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$240,000
2 Beds 2 Baths 792976 MLS
Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.

316 Cherry Street Unit 41, Panama City

$350,000
3 Beds 2 Baths 792965 MLS
Rare opportunity in St. Andrews! This fully remodeled three-bedroom, two-bath home is being sold with a separate waterfront parcel on Lake Huntington, located approximately 300 feet from the residence. The list price includes both properties, and they must be sold together. The home features luxury vinyl plank flooring, recessed lighting, updated fixtures, and an easy flow between the living room, kitchen, and dining area. The remodeled kitchen offers white shaker-style cabinetry, solid-surface countertops, stainless steel appliances, a gas range, and an adjoining coffee or beverage station. The oversized primary suite includes a private bath and a large closet with a built-in organization system. Additional features include two guest bedrooms, an updated guest bath, a spacious laundry room with a folding counter and storage, updated windows, modern ceiling fans, and a tankless water heater. Outside, the large fenced lot provides a gated driveway, abundant parking for a boat or trailer, patio space, and an above-ground pool. The separate 0.064-acre waterfront parcel measures approximately 50 by 75 feet and offers roughly 50 feet of frontage on Lake Huntington. The waterway provides access toward St. Andrews Bay and creates a private setting for fishing, kayaking, watching the sunset, or potentially adding a dock or boat lift. No dock or boat lift is currently installed. Buyers should verify water depth, navigability, boundaries, and permitting requirements for their intended use. Short-term rental use is permitted at the residence, subject to obtaining all required licenses, registrations, and approvals. The home is also within walking distance of Historic St. Andrews, locally owned restaurants, waterfront parks, shopping, entertainment, and the St. Andrews Marina. This property offers a rare combination of a remodeled home, short-term rental potential, boat parking, a walkable St. Andrews location, and nearby privately owned waterfront. All measurements and information should be verified by the buyer if important.

1611 Cincinnati Avenue, Panama City

$575,000
3 Beds 2 Baths 792963 MLS
Welcome to your dream home in the highly sought-after SweetBay community! Set on a premium pond-front lot with serene water views, this home also offers a rare three-car garage with alley access -- a standout feature in SweetBay. The property sits in Flood Zone X, meaning flood insurance isn't required by lenders. Best of all, this home comes with an assumable VA loan at an incredible 2.25% interest rate -- a rare opportunity for qualified buyers to save significantly on financing. This beautifully designed Captiva floor plan offers 3 bedrooms, 2.5 baths, and a layout that perfectly balances comfort, functionality, and style. Built by respected local builder Samuel Taylor Homes, this residence showcases quality craftsmanship and thoughtful design throughout--including durable 2x6 exterior wall framing for enhanced structural strength, improved insulation, and energy efficiency. The backyard is fully fenced for privacy and security, and a built-in sprinkler system keeps your lawn lush and vibrant with minimal effort and don't forget about the gas fire pit! Inside, the open-concept main living area flows seamlessly into a modern kitchen with stylish finishes and ample workspace--ideal for both everyday living and entertaining. In addition to the primary living space, the home features a versatile bonus area that can easily serve as a second living room, home office, playroom, or flex space to suit your needs. The spacious primary suite provides a private retreat, while two additional bedrooms offer flexibility for family and guests. Perfect for outdoor entertaining, holiday meal prep, grilling overflow, or hosting gatherings year-round. Additional highlights include a three-car garage with alley access, ample guest parking, and access to SweetBay's resort-style amenities, including community pools, parks, walking and biking trails, and bayfront access. The neighborhood is also home to University Academy and is just minutes from Publix Super Market and Starbucks at SweetBay Town Center for everyday convenience. Enjoy pond-front living, flexible spaces, superior construction, and a fully equipped, fenced backyard with sprinkler system--experience the vibrant lifestyle SweetBay has to offer and schedule your private showing today!

