$4,550,000 ***SELLER WILL FINANCE!!! 15-20% DOWN, 3 TO 5 YEAR BALLOON, 6.5% RATE, 30 YEAR AMORTIZATION*** Future site of Panama City Beach's newest bay front condominium complex. 9 story, 99 unit complex can be built on this lot. Over $1,900,000 of infrastructure already in place. Just a short 10 to 15 minute boat ride out to the open gulf. Fitness center and game room/lounge in sister building will be available to owners. All information is approximate and should be verified by buyers if important. 796288 MLS ***SELLER WILL FINANCE!!! 15-20% DOWN, 3 TO 5 YEAR BALLOON, 6.5% RATE, 30 YEAR AMORTIZATION*** Future site of Panama City Beach's newest bay front condominium complex. 9 story, 99 unit complex can be built on this lot. Over $1,900,000 of infrastructure already in place. Just a short 10 to 15 minute boat ride out to the open gulf. Fitness center and game room/lounge in sister building will be available to owners. All information is approximate and should be verified by buyers if important. 2400 Grandiflora Boulevard, Panama City
$55,000 This beautiful corner lot is ready for you and offers access to Laird Bayou! Laird Bayou Estates has so much to offer in this private gated community with the following amenities: Pool w/ pool house facilities and gazebo, a boat ramp with dock facilities, as well as a secure boat and RV storage area! This incredible neighborhood offers access to the inter-coastal waterway and is just 12 miles from Shell Island and the Gulf of Mexico! Come see this beautiful neighborhood for yourself and start designing your dream home! 796262 MLS This beautiful corner lot is ready for you and offers access to Laird Bayou! Laird Bayou Estates has so much to offer in this private gated community with the following amenities: Pool w/ pool house facilities and gazebo, a boat ramp with dock facilities, as well as a secure boat and RV storage area! This incredible neighborhood offers access to the inter-coastal waterway and is just 12 miles from Shell Island and the Gulf of Mexico! Come see this beautiful neighborhood for yourself and start designing your dream home! 903 Captain Way, Panama City
$3,750,000 THE CLOYSTER -- A RARE WATERFRONT DEVELOPMENT OPPORTUNITY ON NORTH LAGOON DRIVE! Positioned along the water in Panama City Beach, this boutique development is being offered slab-ready and ready to go vertical, providing an exceptional opportunity to bring an exclusive coastal community to life. The Cloyster consists of just 8 homesites -- 4 waterfront and 4 interior -- creating an intimate, private setting with tremendous appeal for both primary and vacation-home buyers. Each homesite is designed to feature its own private swimming pool and private boat slip, giving every future homeowner the waterfront lifestyle that makes Panama City Beach so desirable. Boaters will appreciate direct access to the Gulf of America, making days on the water, fishing, cruising, and sunset outings effortless. With the groundwork already in place and construction ready to move upward, The Cloyster presents a unique opportunity to complete a thoughtfully planned luxury boating community in one of PCB's most sought-after waterfront corridors. Eight residences, private pools, private boat slips, and Gulf access -- a combination that is increasingly difficult to find. 796272 MLS THE CLOYSTER -- A RARE WATERFRONT DEVELOPMENT OPPORTUNITY ON NORTH LAGOON DRIVE! Positioned along the water in Panama City Beach, this boutique development is being offered slab-ready and ready to go vertical, providing an exceptional opportunity to bring an exclusive coastal community to life. The Cloyster consists of just 8 homesites -- 4 waterfront and 4 interior -- creating an intimate, private setting with tremendous appeal for both primary and vacation-home buyers. Each homesite is designed to feature its own private swimming pool and private boat slip, giving every future homeowner the waterfront lifestyle that makes Panama City Beach so desirable. Boaters will appreciate direct access to the Gulf of America, making days on the water, fishing, cruising, and sunset outings effortless. With the groundwork already in place and construction ready to move upward, The Cloyster presents a unique opportunity to complete a thoughtfully planned luxury boating community in one of PCB's most sought-after waterfront corridors. Eight residences, private pools, private boat slips, and Gulf access -- a combination that is increasingly difficult to find. 7801 N Lagoon Drive, Panama City
