Gulf County - St. Joe Beach Homes under $400,000

Gulf County - St. Joe Beach Homes under $400,000

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Newest Gulf County - St. Joe Beach Homes under $400,000

466 Santa Anna Street, Port St Joe
$349,000
2 Beds ⋅ 2 Baths ⋅ 793399 MLS
Tucked into a quiet street in St. Joe Beach -- just blocks from direct access to the pet-friendly Gulf -- this 2022 manufactured home sits on roughly a third of an acre in the X flood zone, and comes loaded with the kind of outdoor infrastructure that makes coastal living genuinely convenient. A gravel driveway with brick edging leads to a large covered pole barn and a separate metal carport, offering ample covered parking for vehicles, a boat, or gear. The rear of the property is an entertainer's setup: a tiki-style pavilion with a metal roof, palm fringe trim, string lights, painted bar counters with concrete tops, and a mini fridge. The fully fenced yard features mature landscaping and garden beds, and the green double-door outbuilding provides a dedicated workshop or flex space. An outdoor shower near the front handles the rinse-off after a beach day. The home features a screened porch. Positioned between Windmark Beach and Mexico Beach, with Port St. Joe's waterfront dining, marina, and downtown just minutes away, this is Forgotten Coast living at an attainable price point. No HOA.

466 Santa Anna Street, Port St Joe
8201 Pelican Walk Lane, Port St Joe
$329,000
2 Beds ⋅ 2 Baths ⋅ 791898 MLS
Enjoy coastal living without the maintenance of a larger home. With 2 bedrooms and 1.5 bathrooms, the efficient layout makes excellent use of space, creating a comfortable retreat for full-time living, weekend getaways, or vacation rental potential. The kitchen features beautiful quartz countertops, adding a touch of style and durability to this inviting coastal home. Start your mornings with coffee on the screened porch, where you can enjoy the coastal breeze, and spend your days walking to the beach, soaking up the sun, or exploring all that the area has to offer such as the nearby convenience stores and local food truck courtyard. A new HVAC system installed in 2025 provides added comfort and peace of mind. Whether you're looking for an affordable beach escape, an investment property, or a low maintenance coastal residence, this home's unbeatable location and easy beach access make it a must see. Enjoy the relaxed beach lifestyle you've been dreaming of, just steps from one of Florida's most beautiful stretches of coastline.

8201 Pelican Walk Lane, Port St Joe
592 Bonnet Street, Port St Joe
$399,000
3 Beds ⋅ 2 Baths ⋅ 783666 MLS
New Construction Near the Beach in Beacon Hill | No HOA Looking for a new construction home near the beach in Port St. Joe? This 3-bedroom, 2-bath home in the Beacon Hill area offers approximately 1,102 square feet of thoughtfully designed living space and is just a 5-minute walk from the beach. Whether you're searching for a second home near the Gulf, a potential short-term rental property, or a low-maintenance home for a simpler coastal lifestyle, this property offers flexibility in an appealing beachside location. Built with coastal living in mind, the home features impact-resistant windows, 2x6 exterior wall construction for added insulation, granite countertops, and no HOA. The property is located in Flood Zone X, where flood insurance may not be required by many lenders. The parcel extends beyond the currently cleared homesite and includes wetlands toward the back and along the left side of the property. Buyers looking for a coastal setting can enjoy easy access to the beach, nearby Veterans Park, and a beach where dogs are allowed. At $415,000, this Beacon Hill new construction home offers an attractive combination: proximity to the Gulf, no HOA, durable construction features, and a manageable 3-bedroom floor plan without the upkeep of a much larger beach home. Use it as your coastal getaway, explore its potential as a short-term rental, or make it your full-time home and embrace a simpler lifestyle near the beach. Schedule your private showing and discover what life in Beacon Hill could look like. Co-listing agent and spouse are also owners/sellers and holds a FL and GA real estate license.

592 Bonnet Street, Port St Joe
3050 W Highway 98 Unit B28, Port St Joe
$299,000
2 Beds ⋅ 3 Baths ⋅ 779473 MLS
DREAM BEACH COTTAGE!! Tucked inside the desirable Barefoot Cottages community is 3050 Hwy 98 #B28 where coastal charm meets everyday comfort. This 2BR/2.5BA retreat is perfectly positioned near the larger of two community pools, giving you convenient access for leisurely dips & sun-soaked lounging. Step inside from the inviting screened-in front porch—an ideal spot for morning coffee or evening cocktails—into a bright, open living area designed for both relaxation & entertaining. The spacious layout flows seamlessly into the dining area, complete with additional breakfast bar seating, and a kitchen highlighted by coastal tile countertops, stainless steel appliances, and ample storage. Upstairs, two well-appointed bedrooms each feature private ensuite bathrooms, offering peaceful retreats for restful nights and added convenience for guests. The master suite enjoys direct access to a screened porch where you can take in the salty breezes, while the second bedroom serves as a versatile bunk or guest room. A half bath on the main floor ensures comfort for visitors. The community itself offers gated entry, beautifully landscaped grounds, multiple pools, hot tub, clubhouse, BBQ areas, & fitness center. Just outside the gates, you'll find the vibrant lifestyle of Port St. Joe—quaint shops, local eateries, live music, and pet-friendly beaches less than a half-mile away. Outdoor enthusiasts will love the easy access to St. Joseph Bay for fishing, boating, kayaking, and paddleboarding, as well as nearby trails and parks. Whether you're looking for a permanent residence, vacation getaway, or investment rental, this cottage delivers the perfect blend of style, comfort & location. Call for your private tour & LIVE THE BEACH LIFE!

3050 W Highway 98 Unit B28, Port St Joe
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