1416 Blackbird Court, Panama City

$348,500
1 Beds 1 Baths 792959 MLS
Welcome to easy coastal living in this beautifully updated ground-floor Harbour Villa condo! Enjoy overlooking the marina and living in the gated community of Bay Point. This 1-bedroom, 1-bath residence has been completely renovated and feels just like new. Recent updates include a brand-new HVAC system, new appliances, quartz countertops in both the kitchen and bath, a stunning tiled walk-in shower, new lighting, ceiling fans, plank flooring, paver patio and more. The ground-floor location offers convenient access to single story living and makes this an ideal primary residence, second home, or investment property. Relax and enjoy marina views just steps from your door while taking advantage of all that Bay Point has to offer. Bay Point is a private, gated community with 24-hour security, a full-service marina, the Jack Nicklaus Signature Golf Course, dining, and a lifestyle centered around boating, golf, and coastal living. The Harbour Villas are perfectly located within the community, and short-term and long-term rentals are allowed, making this an excellent opportunity for both personal enjoyment and rental income. Seller financing available 15% down- call for details.

4726 Bay Point Road Unit A110, Panama City

$269,900
3 Beds 2 Baths 792958 MLS
Welcome to the first of eleven thoughtfully designed new construction homes in this exciting new community! Offering 3 bedrooms, 2 bathrooms, and over 1,100 square feet of beautifully appointed living space, this home combines modern finishes with everyday convenience. Step inside to discover an open-concept floor plan featuring 9-foot ceilings, luxury vinyl plank flooring, and abundant natural light throughout. The spacious kitchen is designed to impress with white shaker-style cabinetry, quartz countertops, and seamless flow into the living and dining areas, creating the perfect space for entertaining family and friends. The primary suite offers a comfortable retreat, while two additional bedrooms provide flexibility for guests, a home office, or growing families. Built with quality in mind, this home also features Hardie siding, insulated windows and doors, and a two-car garage. Outside, enjoy a fully sodded yard complete with an irrigation system, along with community sidewalks that enhance the neighborhood's charm and walkability. Ideally situated close to schools, shopping, dining, and everyday conveniences, this is an outstanding opportunity to own a brand-new home at the beginning of an exciting new development. Don't miss your chance to own the very first home in a community that is sure to become a sought-after destination!

1557 Everitt Avenue, Panama City

$89,999
792941 MLS
Nestled in the heart of the City of Parker, this versatile vacant parcel offers the perfect blend of small-town charm, coastal convenience, and endless possibilities. Whether you're looking for a homesite, investment opportunity, or the ideal location for your future small business, this property checks all the boxes. Enjoy a quick 10-minute commute to Tyndall Air Force Base and easy access to shopping, dining, and everyday conveniences, with Walmart and other local amenities just minutes away. Parker Elementary School is approximately 5 minutes from the property, making this location especially convenient for families. Love life on the water? You'll appreciate being within 5 to 10 minutes of several public boat ramps offering access to beautiful East Bay--perfect for fishing, boating, and soaking in Florida's coastal lifestyle. When it's time for a beach day, both Panama City Beach and Mexico Beach are just a scenic 30 to 40-minute drive away. This property is zoned Low Density Commercial, offering a unique opportunity for a variety of neighborhood-friendly uses. The zoning also allows for mobile homes, making this an excellent option for those looking to create an affordable homesite or investment property. If you've been searching for a property that offers flexibility, convenience, and the laid-back charm of coastal Bay County, this is one you won't want to miss. Bring your vision and make it your own! All sizes, zoning and measurements are approximate. Please verify if important.

5209 Boat Race Road, Panama City

$310,000
4 Beds 2 Baths 792936 MLS
Qualified buyers may receive up to $10,000 in seller concessions to be applied toward closing costs, prepaid expenses, and other allowable lender-approved costs with an acceptable offer. Completed in 2025, this attractive 4-bedroom, 2-bath home offers approximately 1,745 square feet of living area in the Parker area of Bay County. Built using Structural Concrete Insulated Panels (SCIP/ICF construction), the home is designed for strength, durability, energy efficiency, and a quieter interior environment than traditional wood-frame construction. The thoughtfully designed floor plan features an open living, dining, and kitchen area, creating a comfortable space for both everyday living and entertaining. The kitchen is finished with granite countertops, an island, pantry, and luxury vinyl plank flooring that continues throughout the home. The master bedroom suite (one of four bedrooms) includes a walk-in closet, double vanity, and separate shower, while a fourth bedroom provides flexibility for guests, a home office, or multigenerational living. Outside, the fully fenced backyard offers ample room for recreation, gardening, or pets. The home is conveniently located near schools, shopping, and major transportation routes. Additional features include public water and sewer, central electric heating and cooling, metal roofing, and a concrete driveway with parking for multiple vehicles. Overall, the property combines the benefits of nearly new construction, low-maintenance finishes, and innovative insulated concrete construction, making it an appealing option for buyers seeking a durable, energy-conscious home with modern amenities.

