Bay Homes for Sale

Bay Homes for Sale

Welcome to Bay County, Florida, where coastal charm meets vibrant community living! Nestled in the heart of the Florida Panhandle, Bay County is renowned for its stunning beaches, lush landscapes, and a rich tapestry of culture and history. With its picturesque waterfront views and year-round sunshine, this region offers a perfect blend of relaxation and adventure, making it an ideal place to call home.

Bay County is home to the beautiful city of Panama City, known for its stunning white-sand beaches along the Gulf of Mexico. Residents enjoy a plethora of outdoor activities, from fishing and boating to hiking in the nearby state parks. The area boasts a friendly atmosphere, complete with charming local shops, delightful eateries, and vibrant community events that bring neighbors together.

For those considering a move to this enchanting region, Bay County has a diverse selection of homes for sale to suit every lifestyle. Whether you’re searching for a cozy beachfront cottage, a spacious family home in a friendly neighborhood, or a luxurious waterfront property with breathtaking views, you’ll find it all here. The real estate market is thriving, offering opportunities for first-time buyers, retirees, and everyone in between.

Explore the possibilities of owning a piece of paradise in Bay County, where every day feels like a vacation. With its beautiful homes and welcoming community, you’ll quickly discover why so many choose to make this stunning area their forever home. Start your journey today and let Bay County be the backdrop to your next chapter!

Newest Bay Homes for Sale

$335,000
3 Beds ⋅ 2 Baths ⋅ 793449 MLS
Abundant natural light fills this home, creating a bright welcoming atmosphere. The open-concept layout and high ceilings enhance the spacious feel, while a cozy corner fireplace adds warmth and character to the main living area. The kitchen features a farmhouse sink, quartz countertops, modern appliances and ample cabinet and pantry storage. The primary suite includes a tray ceiling and a private bath with dual vanities. The HVAC system was updated in 2023, offering improved efficiency. Step into the enclosed sunroom overlooking a spacious fully fenced backyard with plenty of room for pets to roam, entertain, garden or simply enjoy the outdoors. An irrigation system helps keep the lawn looking its best, while sidewalks throughout the neighborhood add to its appeal. With No HOA and located outside of a flood zone, this home offers added peace of mind. Bring your boat as you're minutes from local boat ramps with easy access to both freshwater and saltwater fishing. Conveniently located near shopping, schools, dining, Tyndall Air Force Base and Northwest Florida Beaches International Airport (ECP). Come experience everything this Lynn Haven home has to offer.

1801 Glencoe Drive, Lynn Haven
$173,000
1 Baths ⋅ 793448 MLS
Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.

14401 Front Beach Road Unit 220, Panama City Beach
$785,000
3 Beds ⋅ 3 Baths ⋅ 793447 MLS
Beautiful canal-front home offering over 2,500 heated square feet with an open, split-bedroom floor plan designed for comfortable everyday living and entertaining. The spacious family room features a vaulted ceiling and wood-burning fireplace, creating a warm and inviting gathering space. The fully equipped kitchen includes a pantry, abundant cabinetry, and opens seamlessly to the main living areas. The private primary suite offers a generous bedroom and an ensuite bath with double vanities, a garden tub, separate shower, and walk-in closet. Two additional bedrooms are located on the opposite side of the home for added privacy. Step outside to enjoy Florida living at its best with a screen-enclosed in-ground pool, covered porch, and a large backyard overlooking the canal. Boaters will appreciate the vinyl seawall, covered boathouse, and direct water access. As part of the county's canal dredging project, the canal adjacent to the property was reported to provide an approximate water depth of five feet at Mean High Water (MHW), offering excellent access for many recreational boats. Approximate canal depth is based on the county's dredging information; buyers should verify suitability for their specific vessel and operating conditions. The oversized lot provides plenty of room for outdoor activities and entertaining. Additional features include a 600-square-foot attached garage, inside laundry, mature landscaping, and a desirable location in King's Point. According to the Bay County Property Appraiser, the home offers 2,567 heated square feet, was built in 1988, sits on approximately 0.48 acres, and is located in Flood Zone X, where the home itself is outside the high-risk flood hazard area. A rare opportunity to own a spacious waterfront home with a pool, private boating amenities, and the lifestyle that makes Florida living so enjoyable.

116 Queens Circle, Panama City
$368,000
3 Beds ⋅ 2 Baths ⋅ 793442 MLS
You will love the DOUBLE GATE, especially if you need to store a boat or a camper in the backyard -No HOA fees!--New ELECTRICAL panel in 2025, new roof in 2022, new irrigation pump in 2021, and the heat pump was a recent purchase. The great news is you will enjoy the third acre lot with a fenced yard for more privacy. Location of course is PRIME since you are only a minute or two away from Highway 77 ---which leads to many great destinations! The large back deck will be a new favorite area for many reasons. The garage door was replaced in 2018, so imagine your future in this precious house. You only need to move in.

