Bay Homes for Sale

Bay Homes for Sale

Welcome to Bay County, Florida, where coastal charm meets vibrant community living! Nestled in the heart of the Florida Panhandle, Bay County is renowned for its stunning beaches, lush landscapes, and a rich tapestry of culture and history. With its picturesque waterfront views and year-round sunshine, this region offers a perfect blend of relaxation and adventure, making it an ideal place to call home.

Bay County is home to the beautiful city of Panama City, known for its stunning white-sand beaches along the Gulf of Mexico. Residents enjoy a plethora of outdoor activities, from fishing and boating to hiking in the nearby state parks. The area boasts a friendly atmosphere, complete with charming local shops, delightful eateries, and vibrant community events that bring neighbors together.

For those considering a move to this enchanting region, Bay County has a diverse selection of homes for sale to suit every lifestyle. Whether you’re searching for a cozy beachfront cottage, a spacious family home in a friendly neighborhood, or a luxurious waterfront property with breathtaking views, you’ll find it all here. The real estate market is thriving, offering opportunities for first-time buyers, retirees, and everyone in between.

Explore the possibilities of owning a piece of paradise in Bay County, where every day feels like a vacation. With its beautiful homes and welcoming community, you’ll quickly discover why so many choose to make this stunning area their forever home. Start your journey today and let Bay County be the backdrop to your next chapter!

Newest Bay Homes for Sale

$724,900
4 Beds ⋅ 3 Baths ⋅ 795444 MLS
From the moment you step inside this breathtaking 4 bedroom, 3 bathroom home, you'll immediately notice the thoughtful design, beautiful finishes, and attention to detail throughout. Situated on a .26 acre lot with canal frontage and Gulf access to North Bay, this home offers the perfect blend of luxury, comfort, and Florida waterfront living with no HOA. The interior was fully remodeled in 2019 and features LVP flooring throughout, a spacious dining room, dedicated office/flex space, and elegant crown molding. The gourmet kitchen is equipped with stainless steel appliances, a double oven, and beautiful quartz countertops, flowing seamlessly into the living spaces. A stylish wet bar adds the perfect touch for entertaining. The desirable split-bedroom floor plan provides privacy, with a stunning primary suite featuring a beautifully appointed ensuite bathroom complete with a full wet room and relaxing soaking tub. Step outside and discover your own private oasis. The backyard features a saltwater pool surrounded by more than $60,000 in new pavers and professional landscaping, creating an incredible space for relaxing, entertaining, and enjoying the Florida lifestyle. With no HOA, waterfront access, a fully remodeled interior, exceptional upgrades, beautiful finishes, and an incredible outdoor living space, 1006 Kristanna Drive truly has it all. Come see why this beautiful Northshore home is one you won't want to miss!

1006 Kristanna Drive, Panama City
$185,000
2 Beds ⋅ 2 Baths ⋅ 795442 MLS
Inside photos coming soon. Owner is still working on a few projects but we are ready to get it sold. It is ALL about the location! Plenty of places to walk to (Publix, Sonny's, Starbucks, Waffle Houses, Whataburger....just to name a few). Very quiet neighborhood just off of Hwy 77 in Lynn Haven. If convenience had a picture it would be this location. This end unit townhome offers a fully fenced yard. There are 2 bedrooms and a full bathroom upstairs as well as a linen closet. Downstairs you have new LVP flooring and a new open concept kitchen, dining and living room area with a half bath. Both bathrooms have new toilets. The HVAC system was replaced in 2023. The roof was replaced in 2019. This townhome was once used as a rental and brought in $1300 month. Schedule a showing today!