721 Arrow Street, Panama City

$331,912
3 Beds 2 Baths 792926 MLS
**Multiple Offers Exists/ Please submit your Highest and Best Offers before 1PM CST on Tuesday July 28th.** Here's a house with real room to stretch out and a whole lot of possibility baked right in. Sitting on a quarter-acre lot near the east end of Panama City Beach, this three-bedroom, three-bath home gives you 2,108 square feet to reimagine however you like. The layout is a fun one. Downstairs you've got the main living room, and upstairs a Florida room adds a bright spot to catch some sun or curl up with a book. There's a bonus room too, which is basically an invitation to make it whatever you need, whether that's an office, playroom, or hideaway. Three full bathrooms mean nobody's fighting over the sink, and get this: two laundry rooms, one on each floor. The primary suite is a standout, with sliding doors leading to your own balcony plus a private laundry setup. This place is ready for a little love, so bring your ideas and your vision. The bones are here and the potential is huge. Out back, a privacy-fenced yard and a brick-paved courtyard give you a tucked-away spot to relax. There's a garage for cars and gear, and no homeowners association telling you what to do. You're close to the Navy base, and Publix keeps grocery runs quick. Gulf Coast State College is nearby, Pier Park brings the shopping and dining, and the airport keeps travel simple. Homes with this much space and freedom don't wait around. Come take a look. *Information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer*

3625 E Ohenry Drive, Panama City

$249,900
3 Beds 2 Baths 792924 MLS
Completely remodeled in 2023 with NO HOA, this move-in ready 3-bedroom, 2-bathroom townhome is strategically positioned in a quiet pocket right between Historic St. Andrews and revitalized Downtown Panama City! Located just a short distance from the Bay, local schools, and the public library, this property offers unmatched convenience with zero HOA fees or restrictive rules. You are just minutes in either direction from Beck Avenue dining, the St. Andrews Marina, Harrison Avenue shopping, local events, and waterfront parks. Inside, enjoy modern contemporary finishes throughout a spacious, functional floor plan featuring durable high-traffic flooring in main living areas, a convenient main-floor bedroom option, an updated kitchen with ample cabinet storage, and well-proportioned guest rooms perfect for a home office or flex space. Thoughtful upgrades and quality craftsmanship from the 2023 renovation shine throughout every room, making this home truly plug-and-play. Step outside to unwind on your private covered back porch overlooking a low-maintenance yard space perfect for relaxing or weekend cookouts. Whether you are looking for a turn-key primary residence, a low-stress long-term investment property, or a stylish starter home, this location delivers effortless coastal living with quick commutes to Hwy 98, Gulf Coast State College, and local military bases.

1011 W 11th Court, Panama City

$35,000
792921 MLS
Build your dream home or investment property on this vacant residential lot in the heart of Panama City. Conveniently located just minutes from downtown, local shopping, restaurants, schools, parks, and public boat ramps, this property offers an excellent opportunity to enjoy everything the area has to offer while remaining close to everyday conveniences. Whether you're looking to build a primary residence, a second home, or an investment property, this lot provides a great starting point with easy access to Tyndall Air Force Base, Panama City Beach, and the beautiful waters of St. Andrews Bay. The surrounding area continues to see revitalization and new construction, making this an attractive opportunity for builders and buyers alike. Don't miss your chance to secure a homesite in a growing area with endless potential.