$79,900 Build your new home on this generous lot in a great neighborhood near all that the Panama City area has to offer. With almost ½ an acre you'll room for a large home, pool, garage, pole barn, or additional parking for your boat or RV. Lower your construction costs with city water and sewer, power at the street, no HOA, and high and dry lot (no flood insurance required). This quiet neighborhood is in close proximity to parks, several public boat launches, schools, and convenient to stores, shopping, and more. Only half a mile to all new Parker Sports Complex, an 18 acre park with baseball fields, basketball, tennis, walking trail, dog park, restrooms, and playground. Within ½ mile to Parker Elementary School and Hwy 98. Bring your kayak, canoe, or boat! Numerous public boat launches and waterfront parks within 5 minutes. Within 5 miles to revitalized and booming downtown Panama City, and 8 miles to Historic St Andrews, both with waterfront dining, entertainment, and activities. Bring your builder and see this property today! 796166 MLS Build your new home on this generous lot in a great neighborhood near all that the Panama City area has to offer. With almost ½ an acre you'll room for a large home, pool, garage, pole barn, or additional parking for your boat or RV. Lower your construction costs with city water and sewer, power at the street, no HOA, and high and dry lot (no flood insurance required). This quiet neighborhood is in close proximity to parks, several public boat launches, schools, and convenient to stores, shopping, and more. Only half a mile to all new Parker Sports Complex, an 18 acre park with baseball fields, basketball, tennis, walking trail, dog park, restrooms, and playground. Within ½ mile to Parker Elementary School and Hwy 98. Bring your kayak, canoe, or boat! Numerous public boat launches and waterfront parks within 5 minutes. Within 5 miles to revitalized and booming downtown Panama City, and 8 miles to Historic St Andrews, both with waterfront dining, entertainment, and activities. Bring your builder and see this property today! 4906 S Lakewood Drive, Panama City
$119,000 Build your next home or investment property on this 6,534 SF lot near Bay Point in Panama City Beach. No wetlands and located outside the floodplain! This 50′ × 130′ lot has been built up with fill dirt, with water and sewer connections already in place - saving valuable site preparation time and expense. R-2 zoning allows single-family or duplex development, offering flexibility for a personal residence or income-producing property. Convenient to shopping, dining, marinas, and the beach. 796129 MLS Build your next home or investment property on this 6,534 SF lot near Bay Point in Panama City Beach. No wetlands and located outside the floodplain! This 50′ × 130′ lot has been built up with fill dirt, with water and sewer connections already in place - saving valuable site preparation time and expense. R-2 zoning allows single-family or duplex development, offering flexibility for a personal residence or income-producing property. Convenient to shopping, dining, marinas, and the beach. 4303 Catherine Street, Panama City
$61,000 Vacant ±0.11 acre (±4,800 SF) corner lot at W 18th Street and Cincinnati Avenue in the St. Andrews area of Panama City. Zoned NR (Neighborhood Residential), City of Panama City, and located within the St. Andrews CRA. NR zoning allows a single-family home, duplex, or home with an accessory dwelling unit. Just across the street from the ±1.67 AC commercial site at 3112 W Hwy 98, also for sale, and ±0.7 mile from the Historic St. Andrews waterfront, marina and restaurants. 796090 MLS Vacant ±0.11 acre (±4,800 SF) corner lot at W 18th Street and Cincinnati Avenue in the St. Andrews area of Panama City. Zoned NR (Neighborhood Residential), City of Panama City, and located within the St. Andrews CRA. NR zoning allows a single-family home, duplex, or home with an accessory dwelling unit. Just across the street from the ±1.67 AC commercial site at 3112 W Hwy 98, also for sale, and ±0.7 mile from the Historic St. Andrews waterfront, marina and restaurants. 3106 W 18th Street, Panama City
$819,000 3112 W Hwy 98 is a ±1.67 acre commercial corner site in the St. Andrews area of Panama City. The property takes up most of its block, with ±173 feet on US Highway 98 and frontage on W 18th Street, Cincinnati Avenue and Bayview Avenue, giving a buyer several options for access and site layout. The property sits ±1 mile east of the Hathaway Bridge, near St. Andrew Bay, and is convenient to Port Panama City, Gulf Coast State College, FSU Panama City and Panama City Beach. Neighborhood General (NG) zoning supports walkable commercial, residential and mixed-use development, making the site a fit for a wide range of users. 42,000 FDOT AADT. A ±0.11 acre parcel across the street at 3106 W 18th Street is also available, on its own for $61,000 or with the main site for a package price of $869,000. 796081 MLS 3112 W Hwy 98 is a ±1.67 acre commercial corner site in the St. Andrews area of Panama City. The property takes up most of its block, with ±173 feet on US Highway 98 and frontage on W 18th Street, Cincinnati Avenue and Bayview Avenue, giving a buyer several options for access and site layout. The property sits ±1 mile east of the Hathaway Bridge, near St. Andrew Bay, and is convenient to Port Panama City, Gulf Coast State College, FSU Panama City and Panama City Beach. Neighborhood General (NG) zoning supports walkable commercial, residential and mixed-use development, making the site a fit for a wide range of users. 42,000 FDOT AADT. A ±0.11 acre parcel across the street at 3106 W 18th Street is also available, on its own for $61,000 or with the main site for a package price of $869,000. 3112 W Highway 98, Panama City
