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$735,990
3 Beds 3 Baths 790705 MLS
A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The WELLINGTON II I in Saltaire community offers a 3BR/2.5BA open design with flex space. Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, double vanity in 2nd bath, kitchen island, pantry, covered porches, undermount sinks, undermount cabinet lighting, custom kitchen backsplash, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner. *PRICE SUBJECT TO CHANGE ONCE SELECTIONS ARE COMPLETE*

3755 Saltaire Court, Panama City

$814,155
4 Beds 3 Baths 790704 MLS
Awesome builder rate plus FREE refrigerator! Restrictions apply. A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The GEMELLA II G in Saltaire community offers a 4BR/3BA, open and split 2-story design with the master bedroom and a flex space on the first floor and a bonus room upstairs. Upgrades for this home include revwood flooring, LED coach lights on each side of the garage, upgraded cabinets and kitchen backsplash, blinds for the windows, soft close doors and drawers for cabinets, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, kitchen island, walk-in pantry, covered porches, double vanity in 2nd floor bathroom, storage area, undermount sinks, cabinet hardware, undermount cabinet lighting, custom kitchen backsplash, pendant lights, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3759 Saltaire Court, Panama City

$316,200
3 Beds 2 Baths 790693 MLS
Move in Ready! No carpet and several upgrades! Embrace the COZY charm and functionality creating a space that perfectly suits your lifestyle and offers a warm and welcoming ambiance. This thoughtfully designed layout offers a comfortable and functional space that is sure to impress. Step inside and be greeted by a spacious living area that provides a cozy and inviting atmosphere for relaxation and entertainment. The open-concept design seamlessly connects the living room, dining area, and kitchen, creating a seamless flow and promoting interaction. The kitchen features modern appliances, ample cabinet space, and a convenient breakfast bar, making meal preparation a breeze. The master suite offers a private retreat, complete with a well-appointed en-suite bathroom and a spacious walk-in closet, providing ample storage as well as a walk in shower. Two additional bedrooms offer versatility, whether for accommodating family members, guests, or setting up a home office or hobby space. The 1317 floorplan also includes a patio, extending your living space outdoors and providing a perfect spot for enjoying the fresh air or hosting outdoor gatherings. With Adams Homes' commitment to quality craftsmanship and attention to detail, this home radiates comfort and style.

7108 Traditions Drive, Panama City

$354,900
4 Beds 3 Baths 790680 MLS
NEW FLOOR PLAN! This home is under construction, completion estimated for Oct/Nov 2026. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern Coastal Homes. From the moment you arrive, a beautifully landscaped grand entrance and scenic bridge welcome you into an inviting environment. This community features wide homesites, three-sided brick homes, preserved natural areas, tranquil ponds, future green space, and a walking path for residents to enjoy. Inside this home, you'll find a wide range of high-quality upgrades including a tankless gas water heater, 9-foot ceilings, recessed lighting, painted Hardie-board siding on the front exterior, a gas kitchen range, a gas line ready for an outdoor grill, and a fully sodded yard with a sprinkler system. Tray ceilings enhance the living room and master bedroom, while the master bath includes double vanities, walk-in shower with glass door, a large walk-in closet, and convenient access to the laundry room. Additional features include a utility sink in the garage and a practical drop zone as you enter from the garage. This home is filled with beautiful finishes and thoughtful touches offering comfort, style, and everyday functionality. Buyer to verify any information deemed important. Design elements subject to change.

3945 Red Deer Circle, Panama City

$375,000
4 Beds 3 Baths 790678 MLS
Welcome to this beautifully maintained 4-bedroom, 2-bath home located in the highly desirable Bridge Harbor community! Perfectly situated adjacent to a peaceful pond, this property offers the ideal blend of comfort, convenience, and outdoor living. Step outside to enjoy the newly fenced backyard featuring a built-in fire pit, perfect for relaxing evenings and entertaining guests. The new irrigation system helps keep the landscaping lush and beautiful year-round, while the children's playground conveys with the sale -- making this backyard truly move-in ready for family fun. Inside, you'll find a spacious and functional layout with plenty of room for family living, guests, or a home office setup. Located just minutes from Tyndall Air Force Base, this home also offers convenient access to shopping, dining, schools, and everyday amenities. Residents of Bridge Harbor enjoy access to a wonderful community pool and neighborhood amenities that make this area so popular. Don't miss the opportunity to own this charming home with water views, fantastic outdoor features, and an unbeatable location!