2807 E 6th Street, Panama City

$399,000
2 Beds 2 Baths 792920 MLS
2BR/2BA Gulf-front Summerhouse condo on Thomas Dr. in Panama City Beach. 1,075 SF with Gulf-view balcony, fully furnished and move-in ready. Located on the ninth floor of Summerhouse, a Gulf-front condominium community on Thomas Drive, this residence features updated interior finishes, direct beach access, resort-style amenities, and the added confidence of the building's 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS) already completed. Whether you're looking for a primary residence, vacation home, or investment property where short-term rentals are permitted, this condominium offers the flexibility today's buyers are seeking. Designed to maximize its Gulf-front setting, the open living and dining areas flow seamlessly to a private balcony where you can enjoy sweeping beach and Gulf views. The kitchen features updated stainless steel appliances, granite countertops, a breakfast bar, and ample cabinet space. Matching granite countertops in both bathrooms and luxury vinyl plank flooring throughout the entire unit create a clean, cohesive, contemporary look that is also easy to maintain. The split-bedroom floor plan enhances privacy, while the spacious primary suite offers Gulf views and direct balcony access. This condominium is offered fully furnished and is ready for immediate enjoyment. According to the seller, the unit has not been used as a rental during their ownership, reflecting the care it has received. Monthly HOA dues of $1,212.15 include cable TV, high-speed internet, water, sewer, trash, pest control, insurance, legal services, and professional management, helping simplify ownership. Situated on approximately 400 feet of Gulf frontage, Summerhouse offers an exceptional collection of resort-style amenities, including two swimming pools, one heated for year-round enjoyment, a beachfront hot tub, kiddie pool, gazebo, barbecue grills, a game room, pickleball, tennis, racquetball, shuffleboard courts, direct beach access, elevators, an on-site convenience store, and professional on-site management. Located along the desirable Thomas Drive corridor, this Gulf-front community is just minutes from St. Andrews State Park, marinas, charter fishing, diving excursions, waterfront restaurants, grocery stores, shopping, and many of Panama City Beach's most popular attractions. Spend your mornings watching dolphins offshore, your afternoons enjoying the sugar-white sand, and your evenings taking in spectacular sunsets from your private Gulf-front balcony. If you're searching for a Gulf-front condo in Panama City Beach with direct beach access, updated stainless steel appliances, granite countertops, luxury vinyl plank flooring throughout, resort-style amenities, a completed 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS), and short-term rentals permitted, this Summerhouse residence presents an outstanding opportunity to own a beautifully maintained beachfront property on Florida's Emerald Coast.

6505 Thomas Drive Unit 804, Panama City

$206,000
3 Beds 2 Baths 792918 MLS
Welcome home to this beautifully updated 3-bedroom, 2-bath residence situated on a spacious quarter-acre lot. From the moment you arrive, you'll appreciate the paved driveway, 18x21 durable steel/metal carport, and fully fenced front and backyard, providing plenty of space for vehicles, pets, and play. Two storage sheds 12x10 and 12x8 with electricity offer endless possibilities for a workshop or additional storage. For added peace of mind, the home also comes equipped with hurricane shutters. Step outside to you own private backyard retreat featuring a spacious deck, above-ground pool, and relaxing Jacuzzi- the perfect setting for entertaining family or friends or unwinding after a long day. Inside you will find numerous updates throughout the home, including new flooring, fresh interior paint, new kitchen countertops, sink and faucet, stainless steel appliances and new Samsung washer and dryer conveying. New bathroom vanities just installed last month. Durable Metal roof provides added peace of mind, new Heyward Sand filter just replaced on pool, all pool equipment will convey. Spacious rooms, primary suite has walk-in closet. Don't miss out on this opportunity to own a charming and affordable home in the city.

7414 Walker Drive, Panama City

$392,000
4 Beds 3 Baths 792911 MLS
PAID OFF SOLAR --enjoy significant monthly savings from day one! Practically new and impeccably maintained, this 4-bed, 3-bath home with a highly sought-after 3-CAR GARAGE offers over 2,300 square feet of thoughtfully designed living space. Unlike many new builds, this home is move-in ready with all the upgrades buyers desire including: fresh paint throughout, a fully fenced backyard, backsplash, BRICK SIDING, blinds, and the popular Destin floor plan that is no longer offered by the builder. The spacious open layout, large granite kitchen island, matching stainless steel appliances, and private primary suite create the perfect blend of comfort, style, and functionality. Outside, enjoy a covered patio overlooking a fenced backyard with the added luxury of no direct backyard neighbors, giving you more privacy than a majority of the homes in the neighborhood. Located just 2 miles from multiple boat ramps, boaters can be ON THE BAY IN MINUTES! You'll also enjoy having quick access to Lynn Haven's Bayou Park & Preserve, Northwest Florida Beaches International Airport (ECP), Tyndall Air Force Base, and Panama City's beautiful beaches, this home offers a lifestyle that's hard to beat. With paid-off solar, premium upgrades, and a location built for both convenience and outdoor living, 3065 Rachel Place delivers more value than buying new. Book your showing today!

