango Cottage with a golf cart included? Experience the lifestyle you've been dreaming of at Latitude Margaritaville Watersound!

9440 Daydream Drive, Panama City Beach
1203 W 12th Street, Panama City
$339,000
3 Beds ⋅ 2 Baths ⋅ 797232 MLS
Located in desirable St. Andrews. Spacious 3-bedroom 2-Bathroom home. Features ample storage space, a bonus room, attached 2 car garage, sizeable driveway, considerably large lot and storage shed. This charming home has the space you need and the perfect blend of comfort and convenience. There is plenty of room for outdoor enjoyment. Just minutes to local shopping, dining, and parks. All dimensions are approximate.

1203 W 12th Street, Panama City
224 16th Street, Panama City Beach
$985,000
4 Beds ⋅ 4 Baths ⋅ 797228 MLS
Stunning Coastal Craftsman Near the Beach on the West End of Panama City Beach. Turnkey Investment Opportunity. Welcome to coastal living at its finest! Located in the highly desirable Laguna Beach neighborhood of Panama City Beach, this stunning Coastal Craftsman-style home offers the perfect combination of beachside living, spacious accommodations, and proven rental income potential. Just a short distance from the sugar-white sands of the Gulf, this beautifully appointed 4-bedroom, 3.5-bath home offers 2,094 square feet of thoughtfully designed living space. The split-level floor plan features a spacious great room, a generously sized primary suite overlooking the private heated pool and outdoor living area, and an additional oversized bedroom with a private full bathroom that could easily serve as a second primary suite. Step outside and discover your own private backyard oasis! Enjoy the heated pool, two outdoor showers, outdoor TV, and inviting outdoor living space complete with Polywood furnishings--perfect for entertaining, relaxing after a day at the beach, or enjoying the beautiful coastal lifestyle. Beach Access 80 is conveniently located just down the street, making trips to the beach effortless. Even better, this property is being offered fully furnished and turnkey, allowing the next owner to step right in and enjoy it or continue its established rental income operation. Additional features include a double garage, chef's kitchen with stainless appliances, and exceptional indoor and outdoor living spaces. Whether you're searching for a personal beach retreat, a second home, or an income-producing investment, this exceptional Laguna Beach property checks all the boxes! Don't miss your opportunity to own a piece of the Panama City Beach lifestyle!

224 16th Street, Panama City Beach
118 Twilight Bay Drive, Panama City Beach
$875,000
4 Beds ⋅ 3 Baths ⋅ 797227 MLS
Waterfront Luxury, Timeless Elegance & the Ultimate Florida Lifestyle! Some homes offer beautiful features. Others offer an extraordinary lifestyle. Welcome to 118 Twilight Bay Drive, where peaceful waterfront views, timeless elegance, and exceptional amenities come together to create a place you'll be proud to call home. Nestled along the tranquil waters of the bayou, this stunning all-brick waterfront residence offers 4 spacious bedrooms, 2 oversized bonus rooms, a private in-ground pool, and a screened lanai, delivering the perfect combination of luxury, comfort, and versatility. Whether you're entertaining guests, enjoying quiet evenings by the water, or creating unforgettable memories with family and friends, this home was designed to make every moment special. From the moment you step inside, you'll appreciate the abundance of natural light, spacious open living areas, and thoughtfully designed split floor plan that provides both privacy and functionality. At the heart of the home, the expansive kitchen offers generous space for preparing meals, gathering with loved ones, and entertaining. A charming breakfast nook provides the perfect setting for casual mornings, while the formal dining room creates an elegant atmosphere for holidays, celebrations, and memorable dinners. The luxurious primary suite is a private retreat of its own, featuring beautiful waterfront views and a spa-inspired bathroom designed for relaxation. Unwind in the gorgeous freestanding Jacuzzi tub, refresh in the separate walk-in shower, and enjoy the elegance of a tastefully appointed double vanity. An enormous walk-in closet completes this exceptional space, offering both convenience and luxury. Two exceptionally large bonus rooms provide incredible flexibility to fit your lifestyle. Imagine a dedicated home theater for family movie nights, an impressive game room, home gym, executive office, or additional entertainment space. The possibilities are endless! Step outside and discover where this property truly shines. Your private waterfront paradise awaits, complete with a sparkling in-ground pool, screened lanai, and peaceful bayou views that create an incredible backdrop for everyday living. Spend sunny afternoons lounging poolside, host unforgettable gatherings, or simply relax and enjoy the serenity of your surroundings. For those who love life on the water, the property features a vinyl seawall and private dock, inviting you to cast a line and catch fish right from your backyard. Launch a kayak or paddleboard and explore the scenic bayou with access to the bay, embracing the coastal lifestyle that makes Panama City Beach so special. From early morning fishing to breathtaking waterfront sunsets, every day offers another opportunity to enjoy the outdoors. Beyond its beauty, this home delivers impressive efficiency and practical upgrades. A fully paid-for solar panel system contributes to an average electric bill of approximately $35 per month, offering remarkable energy savings. A solar pool heater extends your enjoyment of the pool, while the oversized driveway provides abundant parking for family and guests. Located in a welcoming neighborhood with sidewalks perfect for evening strolls, bike rides, and enjoying the outdoors, this property offers a wonderful balance of peaceful waterfront living and convenient access to everything Panama City Beach has to offer. This isn't simply a home; it's an opportunity to experience a lifestyle that others dream about. Birthday celebrations by the pool, early mornings fishing from the dock, afternoons exploring the water, and family movie nights that become cherished traditions. Because the greatest luxury isn't just where you live. It's the memories you'll make along the way.