$78,500 Excellent Residential Lot to build your dream home. This LOT has NO HOA, NO FLOOD Ins. City sewer and water available to the Lot. All of the conveniences of Panama City are within 10 Minutes of this location. Lot is approx. 80X120 Per Tax records. Hurry as it won't last long as this area is in high demand ! 796021 MLS Excellent Residential Lot to build your dream home. This LOT has NO HOA, NO FLOOD Ins. City sewer and water available to the Lot. All of the conveniences of Panama City are within 10 Minutes of this location. Lot is approx. 80X120 Per Tax records. Hurry as it won't last long as this area is in high demand ! 1303 Cornell Drive, Panama City
$650,000 Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 18 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS* 795931 MLS Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 18 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS* 7804 Grand Lagoon Way, Panama City
$650,000 Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 17 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS* 795929 MLS Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 17 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS* 7808 Grand Lagoon Way, Panama City
$599,000 Waterfront Parcels Just Steps from Downtown Panama City & Beach Drive Discover a rare opportunity to own one, two, or all three individual parcels along Florida Avenue, just steps from the heart of Downtown Panama City and Beach Drive. Ideally positioned on the same scenic bayou as Big Mama's on the Bayou, these properties offer the opportunity to enjoy the laid-back Florida waterfront lifestyle right from your own backyard. Imagine starting your morning with coffee overlooking the water, spending the afternoon fishing, kayaking, or paddleboarding, and ending the day relaxing on your back porch or private dock. With convenient access to Downtown Panama City, local restaurants, shops, entertainment, and the waterfront, you can enjoy the best of both worlds--walkable city living with a peaceful bayou setting. Whether you're looking to build your dream waterfront home, create an investment opportunity, or secure multiple adjoining parcels for added flexibility, these three individual lots offer options rarely available in such a desirable location. Buy one, two, or all three and create your own piece of waterfront Florida. 795845 MLS Waterfront Parcels Just Steps from Downtown Panama City & Beach Drive Discover a rare opportunity to own one, two, or all three individual parcels along Florida Avenue, just steps from the heart of Downtown Panama City and Beach Drive. Ideally positioned on the same scenic bayou as Big Mama's on the Bayou, these properties offer the opportunity to enjoy the laid-back Florida waterfront lifestyle right from your own backyard. Imagine starting your morning with coffee overlooking the water, spending the afternoon fishing, kayaking, or paddleboarding, and ending the day relaxing on your back porch or private dock. With convenient access to Downtown Panama City, local restaurants, shops, entertainment, and the waterfront, you can enjoy the best of both worlds--walkable city living with a peaceful bayou setting. Whether you're looking to build your dream waterfront home, create an investment opportunity, or secure multiple adjoining parcels for added flexibility, these three individual lots offer options rarely available in such a desirable location. Buy one, two, or all three and create your own piece of waterfront Florida. 708 Florida Avenue, Panama City
$2,000,000 ***Can be purchased separately or can purchase the entire 38 acres. See MLS # 795721 for more details and documents regarding the entire parcel*** Exceptional development opportunity in one of Panama City's growing residential and commercial corridors! This approximately 5-acre piece of land, is a proposal from the seller of a larger 38-acre tract located along Hwy 390 near Pipeline Road and Hwy 231. The seller is open to alternative sections of the property based on the buyers needs. The parent parcel is currently listed as industrial-zoned land and offers substantial frontage along the Hwy 390 corridor. Buyers should verify zoning, allowable uses, utilities, access, and subdivision requirements with the appropriate governmental authorities. Location is a major highlight. The property sits near the rapidly developing Hwy 231/Hwy 390 corridor, surrounded by established and newer residential communities that can provide a strong customer and employment base for future commercial development. Nearby residential growth includes communities such as Titus Park, Bylsma Manor Estates, and Sunset Village, reinforcing the continued expansion of this portion of Bay County. Just down