3065 Rachel Place, Panama City

$225,250
1 Beds 2 Baths 792905 MLS
Half a mile from the sand and priced to catch your eye -- this one-bedroom, one-and-a-half-bath attached home in the Thomas Drive area is the kind of easygoing coastal find that doesn't come along every day. With 870 square feet of single-story living, it's compact, breezy, and ready for someone with a paintbrush and a plan. The renovation work here is mostly cosmetic, so don't let the word scare you off. Think fresh paint, updated finishes, and a few personal touches rather than a gut job. The bones are good, which means you can spend your energy making it pretty instead of making it stand. A half bath downstairs is a handy bonus for guests who'd rather not wander far. Location is the real headliner. Public Beach Access #11 sits an easy distance away, so morning trips with sandy toes become a regular thing. You're also close to the Navy base, Florida State University's local campus, and Gulf Coast State College, making this a smart pick for a variety of buyers. Speaking of renters, there's no homeowners association here, and short-term rental potential adds a nice layer of income possibility. Northwest Florida Beaches International Airport keeps travel simple, and everything the coast offers is right at your fingertips. Whether you're chasing a beachy getaway, a first place, or a savvy investment, this little charmer checks the boxes. Come see it before someone else scoops it up. *Information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer*

5408 Pinetree Avenue, Panama City

$995,000
4 Beds 5 Baths 792906 MLS
The coast is close. The quiet is yours. Built like a storm shelter, finished like a custom home, and close to self-sufficient. 5,137 square feet on 5 private acres, reached by a long, paved driveway, a short drive from the beaches. Built stronger than the code requires: twice the wall studs, a hurricane tie on every roof truss. Owned solar: the monthly electric bill is just the FPL connection fee. Sole-source artesian well: cold, clear water from the ground, and even the outdoor spigots run cold and clear, with no water bill. 4 bedrooms and 4½ baths in slate, marble, hardwood, and custom tile. 12-foot ceilings, crown molding, hardwood through the living space, every closet cedar-lined. Steam shower, slate shower, clawfoot tub, jetted tub, wood-burning slate fireplace. Custom kitchen cabinets to the ceiling, dual-fuel range, upstairs wet bar and entertaining space, screen-enclosed saltwater pool. Two garden plots ready to plant and a pole barn with a concrete floor Space, privacy, the coast, and near-zero utilities, together at one address. Built once, by hand, and you wont find another.

9101 N Highway 231, Panama City

$354,610
4 Beds 2 Baths 792900 MLS
This thoughtfully designed home offers an exceptional blend of comfort, functionality, and modern style. The spacious open-concept layout creates an inviting atmosphere, perfect for both everyday living and effortless entertaining. The well-appointed kitchen features modern appliances, abundant counter space with gleaming white subway tiled backsplash, a convenient breakfast bar, and elegant quartz countertops that enhance both beauty and durability. The private primary suite serves as a relaxing retreat, complete with a generous walk-in closet and a well-designed en-suite bathroom with walk in tiled shower and separate soaking tub. Three additional bedrooms provide flexibility for family, guests, or a home office. Exterior features include durable Hardie Board ColorPlus® siding and a covered front porach and patio ideal for outdoor gatherings or quiet relaxation. The property also benefits from a mature tree that adds character and natural appeal. Conveniently located within walking distance to Majette Park, residents can enjoy access to a free disc golf course, walking trails, park amenities, and continued area development that enhances long-term value and lifestyle appeal.

7526 Preserve Drive, Panama City

$330,000
4 Beds 2 Baths 792885 MLS
Welcome home to this beautifully crafted 4-bedroom, 2-bathroom new construction offering 1,487 square feet of modern, thoughtfully designed living space. Located in a quiet neighborhood just one block from a boat launch, this home is perfect for anyone who loves boating, fishing, or spending time on the water. Inside, you'll find a bright open-concept floor plan featuring waterproof luxury vinyl plank flooring throughout, combining style with durability for everyday living. The stunning kitchen is the heart of the home, complete with granite countertops, modern cabinetry, sleek fixtures, and plenty of workspace ideal for entertaining family and friends. The spacious primary suite is designed to be your private retreat, featuring an elegant tray ceiling, a large walk-in closet, and a beautifully appointed en-suite bathroom that offers both comfort and functionality. Three additional bedrooms provide plenty of space for family, guests, or a home office. Step outside to enjoy the expansive backyard, offering endless possibilities for outdoor entertaining, pets, gardening, or even a future pool.