182 Osprey Lake Road, Panama City

$310,000
4 Beds 2 Baths 790659 MLS
Welcome home to this freshly updated gem nestled in the desirable Bridge Harbor Subdivision! This spacious four-bedroom, two-bathroom home offers 1,867 square feet of comfortable living space that's ready for you to move right in and start making memories. Inside, you'll immediately notice the brand-new paint throughout the interior, giving everything a clean, bright feel. The open floor plan makes this home perfect for entertaining friends or just spreading out after a long day. New flooring runs throughout the entire home, giving every room a fresh and modern feel. The kitchen comes equipped with stainless steel appliances, including a new electric range, making meal prep a breeze. The neighborhood is where this property really shines. Living near Tyndall Air Force Base makes this an ideal spot for those looking for a convenient commute. Earl Gilbert Park with boat launch is nearby for weekend picnics and outdoor enjoyment. The home is conveniently located to Gulf Coast State College, and getting out of town is simple with Northwest Florida Beaches International Airport within reach. With four bedrooms including a generous primary bedroom, there's plenty of room to spread out and get comfortable. Public transit options are also available nearby for added convenience. This one won't last long, so schedule a showing before someone else snatches it up!.

260 Ryder Lane, Panama City

$425,000
2 Beds 2 Baths 790643 MLS
If you've been searching for a beachfront condo that allows you to enjoy the Panama City Beach lifestyle while helping offset ownership expenses, this second-floor Summer House unit deserves a look. A longtime favorite among vacationers, Summer House has a proven rental history and continues to attract guests year after year thanks to its family-friendly atmosphere, spacious floor plans, and unbeatable Gulf-front location. Situated directly on the sugar-white sands of Panama City Beach, this well-maintained resort offers a rare combination of lower-density living and resort-style amenities, including two Gulf-front pools, a hot tub, kiddie pool, tennis and pickleball courts, racquetball, game room, fitness center, owners' lounge, grilling areas, and direct beach access. Whether you're looking for a vacation getaway, investment property, or a blend of both, this condo offers the opportunity to enjoy your time at the beach while leveraging rental income to help cover expenses. Many investors appreciate the ability to utilize financing and allow rental revenue to contribute toward ownership costs while building long-term equity over time. Wake up to Gulf views, spend your days on the beach, and let this established rental performer work for you when you're not using it. Summer House remains one of Panama City Beach's most beloved resortsand opportunities like this don't come along often.

6505 Thomas Drive Unit 202, Panama City

$80,000
790626 MLS
Prime development opportunity in Panama City. This 0.34-acre vacant lot at 2607 W 21st Court offers a centrally located site with convenient access to local shopping, services, and major roadways. Situated in Flood Zone X with no HOA the property features clear, level land with utilities available in the area, supporting a streamlined build process. Paved road access and a cul-de-sac setting enhance ease of entry and circulation. A current survey is available, providing added clarity for planning and permitting. This parcel presents a strong option for investors, builders, or owners seeking a well-positioned site in a growing Panama City corridor. All uses are subject to verification with local zoning and permitting authorities.

2607 W 21st Court, Panama City

$199,000
1 Beds 2 Baths 790616 MLS
Irresistible Florida COTTAGE CHARM meets modern convenience in historic Saint Andrews! Located in the Oak Hill community of Saint Andrews, this is THE PICTURESQUE SETTING you've been looking for! Need a quiet hideaway? Looking for roots for your small family? Require an OFFICE SETTING in your home? Maybe an affordable rental property! This thoughtfully-designed, one bedroom two bath home maximizes every square foot offering a seamless open floor plan perfect for coastal living. The design offers a flexible living area that will accommodate the occasional guest, a dining area with a new counter height table to serve as both a breakfast bar AND additional prep space, AND a well-equipped kitchen. There are two FULL bathrooms... one with a shower; one with a tub. The LARGE BEDROOM is furnished with a KING bed, two large nightstands, and an armoire. Besides the full bathroom with shower in the bedroom, there is also a closet already equipped with Maytag washer and dryer, and an additional closet. Taking care of business at home? An OFFICE ALCOVE is neatly tucked between the bedroom and the living area and could easily be partitioned off for additional privacy. With its FENCED corner location and new road surfaces and sidewalks being placed, it's a pleasant walk to Saint Andrew Bay. Public, private, charter, and specialty school options are all nearby. The cottage is located 15 minutes to a Panama City Beach public parking lot...and it's off to the SUGAR SHORE and emerald waters of world renowned beaches! There is no HOA so NO HOA fees or new buyer fees or contributions required. This low maintenance cottage is 2005 construction and sits in the shade amongst picturesque tilted oaks on a pretty corner lot. It can be available with some furniture.