the road is the growing Lindsey Crossing/Panama City Centre retail area, anchored by Publix Super Market at Panama City Centre at 4601 Lindsey Crossing. The center and surrounding outparcels are bringing additional shopping, dining, services, and daily traffic to this part of Panama City, including Starbucks and other businesses. The Publix-anchored center sits near the intersection of Hwy 231 and the Hwy 390 corridor, creating a convenient commercial hub for the surrounding residential population. Additional grocery and retail services are available nearby along Hwy 231, including Winn-Dixie at 3621 US-231 in the Transmitter Crossing area. The combination of Hwy 390 access, proximity to Hwy 231, expanding residential development, and nearby grocery, restaurant, retail, and service businesses makes this 5-acre tract an attractive opportunity for an investor, developer, or owner-user seeking a strategic location in north Panama City. Bring your vision or alternative suggestions to the seller and let's see what we can work out! 795770 MLS ***Can be purchased separately or can purchase the entire 38 acres. See MLS # 795721 for more details and documents regarding the entire parcel*** Exceptional development opportunity in one of Panama City's growing residential and commercial corridors! This approximately 5-acre piece of land, is a proposal from the seller of a larger 38-acre tract located along Hwy 390 near Pipeline Road and Hwy 231. The seller is open to alternative sections of the property based on the buyers needs. The parent parcel is currently listed as industrial-zoned land and offers substantial frontage along the Hwy 390 corridor. Buyers should verify zoning, allowable uses, utilities, access, and subdivision requirements with the appropriate governmental authorities. Location is a major highlight. The property sits near the rapidly developing Hwy 231/Hwy 390 corridor, surrounded by established and newer residential communities that can provide a strong customer and employment base for future commercial development. Nearby residential growth includes communities such as Titus Park, Bylsma Manor Estates, and Sunset Village, reinforcing the continued expansion of this portion of Bay County. Just down the road is the growing Lindsey Crossing/Panama City Centre retail area, anchored by Publix Super Market at Panama City Centre at 4601 Lindsey Crossing. The center and surrounding outparcels are bringing additional shopping, dining, services, and daily traffic to this part of Panama City, including Starbucks and other businesses. The Publix-anchored center sits near the intersection of Hwy 231 and the Hwy 390 corridor, creating a convenient commercial hub for the surrounding residential population. Additional grocery and retail services are available nearby along Hwy 231, including Winn-Dixie at 3621 US-231 in the Transmitter Crossing area. The combination of Hwy 390 access, proximity to Hwy 231, expanding residential development, and nearby grocery, restaurant, retail, and service businesses makes this 5-acre tract an attractive opportunity for an investor, developer, or owner-user seeking a strategic location in north Panama City. Bring your vision or alternative suggestions to the seller and let's see what we can work out! 000 W Pipeline Road, Panama City
$3,750,000 *** Willing to subdivide**** This 38-acre parcel of land at Pipeline Rd and Hwy 390 adjacent to the new Publix shopping center off Hwy 231 , offering a unique opportunity for both commercial and residential development. This location is perfect for businesses looking to establish a strong presence on a major thoroughfare in Bay County. This property offers a wide range of possibilities for development. Whether you're looking to build a shopping center, storage facility, or office complex, this land is ready for your vision. The property is also suitable for residential development, with ample space for single-family homes, townhouses, or apartments. The location of this property is unbeatable. Situated in the heart of north Panama City, it offers easy access to major highways and transportation routes. The area is home to a thriving business community, with a diverse range of industries represented. This makes it an ideal location for businesses looking to expand or relocate. The property itself is a blank canvas, ready for your creative touch. Contact us today to schedule a viewing and see for yourself why this property is the perfect choice for your next project. 795721 MLS *** Willing to subdivide**** This 38-acre parcel of land at Pipeline Rd and Hwy 390 adjacent to the new Publix shopping center off Hwy 231 , offering a unique opportunity for both commercial and residential development. This location is perfect for businesses looking to establish a strong presence on a major thoroughfare in Bay County. This property offers a wide range of possibilities for development. Whether you're looking to build a shopping center, storage facility, or office complex, this land is ready for your vision. The property is also suitable for residential development, with ample space for single-family homes, townhouses, or apartments. The location of this property is unbeatable. Situated in the heart of north Panama City, it offers easy access to major highways and transportation routes. The area is home to a thriving business community, with a diverse range of industries represented. This makes it an ideal location for businesses looking to expand or relocate. The property itself is a blank canvas, ready for your creative touch. Contact us today to schedule a viewing and see for yourself why this property is the perfect choice for your next project. 000 Hwy 390 Highway, Panama City