4921 E 2nd Street, Panama City

$330,000
1 Beds 1 Baths 792884 MLS
Bay Point Bayview Villa with sunset views. This large one bedroom overlooks Grand Lagoon, marinas, and St Andrews State Park. All floors have been updated to the LVP and match throughout. The kitchen features new stainless appliances and new white cabinets. Freshly painted with light neutral color. Bavview has a community dock and boat trailer parking to use up to 10 days at a time, no long term storage. Shared storage units provide additional space for storage and beach gear. Complex is not required to have milestone, reserve study, or comply with new condo rules aimed at larger condos. Located in the gated Bay Point subdivion with roving secuirty. Point South Marina, Jack Nicholas golf course, Bar 72, as well as Hilton resort are all contained withing the gates. Neighborhood is golf cart friendly and a short drive or boat ride to the beach.

4272 Kingfish Lane Unit 272, Panama City

$460,000
4 Beds 3 Baths 792478 MLS
Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

1319 Capri Drive, Panama City

$640,000
792870 MLS
Premier Medical Office Opportunity! Elevate your practice in this exceptional medical office building, thoughtfully designed to combine sophistication, efficiency, and flexibility. Whether you're expanding an established practice or launching a new specialty, this turnkey property offers a professional environment that inspires confidence in both patients and staff. The main level features two expansive physician offices, a private office for an office manager, and a centralized administrative workspace that serves as the operational hub of the practice. FOUR well-appointed exam rooms, each equipped with plumbing, provide an ideal setup for a wide range of healthcare services. A spacious multi-purpose suite offers exceptional versatility and can easily function as an infusion center, procedure room, physical therapy suite, imaging room, laboratory, patient education center, or additional clinical space, allowing the property to adapt to your evolving needs. Additional highlights include SIX conveniently located restrooms, a new irrigation system servicing the entire property, and an impressive second-floor conference and training center complete with a full kitchen and private restroom. This expansive upper level is perfectly suited for staff meetings, continuing education, executive offices, or future expansion. Designed with both functionality and long-term growth in mind, this outstanding property presents a rare opportunity to establish your practice in a professional setting with endless possibilities.

2579 Huntcliff Lane, Panama City

$359,000
4 Beds 2 Baths 792869 MLS
Country Living Awaits on 1.2 Acres in Panama City! Looking for room to breathe? This spacious 4 bedroom, 2 bath ranch home offers 1,856 square feet of living space, set on 1.2 acres in the middle of a dead-end street. It's the peaceful, rural setting buyers are searching for, while still keeping you an easy drive from everything Panama City has to offer. Grab a cup of coffee and settle into a rocking chair on the front porch -- it's the kind of spot you'll actually use. Step inside to a bright, open living space with vaulted ceilings and a cozy stacked-stone fireplace that anchors the room, with warm wood-look flooring flowing throughout the main living areas. The kitchen is a real showstopper with it's rich wood cabinetry, spacious counters, stainless steel appliances, a breakfast bar, and an eat-in dining area, giving you plenty of room to cook, gather, and hang out. The spacious primary suite offers a tray ceiling and a private, spa-like bath with a jetted garden tub, separate tiled walk-in shower, and dual-sink vanity - perfect for soaking away the day. Three additional bedrooms provide flexibility for family, guests, or a home office, plus a second full bath to round things out. Out back, unwind on the large screened-in porch overlooking the expansive backyard -- ideal for entertaining, relaxing, or just enjoying the space and privacy this lot provides. A storage shed conveys with the property for extra storage. Major systems are already taken care of -- the roof was replaced in December 2018, and a high-efficiency heat pump was installed in 2023, giving buyers peace of mind and one less thing to worry about. With its rural setting, generous acreage, and move-in ready interior, this home is a rare find. Come see it for yourself -- schedule your private showing today! 1,856 SF | 4 Bed | 2 Bath | 1.2 Acres | Screened Porch | Dead-End Street | Roof 2018 | HVAC 2023