1328 Friendship Avenue, Panama City

$130,000
3 Beds 2 Baths 790612 MLS
Welcome home to this well-cared-for 3-bedroom, 2-bathroom home, perfectly situated on a quiet cul-de-sac. Featuring modern finishes throughout, this home offers an open and airy layout designed for both comfortable everyday living and effortless entertaining. The spacious floor plan is complemented by durable luxury vinyl plank (LVP) flooring, creating a seamless flow throughout the main living areas. The bright and inviting living spaces connect beautifully to the kitchen and dining areas, making the home feel both functional and welcoming. Conveniently located close to shopping, dining, schools, and all your daily essentials, this home combines comfort, style, and location. Whether you're a first-time homebuyer, downsizing, or looking for your next family home, this property is ready to impress.

6020 Michelle Circle, Panama City

$599,000
790596 MLS
Prime 2-Acre Commercial Opportunity on Highway 231 Position your business for success with this exceptional 2-acre commercial parcel located within Bay County limits. Zoned General Commercial, this property offers outstanding flexibility and long-term potential in one of the area's growing commercial corridors. Boasting approximately 285± feet of frontage along Highway 231, the property benefits from exceptional visibility and exposure. According to Florida Department of Transportation traffic data, the area experiences an estimated 25,000+ vehicles per day, providing a consistent flow of traffic and strong commercial presence. Surrounded by established communities, ongoing development, and major retail destinations, this site is strategically positioned to capitalize on Bay County's continued growth. The General Commercial zoning allows for a broad range of potential uses, creating a rare opportunity for investors, developers, and business owners alike. High visibility, strong traffic counts, and a prime location make this a standout opportunity in today's market.

Star Avenue, Panama City

$320,170
3 Beds 2 Baths 790592 MLS
** HOME QUALIFIES FOR 5K IN FLEX CASH** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11501 Singo Drive, Panama City

$199,000
2 Beds 3 Baths 790583 MLS
Location, location, location! Enjoy this low-maintenance living in this beautifully designed 2-bedroom, 2.5-bath end unit home conveniently located near shopping, dining, schools, and just minutes from the new Martin Luther King Jr. Recreation Center. The spacious first floor features an open-concept layout with a full kitchen complete with stainless steel appliances and a large family room perfect for entertaining or relaxing. Enjoy the added convenience of a private garage--perfect for secure parking, extra storage, and staying out of the Florida weather. Upstairs, you'll find two private bedroom suites, each with its own full bathroom--ideal for families, roommates, or guests who value privacy. Generous closet space throughout provides plenty of storage. Added insulation between units helps create a quieter, more peaceful living environment. Whether you're looking for a primary residence, second home, or investment opportunity, this townhome offers comfort, convenience, and value. Don't miss out on local home-buyer programs that offer down payment assistance. Ask me for details.

1421 N Cove Boulevard Unit D, Panama City

$245,000
3 Beds 2 Baths 790578 MLS
Move-in ready and packed with value, this beautifully updated 3-bedroom, 2-bath brick home is the perfect opportunity for first-time homebuyers, military families, or savvy investors. Conveniently located in the heart of Panama City, you'll enjoy easy access to shopping, dining, schools, colleges, medical facilities, and Tyndall Air Force Base, while being just 10 minutes from the stunning white-sand beaches of the Gulf Coast. Inside, you'll find a completely renovated kitchen featuring modern finishes and functionality, along with updated bathrooms that provide both style and comfort. The spacious floor plan offers comfortable everyday living, while major improvements have already been completed for added peace of mind, including a metal roof installed in 2022, HVAC system replaced in 2017, and water heater installed in 2018. The home also features a one-car carport with a conveniently enclosed laundry room, providing additional storage and utility space. Step outside to a large backyard with endless possibilities--perfect for entertaining, gardening, pets, play areas, or creating your own outdoor retreat. Whether you're looking for an affordable primary residence, a rental investment, or a property close to Tyndall Air Force Base and the beach, this home checks all the boxes. With its desirable location, significant updates, and strong potential, this is an opportunity you won't want to miss.