118 Twilight Bay Drive, Panama City Beach
9622 Escape Avenue, Panama City Beach
$715,925
3 Beds ⋅ 3 Baths ⋅ 797226 MLS
Move-In Ready this December to January! Take advantage of this great opportunity to own the roomy and beautiful St. Bart floorplan in Latitude Margaritaville Watersound. Picture yourself spreading out in the large 3 bedroom and 3 bath home with an additional designated study. The homes' light filled common areas spill into a spacious kitchen that is thoughtfully designed with a large island, quartz countertops, tile backsplash, and white cabinets with a matching hood vent. The professionally designed kitchen features a gas drop -in range and microwave/ wall oven combo, along with extra counter space and storage in the key drop area. Durable Mohawk RevWood laminate flooring flows throughout the home. Elegant eight-foot interior doors enhance the open feel of the home, while impact-resistant exterior windows and doors provide added peace of mind. Enjoy views of the peaceful preserve from your covered lanai that is complete with brick pavers. This home is perfect for everyday living and for entertaining friends and neighbors. Another exceptional home that combines quality craftsmanship, timeless design, and the relaxed lifestyle that Latitude Margaritaville is known for.

9622 Escape Avenue, Panama City Beach
12814 Lake Merial Strand Drive, Panama City
$493,512
4 Beds ⋅ 3 Baths ⋅ 797225 MLS
PICTURES OF SIMILIAR HOME OPTIONS, COLORS AND UPGRADES MAY DIFFER! Introducing the Navarre B plan! With its spacious layout and thoughtful design, this home offers comfort, flexibility, and a touch of luxury. Covering an impressive 2,482 square feet, the Navarre is a home that provides ample space for the whole family. As you approach the front entrance, you'll notice the large truss covered porch, adding charm and character to the exterior. Upon entering the foyer, you'll find an optional den/living space that can also be converted into a fifth bedroom, providing versatility to suit your needs. Adjacent to this area, there is a section of the home that can serve as guest quarters or an ideal space for multi-generational living or a teen space, offering privacy away from the other bedrooms. This area includes a separate full bath and a linen closet. Moving through the dining room and great room combo, you'll experience an open and inviting atmosphere. The great room seamlessly connects to the kitchen and breakfast nook, creating a central hub for family gatherings and entertaining. The kitchen features an island that houses a dishwasher and sink, combining functionality with style. A corner pantry provides ample storage for your culinary essentials. COME SEE THE HOLIDAY BUILDERS BY STANLEY MARTIN NAVARRE FLOORPLAN!

12814 Lake Merial Strand Drive, Panama City
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