5517 Whitfield Road, Panama City

$289,000
4 Beds 3 Baths 792861 MLS
Looking for a new construction home in Panama City, FL with no HOA and short-term rentals allowed? This beautifully designed townhome offers the perfect combination of modern style, low-maintenance living, and investment potential. Whether you're searching for a primary residence, vacation home, Airbnb, or long-term rental property, this home checks every box. Conveniently located just minutes from Highway 231, you'll enjoy quick access to shopping, grocery stores, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is only 18 minutes away, while the white-sand beaches of Panama City Beach are approximately 20 minutes from your doorstep. Unlike many townhomes, this spacious floor plan lives like a single-family home with an open-concept layout designed for both entertaining and everyday living. Luxury vinyl plank flooring flows throughout the main living areas, creating a seamless, modern look with easy maintenance. The chef-inspired kitchen is the heart of the home, featuring white shaker cabinetry with soft-close drawers, quartz countertops, stainless steel appliances, a large center island with bar seating, and a generous walk-in pantry--perfect for hosting family and friends. One of the home's standout features is the rare first-floor bedroom with direct access to a full bathroom, making it ideal for guests, multi-generational living, or a private home office. The spacious living and dining areas flow effortlessly to the covered back porch, providing the perfect space for relaxing, grilling, or enjoying Florida evenings. Upstairs, the private split-bedroom layout offers exceptional comfort. The oversized primary suite measures approximately 13'7'' x 15'8'' and features a large walk-in closet and a beautifully appointed en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Built for lasting quality and energy efficiency, this home includes Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty, providing peace of mind for years to come. With no HOA, short-term rentals permitted, premium finishes, and an unbeatable location near Tyndall Air Force Base, Panama City Beach, and Highway 231, this move-in-ready new construction home is an outstanding opportunity for homeowners and investors alike.

2725 Usery Road, Panama City

$910,000
4 Beds 5 Baths 792856 MLS
Panama City Beach is booming, making this a prime time to own in one of the area's most desirable gated communities. Located in Martinique on the coveted east end, this custom-built 4-bedroom, 5-bath coastal home is just minutes from the sugar-white sands and emerald waters of the Gulf. Inside, you'll find an open-concept design with 10' ceilings, crown molding, a gourmet kitchen with granite countertops, stainless steel appliances, and a spacious living area with a fireplace. Two luxurious primary suites, each with spa-inspired baths, provide exceptional comfort, while every bedroom features its own private bath. Your backyard is designed for relaxation with a private plunge pool, water feature, outdoor shower, and covered lanai. Recent improvements include a new upstairs HVAC system, oversized water heater with instant hot water recirculation, fresh exterior paint, new sod, impact-resistant windows, and a recently inspected roof. Martinique offers walking trails, ponds, lush natural landscaping, and a community pool, all within walking distance of Grand Marlin, Captain Anderson's, J. Michael's, the marina, and the weekend farmers market. With new attractions, continued investment, and rising demand fueling Panama City Beach's growth, homes in premier locations like Martinique are becoming increasingly difficult to find. Don't miss your opportunity to own a luxury coastal home in the heart of it all.

5301 Hopetown Lane, Panama City

$1,200,000
792851 MLS
Exceptional development opportunity in Sandy Creek Country Club. These five parcels comprise approximately 70 acres and offer substantial potential for a residential development or investment project. With ample acreage and an established subdivision setting, the property presents an opportunity to create additional homesites within an existing community. The parcels are being offered together and include Bay County parcel numbers 07400-892-000, 07400-898-000, 07400-895-000, 07399-000-000, and 07400-899-000. Buyer should independently verify acreage, zoning, land-use designations, utility availability, development requirements, environmental conditions, and intended use with the appropriate governing authorities.

00 Country Club Drive, Panama City

$1,599,999
792850 MLS
60 FEET FROM BEACH ACCESS | RARE QUAD-PLEX PACKAGE WITH HUGE VACATION RENTAL INCOME POTENTIAL! Located approximately 60 feet from a wide paved public beach access, this extremely rare four unit beachside complex offers a unique opportunity to own a 2 story entire ground level quadplex at the end of a quiet cul de sac with no thru traffic. The direct proximity to beach access combined with the low density setting creates strong and consistent short term rental demand in Panama City Beach. The property consists of four ground floor units totaling approximately 3,500 square feet with 10 bedrooms and 8 bathrooms across the complex and is situated on approximately 0.13 acres. Unit 1 and Unit 3 are each 3 bedroom 2 bath units of approximately 935 square feet, while Unit 2 and Unit 4 are each 2 bedroom 2 bath units of approximately 815 square feet. The property includes a shared community pool. There is no HOA and short term rentals are allowed. The entire complex is being offered fully furnished and turnkey, allowing a new owner to begin generating rental income immediately upon closing while capturing peak revenue as the Panama City Beach spring and summer seasons approach. The units offer functional layouts, durable finishes, and ground floor access that renters consistently prefer. Major building improvements have already been completed including solid all brick construction with dual layers of elastomeric stucco and paint, a 2024 standing seam metal roof w new truss system and hurricane clips, updated windows and doors, HVAC and water heaters replaced . Ownership of the entire complex provides FULL control of the building and common areas, allowing a buyer to establish access, usage, and management standards that align with their investment strategy. The seller has prepared rental projections estimating gross annual income potential in the range of approximately $200,000 to $225,000 when operated as short term rentals, and rental projections are estimates and not guaranteed. Previous numbers are available under a contingency. Quadplexes offering direct beach access, no typical HOA restrictions, rental flexibility, and scale potential rarely come available as a single acquisition in this location. Assets with this level of location, scale, and rental flexibility do not stay available long. Call your favorite agent today to schedule a showing and learn more about this STR quadplex opportunity in Panama City Beach, FL!