$99,000 Level building lot zoned NG (Neighborhood General) which allows for 30 dwellings per acre. Sec. 104-36.2 Neighborhood General zoning district. This deep lot is surrounded by charming character homes in the heart of REVITALIZED MILLVILLE. Close to the marina, WATERFRONT PARK, historical landmarks such as GENE'S OYSTER BAR, Boyette and Casey Hardware and iconic churches 795639 MLS Level building lot zoned NG (Neighborhood General) which allows for 30 dwellings per acre. Sec. 104-36.2 Neighborhood General zoning district. This deep lot is surrounded by charming character homes in the heart of REVITALIZED MILLVILLE. Close to the marina, WATERFRONT PARK, historical landmarks such as GENE'S OYSTER BAR, Boyette and Casey Hardware and iconic churches 229 Maine Avenue, Panama City
$99,000 Level building lot zoned NG (Neighborhood General) which allows for 30 dwellings per acre. Sec. 104-36.2 Neighborhood General zoning district. This deep lot is surrounded by charming character homes in the heart of REVITALIZED MILLVILLE. Close to the marina, WATERFRONT PARK, historical landmarks such as GENE'S OYSTER BAR, Boyette and Casey Hardware and iconic churches. 795637 MLS Level building lot zoned NG (Neighborhood General) which allows for 30 dwellings per acre. Sec. 104-36.2 Neighborhood General zoning district. This deep lot is surrounded by charming character homes in the heart of REVITALIZED MILLVILLE. Close to the marina, WATERFRONT PARK, historical landmarks such as GENE'S OYSTER BAR, Boyette and Casey Hardware and iconic churches. 229 Maine Avenue, Panama City
$139,000 DOCKABLE LOT WITH DEEP WATER ACCESS TO THE GULF OF MEXICO! Your dream home deserves a setting as extraordinary as the life you want to live. Discover the possibilities at Laird Point, where a natural peninsula stretches along East Bay, offering a beautiful blend of peaceful surroundings, coastal scenery, and boating adventure. This homesite is your opportunity to create a retreat where time on the water becomes part of everyday life. Imagine mornings spent planning the day's fishing trip, afternoons exploring the waterways, and evenings unwinding on your porch as the coastal breeze signals it's time to slow down. With a dockable lot and access on East Bay and the Gulf of Mexico, you can design your future home around the activities you love. From casting a line and cruising the coast to simply enjoying the natural beauty around you, this location puts the coastal lifestyle at the heart of your plans. Laird Point's peninsula setting offers a welcome sense of escape and an inviting backdrop for a thoughtfully designed custom home. Envision open living spaces for gathering, expansive porches for relaxing, and a personal retreat that embraces its coastal surroundings. Whether you're dreaming of a full-time residence or a getaway built around weekends on the water, this homesite offers an exciting place to bring that vision to life. Bring your plans, your boat, and your imagination. Your Best Beach Life starts here! 795543 MLS DOCKABLE LOT WITH DEEP WATER ACCESS TO THE GULF OF MEXICO! Your dream home deserves a setting as extraordinary as the life you want to live. Discover the possibilities at Laird Point, where a natural peninsula stretches along East Bay, offering a beautiful blend of peaceful surroundings, coastal scenery, and boating adventure. This homesite is your opportunity to create a retreat where time on the water becomes part of everyday life. Imagine mornings spent planning the day's fishing trip, afternoons exploring the waterways, and evenings unwinding on your porch as the coastal breeze signals it's time to slow down. With a dockable lot and access on East Bay and the Gulf of Mexico, you can design your future home around the activities you love. From casting a line and cruising the coast to simply enjoying the natural beauty around you, this location puts the coastal lifestyle at the heart of your plans. Laird Point's peninsula setting offers a welcome sense of escape and an inviting backdrop for a thoughtfully designed custom home. Envision open living spaces for gathering, expansive porches for relaxing, and a personal retreat that embraces its coastal surroundings. Whether you're dreaming of a full-time residence or a getaway built around weekends on the water, this homesite offers an exciting place to bring that vision to life. Bring your plans, your boat, and your imagination. Your Best Beach Life starts here! 1019 Tidewater Lane, Panama City