343 Bell Circle, Lynn Haven
$437,000
3 Beds ⋅ 2 Baths ⋅ 793435 MLS
West Panama City Beach charmer with inground pool, extra RV/boat parking, and no HOA. Beautifully styled and move-in ready. This professionally decorated 3-bedroom, 2-bath shabby-chic coastal home delivers the lifestyle everyone wants on the west end. Located just 5 minutes to the nearest beach access, 5 minutes to Pier Park, and 15 minutes to ECP Airport, the west-end setting delivers a comfortable, well-connected location suited for both full-time living and a relaxed second-home lifestyle. A vaulted living room sets the tone with a custom floor-to-ceiling board-and-batten feature wall, creating an elegant architectural focal point. The crisp white interior color scheme enhances the natural light throughout, including the front guest bedroom with its own vaulted ceiling. The bedrooms feature LVP flooring, and the hallway bath has been updated with a new vanity and resurfaced tub/shower. The kitchen offers stainless steel appliances that convey, with easy flow to the large covered back porch, complete with privacy curtains overlooking your private outdoor oasis. Enjoy an inground pool with newly installed patio surround, river-rock hardscape landscaping, and a cozy fire pit perfect for evenings at home. The fenced backyard also includes a versatile she-shed/storage building. The primary bedroom overlooks the pool and backyard, offering a peaceful retreat. Outside, the property shines with no HOA, a two-car garage, paved driveway, extra parking pad for a boat or RV, plus additional gravel parking space. A rare west-end find with style, function, and outdoor living dialed in, ready for its next owner to enjoy.

108 Jeanette Avenue, Panama City Beach
$635,000
3 Beds ⋅ 2 Baths ⋅ 793434 MLS
Welcome to a stunning, immaculate, fully transformed, turn-key residence including private swimming pool and hot tub located on the the highly sought after west end of the beach. Classic charm meets modern luxury. No expense was spared in this top-to-bottom renovation, offering peace of mind with new major systems and upgrades. Inside, the home boasts spectacular custom craftsmanship, including rich hard wood floors, a striking custom stone gas fireplace, and architectural wood ceilings with exposed beams. The gourmet kitchen is a chef's dream, featuring custom cabinetry with lighting, beautiful backsplash, stainless premium GE Cafe high-end appliances, and elegant custom moldings that run throughout the home. Both bathrooms have been completely remodeled from the ground up with designer tile, contemporary fixtures, vanities and master shower. HVAC 2020, Water Heater 2021. New outdoor Shower. New pool pump and filter system. Pool retiled. Plumbing. New landscaping, white vinyl fencing, sprinkler system, well, All new high density foam insulation in attic, gutters and freshly painted inside & outside. Taken down to the studs with high end upgrades. Just a few blocks to the sugary white sand beaches and emerald coastline. Easy access to fine dining, shopping, airport and outlet malls. Don't miss out on this Fabulous Home! Ask your agent for a list of all of the fabulous upgrades.

100 Bonaire Drive, Panama City Beach
$289,999
3 Beds ⋅ 2 Baths ⋅ 793433 MLS
Updated, move-in ready and priced to sell in the heart of Venetian Villa - with NO HOA! This 3-bedroom, 2-bath home offers 1,702 square feet of easy single-level living on a fully fenced lot just off Hwy 390 and Jenks Avenue. The sellers have already done the work: durable luxury vinyl plank flooring installed throughout, updated trim and baseboards, updated light fixtures and outlets, added laundry storage, keyless front entry, and a new wood privacy fence enclosing the entire back yard - a private retreat for kids, pets, grilling and Florida evenings outdoors. Zoned for popular Northside Elementary, Mowat Middle and Mosley High. Minutes to shopping, dining, medical facilities, Tyndall AFB and Naval Support Activity Panama City, and a short drive to Pier Park and the world-famous Gulf beaches. Established neighborhood, quiet streets, and mature charm at a price point that is hard to find in 32405. All measurements and information are approximate; buyer to verify if important. Schedule your showing today!

914 Venetian Way, Panama City
$639,323
4 Beds ⋅ 3 Baths ⋅ 793428 MLS
New construction by Fischer Homes in the beautiful Salt Grass at Ward Creek community, featuring the stunning Ivy design. This unique plan offers 4 bedrooms, 2 full baths, and 1 half bath. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. The owner's suite is on its own level and features a spacious private bath and oversized walk-in closet. Included is a versatile recreation room that can be customized into a guest suite. The spacious 2-bay garage completes this exceptional home.