5012 Gulf Drive Unit 1-4, Panama City

$363,000
4 Beds 2 Baths 792845 MLS
Lined with gorgeous hydrangeas and mature landscaping, this beautifully updated home welcomes you from the moment you arrive. Inside, you'll find a spacious living room that flows into the completely renovated kitchen, creating a layout that's perfect for everyday living and entertaining. The split floor plan offers plenty of privacy, with the primary suite tucked away from the secondary bedrooms. The primary bathroom has been beautifully updated with a brand-new tub/shower combination, and the suite also features his-and-hers closets. Two of the additional bedrooms include spacious walk-in closets, while the third offers a generously sized closet with plenty of storage. One of the best spaces in the home is the sunroom overlooking the backyard. Fully connected to the main HVAC system, it's comfortable year-round and makes the perfect second living area, playroom, home office, or even a guest room if you need the extra space. Step outside to a fully fenced backyard designed for relaxing and entertaining. Whether you're hosting family and friends or simply enjoying a quiet evening, there's plenty of room to make it your own--with space for a future pool, workshop, or whatever fits your lifestyle. The mature palms, hydrangeas, and established landscaping add to the peaceful setting, and with no homes behind you, you'll enjoy the privacy of natural woods as your backdrop. You'll also appreciate the peace of mind that comes with major updates already completed, including the HVAC, water heater, and well, all replaced within the last five years, along with a REME HALO whole-home air purification system. Located on a quiet dead-end street right next to the Callaway Sports Complex and just minutes from multiple public boat ramps with Gulf access, and a short drive to Tyndall Air Force Base, this home offers the perfect balance of privacy, convenience, and outdoor living. If you're looking for something that feels updated, welcoming, and ready to enjoy from day one, this is one you'll want to see.

8222 James Street, Panama City

$219,900
2 Beds 3 Baths 792838 MLS
Welcome to this beautiful 2-bedroom, 2.5-bath townhome in the highly desirable gated community of Baldwin Rowe. Ideally positioned between Panama City and Lynn Haven, this inviting home offers convenient access to excellent schools, shopping, dining and parks. The bright, open-concept floor plan creates a comfortable setting for both everyday living and entertaining. The kitchen features a breakfast bar, generous cabinet and pantry storage. Hardwood flooring, crown molding, updated fans and lighting add warmth and character throughout the main living area, while the sliding glass door opens to a peaceful screened patio, an ideal place to enjoy your morning coffee or unwind at the end of the day. Upstairs, both spacious bedrooms offer the privacy and convenience of their own bathrooms. The primary suite includes a private en suite bath, double vanity, walk-in closet, and thoughtful storage. A versatile loft or den provides additional space for a home office, reading area, or second living room, while the conveniently located upstairs laundry makes daily routines easier. Baldwin Rowe offers an exceptional low-maintenance lifestyle with a community pool, large clubhouse, scenic ponds, nearby guest parking, and a courtesy officer living on the premises. The HOA includes lawn care, landscaping, trash service, maintenance of common areas, access to the pool and clubhouse, and more, allowing you to spend less time on upkeep and more time enjoying your home. With its desirable location, attractive updates, flexible living space, and wonderful community amenities, this townhome is one you will not want to miss. The seller is motivated, so contact your Realtor today to schedule a private showing. All information and measurements are approximate and should be verified if important.

402 Baldwin Rowe Circle, Panama City