$100,000 High and Dry, Flood Zone X, water, sewer, and power at the road. Survey in hand. 1150 Cove Pointe Dr is ready to build on! This .199-acre homesite sits on a quiet interior street in Cove Pointe, a small single-family community on Watson Bayou. Owners share a private day dock -- from there you're into St. Andrews Bay and out to the Gulf with no overhead obstructions along the way. There's real history on this ground. It was Cove Gardens, built in the early 1940s as the only military housing in Bay County. When the Air Force released it, an act of Congress routed the sale through the City so the proceeds would go back to Tyndall, and the City wrote the development rules itself, low density, protect the trees. That's why the oaks are still standing. The developer removed all 133 units, restored the site, and put in new roads, utilities, drainage, and the community dock. Fifty-eight lots in all, completed in 2006. HOA dues are $700 a year. Minimum build is 1,800 heated and cooled square feet, with a two-car garage and architectural review. In-ground pools are permitted. Short-term rentals are not, so this is a neighborhood people live in. A community park, named for one of the original partners, is planned and not yet built. Downtown Panama City's waterfront district is minutes by car or golf cart. Restaurants, Marinas, St. Andrews Bay Yacht Club, and Bay Medical are all close. Survey, covenants, and design guidelines available on request. Schedule your showing today! 795489 MLS High and Dry, Flood Zone X, water, sewer, and power at the road. Survey in hand. 1150 Cove Pointe Dr is ready to build on! This .199-acre homesite sits on a quiet interior street in Cove Pointe, a small single-family community on Watson Bayou. Owners share a private day dock -- from there you're into St. Andrews Bay and out to the Gulf with no overhead obstructions along the way. There's real history on this ground. It was Cove Gardens, built in the early 1940s as the only military housing in Bay County. When the Air Force released it, an act of Congress routed the sale through the City so the proceeds would go back to Tyndall, and the City wrote the development rules itself, low density, protect the trees. That's why the oaks are still standing. The developer removed all 133 units, restored the site, and put in new roads, utilities, drainage, and the community dock. Fifty-eight lots in all, completed in 2006. HOA dues are $700 a year. Minimum build is 1,800 heated and cooled square feet, with a two-car garage and architectural review. In-ground pools are permitted. Short-term rentals are not, so this is a neighborhood people live in. A community park, named for one of the original partners, is planned and not yet built. Downtown Panama City's waterfront district is minutes by car or golf cart. Restaurants, Marinas, St. Andrews Bay Yacht Club, and Bay Medical are all close. Survey, covenants, and design guidelines available on request. Schedule your showing today! 1150 Cove Pointe Drive, Panama City
$400,000 ZONED C-2 GENERAL COMMERCIAL Excellent price for a commercial corner. Prime property as you are entering Panama City from Panama City Beach. This property has so many allowable usages which include Restaurants, Retail, Auto Repair, & Business Professional. The parcel sides on 2 streets allowing for excellent ingress and egress. It is on the main corridor frontage as you drive past it as you head towards the popular Historic St Andrews. And let's not forget the revitalization of Downtown Panama City! MLS# 784718 The property adjoining this parcel on the East side can be purchase as well, which would create 1 full block and over an acre with 260 plus feet of Highway 98 frontage. Call listing agent for more information on either mls #784718 795377 MLS ZONED C-2 GENERAL COMMERCIAL Excellent price for a commercial corner. Prime property as you are entering Panama City from Panama City Beach. This property has so many allowable usages which include Restaurants, Retail, Auto Repair, & Business Professional. The parcel sides on 2 streets allowing for excellent ingress and egress. It is on the main corridor frontage as you drive past it as you head towards the popular Historic St Andrews. And let's not forget the revitalization of Downtown Panama City! MLS# 784718 The property adjoining this parcel on the East side can be purchase as well, which would create 1 full block and over an acre with 260 plus feet of Highway 98 frontage. Call listing agent for more information on either mls #784718 3705 W Hwy 98, Panama City