2505 Johnson Drive, Lynn Haven
$699,000
2 Beds ⋅ 3 Baths ⋅ 795438 MLS
Welcome to 9287 Escape Avenue, where every day feels like a vacation. Perfectly positioned on a premium waterfront homesite in Phase 7 of Latitude Margaritaville Watersound, this highly sought-after Breeze Bay floor plan offers the ideal blend of luxury, comfort, and resort-style living. This thoughtfully designed residence features 2 bedrooms, 2.5 bathrooms, and a private office/den, providing flexible space for guests, hobbies, or working from home. Extensively upgraded from top to bottom, this exceptional home showcases premium finishes, thoughtful customizations, and virtually every available builder upgrade. Enter through the optional full-glass front entry door, allowing abundant natural light to fill the extended 14-foot foyer. Inside, the bright open-concept floor plan is enhanced by durable Mohawk RevWood flooring, 5¼-inch baseboards, 8-foot interior doors, and elegant cove-style crown molding throughout the foyer, living area, and primary suite tray ceiling. The spacious living room features custom built-ins surrounding the optional Heatilator gas fireplace, while custom ash beams accent the vaulted ceiling, beautifully coordinated with the flooring. An optional floor outlet provides a clean, seamless look by eliminating visible cords, and designer lighting throughout the foyer, dining area, and kitchen adds warmth and sophistication. The private office is enclosed with optional glass French doors, while the garage entry features the upgraded key-drop area with additional cabinetry and quartz countertops for added organization and convenience. Designed for both entertaining and everyday living, the gourmet kitchen is loaded with premium upgrades, including optional double wall ovens, a gas cooktop, Level 6 quartz countertops with a matching quartz backsplash, rich wood 42-inch upper cabinetry, soft-close doors and drawers, pull-out shelving throughout, including the pantry, and abundant storage. The oversized center island comfortably seats four to six guests and includes built-in trash bins along with a convenient pull-out sponge storage compartment. The luxurious primary suite serves as a true spa-inspired retreat, complete with dual walk-in closets and a tray ceiling. The elegant primary bath features an optional zero-entry walk-in shower with frameless glass enclosure, three shower heads, floor-to-ceiling designer tile, upgraded cabinetry, quartz countertops, and added grab bars. An additional electrical outlet has also been installed in the water closet for a future bidet. The guest bathroom has been equally upgraded with a walk-in shower in place of the standard tub, floor-to-ceiling tile, premium cabinetry, and quartz finishes, creating a cohesive luxury feel throughout the home. The indoor and outdoor living spaces blend seamlessly through the impressive four-panel collapsible sliding glass doors, opening to a peaceful covered lanai overlooking tranquil water and preserve views. Whether you're enjoying your morning coffee, relaxing with a book, or taking in spectacular Florida sunsets, this private outdoor retreat offers the perfect place to unwind. Additional upgrades continue into the garage and exterior, including a garage insulation package, insulated garage door, utility sink, dedicated 20-amp electrical circuit, additional exterior electrical outlets, extra hose bibs, and pre-fitted full hurricane shutters. Beyond the home itself, you'll enjoy everything that makes Latitude Margaritaville Watersound one of Northwest Florida's premier active-adult communities. Residents enjoy world-class resort amenities, including the spectacular Bar & Chill, featuring two dining areas and an upper-level terrace overlooking the beautiful Intracoastal Waterway--the perfect place to enjoy live entertainment, dinner with friends, or breathtaking sunset views. Be sure to take full advantage of the Paradise Pool, weekly live music and dancing at the bandshell, and endless opportunities to stay active and creative. Residents can enjoy a variety of classes and activities, including woodworking, pottery, arts and crafts, and so much more. Conveniently located near Pier Park, you'll also have easy access to some of the area's finest shopping, restaurants, entertainment, and the white-sand beaches of the Emerald Coast. Why wait a year or more to build when you can move into a completed home loaded with premium upgrades today? Offering one of the community's most desirable waterfront locations, 9287 Escape Avenue is an exceptional opportunity to embrace the carefree, resort-style lifestyle you've been dreaming of.

9287 Escape Avenue, Panama City Beach
$319,900
4 Beds ⋅ 2 Baths ⋅ 795435 MLS
Welcome to the Beau, located at the Hodges Bayou community in Southport, Florida. The Beau is one of our popular one-story floor plans used in many communities across the country, making it an excellent choice for a new home. With this 4 bedroom, 2 bath home, you will see 1,856 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Beau, you will see the long main hallway leading you to the open living room and kitchen. Engineered vinyl plank flooring throughout the main areas offer a sleek, low-maintenance way to keep your floors looking great while soft carpet in the bedrooms keep your feet cozy. The kitchen and bathrooms feature granite countertops and white cabinetry, a walk-in pantry, and a large island ideal for family and guests to enjoy your meals together. The primary bedroom has its own bathroom featuring a spacious walk-in closet, a double vanity, and a separate walk-in shower and tub. Each room in the house has large windows that allow plenty of natural light in to brighten your mood and home up. On the exterior of the home, you will see durable vinyl siding and each home comes standard with a sodded yard, dimensional shingles, and more. The Beau also features a covered back patio. Sidewalks line every street so you can enjoy the unbeatable Florida sunsets and sunrises on your walk with the kids or the dogs. Whatever room in this house you're in, you will feel right at home. Contact us today to find your home at Hodges Bayou Plantation! Don't forget to ask us about available upgrades and options for this home!