1929 Frankford Avenue, Panama City

$578,000
6 Beds 6 Baths 790574 MLS
Serious price improvement. The numbers make great sense, solid ROI. Add to your portfolio today! Welcome to a turnkey income-producing investment opportunity designed for ease, efficiency, and long-term value. Remodeled in 2021, this unique property features six detached single-family units, each offering one bedroom, one spacious bathroom, a comfortable living area, with a functional kitchen. Fully occupied and currently generating $63,900 in annual gross rental income, this property offers immediate cash flow with rent rolls available for review. Each unit was thoughtfully updated in 2021 with major improvements including 30-year dimensional shingle roofs, energy-efficient windows, updated electrical wiring, fresh sheetrock, interior paint, luxury vinyl plank flooring, new kitchen cabinetry, and updated countertops. For streamlined management, each unit is individually metered for both water and electricity, helping simplify operations and reduce owner responsibility. With six separate dwellings, modernized systems, and established rental income already in place, this property is a strong addition to any investment portfolio. Whether you are looking to expand your rental holdings, secure consistent income, or invest in a low-maintenance multi-unit property, this turnkey opportunity is ready to perform from day one. Buyer to confirm measurements. Some photos edited and staged

116 Springfield Avenue, Panama City

$578,000
790575 MLS
Serious price improvement. The numbers make great sense, solid ROI. Welcome to a turnkey income-producing investment opportunity designed for ease, efficiency, and long-term value. Remodeled in 2021, this unique property features six detached single-family units, each offering one bedroom, one spacious bathroom, a comfortable living area, with a functional kitchen. Fully occupied and currently generating $63,900 in annual gross rental income, this property offers immediate cash flow with rent rolls available for review. Each unit was thoughtfully updated in 2021 with major improvements including 30-year dimensional shingle roofs, energy-efficient windows, updated electrical wiring, fresh sheetrock, interior paint, luxury vinyl plank flooring, new kitchen cabinetry, and updated countertops. For streamlined management, each unit is individually metered for both water and electricity, helping simplify operations and reduce owner responsibility. With six separate dwellings, modernized systems, and established rental income already in place, this property is a strong addition to any investment portfolio. Whether you are looking to expand your rental holdings, secure consistent income, or invest in a low-maintenance multi-unit property, this turnkey opportunity is ready to perform from day one. Buyer to confirm measurements. Some photos edited and staged

116 Springfield Avenue, Panama City

$20,000
790567 MLS
*Build Your Vision in a Peaceful Setting* NO HOA ... Discover the freedom to design your dream home on this R-1 residential-zoned lot (no mobile homes). This large 145x307 property spans over an acre of tranquil Florida land just off East Bay. Tucked away on Cue Drive, this property offers the perfect blend of privacy and potential, with easy access. Whether you're planning a custom build, a weekend retreat, or an investment for the future, this cleared lot offers opportunity and invites creativity. With room for a well and septic installation, you can shape your own self-sufficient lifestyle minutes from Panama City's conveniences, coastal attractions, and beautiful beaches. Drive by or reach out today for more information!