$1,410,000 THE PRESERVE -- WATERFRONT HOMESITE WITH PRIVATE DOCK! This is your opportunity to build your dream home on a beautiful waterfront homesite at 3718 Preserve Bay Blvd. in Panama City Beach. With direct St. Andrews Bay frontage and a private dock already in place, this property is ready for you to bring your boat, kayaks, paddleboards, or simply enjoy breathtaking sunsets from the water. Enjoy the rare convenience of boating and fishing right from your backyard, with access to the Gulf. Design a custom waterfront residence perfectly suited to the Florida coastal lifestyle. Located in the desirable Preserve Bay community, this homesite offers a peaceful waterfront setting while remaining just minutes from Panama City Beach's beautiful beaches, marinas, restaurants, shopping, and entertainment. Whether you're ready to build your forever home or seeking a premier waterfront investment, this is your opportunity to create your own private retreat on St. Andrews Bay. 795372 MLS THE PRESERVE -- WATERFRONT HOMESITE WITH PRIVATE DOCK! This is your opportunity to build your dream home on a beautiful waterfront homesite at 3718 Preserve Bay Blvd. in Panama City Beach. With direct St. Andrews Bay frontage and a private dock already in place, this property is ready for you to bring your boat, kayaks, paddleboards, or simply enjoy breathtaking sunsets from the water. Enjoy the rare convenience of boating and fishing right from your backyard, with access to the Gulf. Design a custom waterfront residence perfectly suited to the Florida coastal lifestyle. Located in the desirable Preserve Bay community, this homesite offers a peaceful waterfront setting while remaining just minutes from Panama City Beach's beautiful beaches, marinas, restaurants, shopping, and entertainment. Whether you're ready to build your forever home or seeking a premier waterfront investment, this is your opportunity to create your own private retreat on St. Andrews Bay. 3718 Preserve Bay Boulevard, Panama City
$180,000 Don't miss this incredible development opportunity! This lot has been separated to accommodate 9 townhomes, making it an ideal opportunity for investors and builders. Development order is in place, the DEP permit has been approved, and triplex plans are available. and ready for construction. Don't miss this incredible development opportunity! This lot has been separated to accommodate 9 townhomes, making it an ideal opportunity for investors and builders. Development order is in place, the department permit has been approved, and triplex plans are available and ready for construction. Much of the groundwork has already been completed, allowing you to move forward with your development plans. Bring your vision and take advantage of this exceptional opportunity with significant development potential already in place. Calling all investors and builders--this opportunity won't last!roundwork has already been completed, allowing you to move forward with your development plans. Bring your vision and take advantage of this exceptional opportunity with significant development potential already in place. Calling all investors and builders, this opportunity won't last! 795366 MLS Don't miss this incredible development opportunity! This lot has been separated to accommodate 9 townhomes, making it an ideal opportunity for investors and builders. Development order is in place, the DEP permit has been approved, and triplex plans are available. and ready for construction. Don't miss this incredible development opportunity! This lot has been separated to accommodate 9 townhomes, making it an ideal opportunity for investors and builders. Development order is in place, the department permit has been approved, and triplex plans are available and ready for construction. Much of the groundwork has already been completed, allowing you to move forward with your development plans. Bring your vision and take advantage of this exceptional opportunity with significant development potential already in place. Calling all investors and builders--this opportunity won't last!roundwork has already been completed, allowing you to move forward with your development plans. Bring your vision and take advantage of this exceptional opportunity with significant development potential already in place. Calling all investors and builders, this opportunity won't last! 3938 E 9th Street, Panama City
$74,900 Nearly One Acre Corner Homesite in Callaway! Bring your building plans and take advantage of this spacious approximately 0.98-acre vacant residential parcel offering plenty of room to create your next home. Situated on a corner with paved road frontage on two sides, the property provides excellent access and flexibility for site planning. Public water and sewer are available, adding convenience for future development. With significantly more space than many typical residential homesites in the area, this property offers an attractive opportunity for a buyer, builder, or investor looking for land in an established Callaway location. The parcel is primarily located in Flood Zone AE, so buyers should plan for construction that meets applicable floodplain and elevation requirements. Build now or secure a sizable piece of property for the future. Buyer to verify zoning, permitted uses, utilities, tap fees, flood elevation, setbacks, drainage, survey, and all building and development requirements with the appropriate governmental authorities. 