663 Millbridge Drive, Panama City Beach
$568,999
4 Beds ⋅ 4 Baths ⋅ 793427 MLS
Introducing a brand new home nestled in the exquisite gated community of Sanctuary Beach! This stunning 4 bedroom, 3 bath residence boasts an inviting open-concept layout, seamlessly connecting indoor and outdoor living spaces. Revel in the elegance of Quartz countertops adorning soft-closing cabinets, complemented by a master bath featuring double vanities and an expansive custom floor-to-ceiling tiled shower. The spacious walk-in closet conveniently leads to the laundry room. Delight in modern conveniences including stainless steel appliances, a pot filler above the range, a 7-foot kitchen island, and a Butler pantry. Luxury vinyl plank flooring and lofty 10-foot ceilings accentuate the main living area's allure. Additional features include a 2-car garage with a brick paver driveway, a mudroom, irrigation system, and a covered back patio complete with a ceiling fan. Experience the epitome of luxury living in one of the beaches most sought-after communities!

3515 Cottage Cove Lane, Panama City
$599,900
4 Beds ⋅ 2 Baths ⋅ 793419 MLS
Welcome to this stunning custom-built 4-bedroom, 2-bath, 2,150 sq ft home, completed in late 2021 and situated on a spacious corner lot of .86 acres, in one of the area's most desirable gated communities! Tucked away in a quiet, peaceful neighborhood, you'll enjoy the charm of country living (chickens?) while remaining just minutes from Lynn Haven and Panama City for shopping, dining, churches, healthcare, and everyday conveniences. And when the coast calls, the Gulf's famous white-sand beaches and emerald-green waters are only about 25 minutes' drive. The oversized backyard offers endless possibilities to create your dream outdoor space whether you envision a custom pool, a pole barn for boat and RV storage, a workshop, a carriage/guest house, or an entertainment area for family and friends, there's plenty of room to bring your vision to life. Community amenities are exceptional, featuring a gated entrance, large saltwater swimming pool, clubhouse, and playground, making relaxation and recreation easy to enjoy right at home Custom-built by respected premier local (NWFL) builder Jeff Puckett Construction in late 2021, this home reflects the quality craftsmanship and attention to detail that have made his builds highly sought after throughout the area. Additional upgrades include hurricane shutters, a whole-home Generac generator, and gutters. The location is ideal for commuters and military families - just 20 miles from Tyndall Air Force Base, 14 miles from Northwest Florida Beaches International Airport (ECP), and 23 miles from Pier Park, Panama City Beach's premier destination for shopping, dining, and entertainment. Homeowners love being zoned for Deane Bozeman K-12 School, known for its strong academic and athletic programs and a one-of-a-kind agricultural program that gives students hands-on experience with farm animals, plant science, and agricultural management. For those pursuing higher education, the area is also home to Gulf Coast State College and Florida State University Panama City, offering convenient access to continued learning right in the community. Schedule your showing today!

9716 Sweetfield Lane, Panama City
$599,900
3 Beds ⋅ 3 Baths ⋅ 793415 MLS
Welcome to your ultimate COASTAL RETREAT with views of GRAND LAGOON! This stunning, new construction Coastal Craftsman masterpiece perfectly combines modern elegance with the relaxed Panama City Beach lifestyle. Step inside to discover a bright, sun-drenched sanctuary defined by soaring 10-foot ceilings, loads of windows, and glass doors designed to seamlessly bring the outside in. The gourmet kitchen is a chef's dream, beautifully appointed with premium Quartz countertops, stylish designer lighting, contemporary hardware and a custom RANGE HOOD. Engineered for the active coastal lifestyle, this property features an oversized garage plus a separate, dedicated parking space to easily store your boat, golf cart, and all your outdoor toys. Enjoy total freedom and unbeatable peace of mind with durable, low-maintenance Hardie board siding, low insurance costs, no required flood insurance, and no HOA fees. Located in a premier golf-cart-friendly community, you are just moments from a public boat launch, top-rated local restaurants, and the pristine shores of St. Andrews State Park. Whether you are looking for a private beachside sanctuary or a high-yielding Short-Term Rental (STR) investment, this turnkey property hits every mark. Schedule your tour today and start living the coastal dream!

6907 N Lagoon Drive, Panama City
$245,000
4 Beds ⋅ 2 Baths ⋅ 793413 MLS
Welcome to this inviting 1,484 sq ft home featuring 4 bedrooms and 2 full bathrooms. It is located on a quiet road leading to a cul-de-sac, perfect for safe outdoor play.The open concept kitchen and living area includes a spacious island with a countertop bar and abundant cabinet storage. The primary suite offers a double sink vanity, a walk-in shower, and a separate soaking tub. The other 3 bedrooms are great for sleep and study, and are next to the second full bathroom. Enjoy a small covered front porch, a fully fenced backyard for privacy, and a storage shed that conveys with the property. Conveniently located near Tyndall AFB, shopping, and dining, this home is a great fit for all!

6115 Katie Way, Panama City
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