12128 Cue Drive, Panama City

$399,990
3 Beds 2 Baths 790565 MLS
Opportunity is knocking just two blocks from the Gulf! Whether you're looking for an affordable beach getaway, an investment property, or a home you can make your own, this unique property offers endless possibilities because its sits on two lots on the corner. Previously owner-occupied and most recently used as a long-term rental, this home is located in a short-term rental friendly area, giving you flexibility to enjoy it personally, generate rental income, or both. The main living area features 2 bedrooms and 1 bathroom upstairs, while the lower level offers an additional 1-bedroom, 1-bathroom living space that could potentially be utilized separately for guests, extended family, or additional rental opportunities. Sitting on a generously sized lot with exceptional parking, there's room for multiple vehicles, boats, trailers, golf carts, and all your beach toys. The front yard easily accommodates several vehicles, while the rear parking area includes a dedicated Bahama rock pad designed for boat and trailer storage. Even better, you're just two blocks from public beach access and only two blocks from the Dolphin Boat Ramp, making it easy to enjoy both the Gulf and the Lagoon lifestyle. With good bones, a large deck, a spacious sunroom, and a location that screams summer fun, this property is ready for its next chapter. Move in and enjoy it as-is, continue using it as an income-producing property, or update it to maximize its full potential. Beach properties with this much flexibility, parking, and location don't come along often at an affordable price point. HVAC 2024 Water heater 2025 New Roof and Vinyl 2019

6010 Sunset Avenue, Panama City

$1,500,000
790539 MLS
Welcome to 3536 Preserve Boulevard, an exceptional waterfront homesite tucked inside the exclusive gated community of The Preserve in Panama City Beach. Offering an impressive 100 feet of waterfront frontage, this rare lot provides the perfect canvas to design and build your custom dream home while enjoying breathtaking water views and the peaceful privacy this premier neighborhood is known for. Imagine waking up each morning to stunning sunrises over the water, enjoying serene evenings from your future back porch, and having direct access to the beauty and tranquility of waterfront living. With ample space to create the ultimate coastal retreat, this lot offers endless possibilities for a luxury residence designed to fit your lifestyle. Located within one of Panama City Beach's most desirable gated communities, The Preserve offers an ideal blend of natural beauty, privacy, and convenience. You'll enjoy a quiet, upscale setting while still being just minutes from the white sandy beaches of the Gulf, world-class dining, shopping, entertainment, and everything Panama City Beach has to offer. Opportunities like this are hard to find -- 100 feet of pristine waterfront in a gated community, ready for your vision to come to life. Build the dream home you've always imagined at 3536 Preserve Boulevard and experience the very best of coastal waterfront living.

3536 Preserve Boulevard, Panama City

$299,900
3 Beds 2 Baths 790485 MLS
Welcome to 416 S Highway 22A -- a beautifully updated and move-in ready home in Panama City! This charming 3-bedroom, 2-bath property combines modern updates with comfortable living and sits on a spacious lot with a fully fenced backyard perfect for pets, kids, entertaining, or simply enjoying your own private outdoor space. Inside, you'll find a bright and inviting living area along with thoughtful upgrades throughout, including updated countertops, appliances, fixtures, and finishes that give the home a fresh, modern feel. The split-bedroom layout offers functionality and comfort, while the updated interior makes this home truly turnkey. Recent improvements include a brand-new roof and newly installed privacy fencing, adding both value and peace of mind for the next owner. Conveniently located near Tyndall Parkway, shopping, dining, schools, and Tyndall Air Force Base, this home offers both accessibility and everyday convenience. Whether you're looking for a primary residence, first home, or investment opportunity, this beautifully remodeled property is one you won't want to miss!

416 S Highway 22 A, Panama City

$229,900
3 Beds 1 Baths 790479 MLS
JUST REDUCED A MUST SEE Seller offering Owner Financing with 20% down FULLY RENOVATED PANAMA CITY HOME CLOSE TO EVERYTHING Step inside and prepare to be impressed by the quality and workmanship throughout this beautifully renovated 3 bedroom home. This was not a quick fix and flip. It was a complete renovation from the studs, giving buyers the comfort and modern feel of a newly built home. The home features all new electrical and plumbing, a brand new kitchen with new appliances, new flooring, fresh interior paint, and numerous thoughtful upgrades. The redesigned layout includes a spacious pantry and a separate laundry room for added convenience. Concrete pads on both sides of the home provide excellent space for a patio, boat, RV, or outdoor kitchen. The generously sized lot offers plenty of room to enjoy the outdoors with a huge backyard very private Centrally located near shopping, restaurants, schools, medical facilities, and everyday conveniences, this home is only approximately 12 minutes from the beach. This move in ready property is an excellent opportunity for a first time buyer, investor, or anyone looking for a beautifully updated home without the work and expense of renovating. Investors can also take advantage of its rental potential. Ask about the seller offered incentive. Schedule your private showing and come see the quality for yourself.

2504 W 21st Street, Panama City