3188 Blue Bird Lane, Panama City
$339,500
3 Beds ⋅ 2 Baths ⋅ 795434 MLS
Poolside Paradise in the Heart of Panama City Beach! Welcome to 128 Heritage Circle in beautiful Panama City Beach, Florida -- a charming 3-bedroom, 2-bath home offering 1,327 heated and cooled square feet of comfortable living, stylish updates, and inviting spaces designed for both relaxing and entertaining. Step inside to find vaulted ceilings, bay windows, and a cozy fireplace that create a warm and airy feel throughout the home. The layout includes a versatile bar/entertainment area and an impressive 12x24 sunroom, giving you the perfect place to host guests, enjoy family gatherings, or simply unwind. Out back, your private Florida retreat awaits. The home features a screened-in enclosed inground pool and a fenced backyard, offering both privacy and a great setup for entertaining, pets, or play. Recent pool area improvements, including a re-tiled pool and a resurfaced pool deck with Ninja concrete coating, add even more appeal to this outdoor oasis. The primary suite serves as a relaxing retreat with an en-suite bathroom, large walk-in closet, and a skylight in the primary bath that fills the space with natural light. Located on a quiet circle street with very light traffic and no thru traffic, this home offers a peaceful setting while still being close to everything. You'll love the convenient access to the Hathaway Bridge, the Navy Base, shopping, and restaurants. Plus, you're just 5 miles from Pier Park and only a quick 7-minute drive to the white sandy beaches and St. Andrews State Park. Important updates offer peace of mind, including a roof replaced in 2021, new hot water heater in 2024, new appliances, new countertops and backsplash, LeafFilter gutter guards, and more. All appliances stay. The home is being sold unfurnished, though the seller will consider working with the buyer on furnishings. This home offers the perfect blend of comfort, convenience, and coastal charm -- all with your own private backyard oasis.

128 Heritage Circle, Panama City Beach
$564,072
3 Beds ⋅ 2 Baths ⋅ 795433 MLS
Take advantage of $37,500 BUILDER INCENTIVE with preferred lender! Harris Doyle Homes offers a Hillsboro plan in waterfront SweetBay. This charming home features three spacious bedrooms plus a large formal dining, den or study, an open kitchen with a slide-in gas range, built in microwave, quartz countertops, tile backsplash, stunning designer range hood and under cabinet lighting.The large Great Room extends out to a rear lanai. The laundry connects to the primary closet for added convenience. The primary suite features a zero-entry tile-to-ceiling shower and dual quartz vanities. The design team has incorporated stylish finishes with quartz countertops, decorative doors, designer light package, LVP flooring and crown molding. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida!

1506 Boxwood Avenue Unit LOT 764 - HILLSBORO PLAN, Panama City
$475,000
2 Beds ⋅ 2 Baths ⋅ 795432 MLS
Steps from Public Beach Access 95, this 2-bedroom + flex room, 2-bathroom coastal home offers laid-back beach living , golf-cart. Low density sandy beaches, local character and lots of charm define this area of the West End. The open concept space of the living room and kitchen is filled with natural light. The spacious fenced back yard, sundeck and firepit provide relaxing outdoor amenities, with plenty of room to build a pool. The shed has potential for a Home Office Conversion.

22605 Sunset Avenue, Panama City Beach
$259,000
3 Beds ⋅ 2 Baths ⋅ 795431 MLS
St. Andrews attached single family home. Just Minutes from the Marina & Park! This 3-bedroom, 2-bath townhome offers low-maintenance living in the heart of the St. Andrews area. Step outside to the privacy-fenced backyard, excellent for Grilling, or enjoying the beautiful Florida weather. Conveniently located within walking distance of the St. Andrews Marina, park, local restaurants, shops, and the many festivals and events held throughout the year. Whether you're a first-time homebuyer, looking for a second home, or seeking a rental investment, this property offers an excellent opportunity in a highly desirable area This single-story residence centers on an open-concept layout connecting the living room, dining area, and kitchen, with seamless transitions provided by large-format, light-beige ceramic tile flooring that extends throughout the entire home. The primary gathering spaces feature soft seafoam-green walls beneath textured ceilings equipped with recessed HVAC vents, all bordered by clean white baseboards. Natural light enters through single-hung vinyl windows and a six-panel front door with an upper glass insert, while overhead lighting is defined by a brushed-nickel candelabra chandelier above the dining area and a multi-bulb ceiling fan in the living room. The open kitchen is anchored by a peninsula faced with whitewashed horizontal planking and appointed with white Shaker cabinetry, speckled gray granite countertops, a white subway tile backsplash, and an undermount stainless steel sink with a high-arc faucet. Past the main living space, an interior hallway lined with flush-panel white doors leads to the private quarters, which transition into smooth-finished ceilings and a palette of slate-blue and warm neutral wall colors. The bedrooms continue the unbroken ceramic tile flooring, simple baseboards, and window trim, illuminated by overhead ceiling fans--including a distinctive unit in the primary bedroom with carved palm-leaf blades and a frosted center light. Throughout the layout, consistent floor transitions, standardized vinyl windows with horizontal blinds, and clean, low-maintenance architectural finishes create a cohesive interior structure.

2502 W 10th Street Unit B, Panama City
$557,694
3 Beds ⋅ 2 Baths ⋅ 795430 MLS
Take advantage of $37,500 BUILDER INCENTIVES with preferred lender! Presenting the Sawgrass plan in waterfront SweetBay's newest phase, Indigo Lakes. This spacious home offers plenty of comfortable indoor and outdoor living space with a large Great Room and kitchen extending out to a covered lanai. The primary suite features a large tile-to-ceiling shower and walk-in closet. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay / Gulf access for kayaking, private beach, paddle boarding, and fishing, parks, junior olympic resort pools, sports court, miles of trails, and future amenities including a Publix-anchored town center and marina! New home buyers even get priority access to top-rated University Academy!

1501 Indigo Street Unit LOT 836 - SAWGRASS PLAN, Panama City
$329,900
3 Beds ⋅ 2 Baths ⋅ 795427 MLS
NEW CONSTRUCTION CRAFTSMAN STYLE 3BR/2BA in Downtown Panama City's coveted Garden Club area! Built for ultimate peace of mind, this 1,500 sq ft home features a premium metal roof, impact windows, and NO REQUIRED FLOOD INSURANCE and NO HOA!. Inside, enjoy LVP flooring throughout, beautiful granite countertops, and upgraded stainless appliances. The exterior offers a low-maintenance, fully landscaped small yard with an automatic sprinkler system. Incredible location just moments from Beach Drive, walking parks, the dog park, and historic downtown dining and shopping.

605 Garden Club Drive, Panama City
$1,650,000
4 Beds ⋅ 4 Baths ⋅ 795424 MLS
Welcome to 553 Wahoo Road, a beautifully appointed waterfront home in the gated Bay Point community. Ideally positioned east of the Bonefish Bridge, the property offers 80 feet of water frontage with no overhead obstructions, making it ideal for large boats with towers. Located near the beginning of the canal system, the home is less than a ten minute ride through the no wake zone to open water. Additional boating features include a vinyl seawall and 50 amp shore power. This spacious four bedroom, four bathroom home is filled with natural light and showcases vaulted ceilings, skylights, a living room fireplace, and water views from both the front and rear. The well equipped kitchen features a Viking gas cooktop, Viking oven, and Viking microwave, while the wet bar with beverage cooler makes entertaining effortless. Outdoor living is equally impressive. Relax beside the heated swimming pool, take in the waterfront views from the oversized elevated rear deck, or entertain guests in the covered outdoor kitchen, complete with a Big Green Egg, gas grill, and single gas burner. It is the perfect setting for cookouts after a long day on the water, with generous areas for lounging and gathering. Additional features include a standing seam metal roof, paver driveway, whole house rain gutters, single car garage, and Generac generator. Nestled securely within Bay Point, residents enjoy amenities that include manned entrance gates with guards and roving security. Bay Point is home to the Nicklaus Golf Course, the only one in Northwest Florida, as well as Point South Marina, a full service facility with a fuel dock and slips accommodating yachts up to 120 feet. This exceptional property brings together convenient boating access, comfortable coastal living, and outstanding spaces for entertaining.

553 Wahoo Road, Panama City Beach
$643,150
4 Beds ⋅ 3 Baths ⋅ 795418 MLS
The Azalea plan built by Harris Doyle Homes is now offered in Breakfast Point East on a conservation lot with lake views! This spacious home offers 4 bedrooms plus a loft (optional 5th bedroom with 4th full bath) and formal dining room. In addition to the indoor living space, there is a large outdoor lanai. The main level primary suite features a large tile-to-ceiling shower, dual vanity, and walk-in closet. The open island kitchen has a large island for casual dining, or you can entertain elegantly in the adjacent dining room. New home plans built by Harris Doyle Homes start in the $430,000s in Breakfast Point East!

677 Crystal Bayou Boulevard Unit LOT 17 - AZALEA PLAN, Panama City Beach
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