795359 MLS Nearly One Acre Corner Homesite in Callaway! Bring your building plans and take advantage of this spacious approximately 0.98-acre vacant residential parcel offering plenty of room to create your next home. Situated on a corner with paved road frontage on two sides, the property provides excellent access and flexibility for site planning. Public water and sewer are available, adding convenience for future development. With significantly more space than many typical residential homesites in the area, this property offers an attractive opportunity for a buyer, builder, or investor looking for land in an established Callaway location. The parcel is primarily located in Flood Zone AE, so buyers should plan for construction that meets applicable floodplain and elevation requirements. Build now or secure a sizable piece of property for the future. Buyer to verify zoning, permitted uses, utilities, tap fees, flood elevation, setbacks, drainage, survey, and all building and development requirements with the appropriate governmental authorities. 12 4s 14w Unit 14W, Panama City
$15,900 Two adjoining parcels totaling approximately 1.4 acres offer an affordable opportunity to create a private homesite in eastern Bay County. Lots 191 and 192N are being sold together and back up to the Sandy Creek Ranch subdivision. No HOA and zoned for single-family residential use, the property provides plenty of space to enjoy the natural surroundings while designing a home that fits your vision. Electric is nearby, and a well and septic system will be needed. Don't miss this opportunity to own a spacious piece of Bay County! All lot lines shown in photographs are approximate and are provided for illustrative purposes only. All information should be verified by the buyer if deemed important. 795356 MLS Two adjoining parcels totaling approximately 1.4 acres offer an affordable opportunity to create a private homesite in eastern Bay County. Lots 191 and 192N are being sold together and back up to the Sandy Creek Ranch subdivision. No HOA and zoned for single-family residential use, the property provides plenty of space to enjoy the natural surroundings while designing a home that fits your vision. Electric is nearby, and a well and septic system will be needed. Don't miss this opportunity to own a spacious piece of Bay County! All lot lines shown in photographs are approximate and are provided for illustrative purposes only. All information should be verified by the buyer if deemed important. 0000 Shayne Collins Drive, Panama City
$31,000 Build you dream home or hold this property as an investment. This residential lot is located in a cul-de-sac in the desirable Sweetwater Village subdivision, with newly built homes nearby. Property information was obtained from the Bay County Property appraiser. Buyers are welcomed to conduct their own due diligence. 795331 MLS Build you dream home or hold this property as an investment. This residential lot is located in a cul-de-sac in the desirable Sweetwater Village subdivision, with newly built homes nearby. Property information was obtained from the Bay County Property appraiser. Buyers are welcomed to conduct their own due diligence. 7205 Lake Suzzanne Lane, Panama City
$31,000 Vacant lot located on a quiet Cul-de-Sac, well maintained area, surrounded by newly built homes. This property offers an excellent opportunity to build a new home in an established and growing community or hold it as a long-term investment. Information has been obtained from the Bay County property appraiser; however, buyer is responsible for conducting their own due diligence, 795318 MLS Vacant lot located on a quiet Cul-de-Sac, well maintained area, surrounded by newly built homes. This property offers an excellent opportunity to build a new home in an established and growing community or hold it as a long-term investment. Information has been obtained from the Bay County property appraiser; however, buyer is responsible for conducting their own due diligence, 7205 Lake Suzzanne Way, Panama City
$10,000 Bay County vacant land -- Parcel ID 23034-000-000 A natural, undeveloped lot in Bay County, Florida. Use this parcel ID for all official records, tax searches, mapping, and title work: 23034-000-000. This is raw land as nature left it -- no known buildings, no assigned street address, and no known water, sewer, electric, or gas service on site. Lot size and dimensions come from public records. They have not been confirmed by a current survey and may not match present-day conditions. Please read this first: the property is landlocked. The seller does not offer or guarantee street, road, or other legal access. There is no known ingress or egress. Anyone considering the land should independently confirm whether a recorded easement, right-of-way, or other lawful access exists -- or whether access can be obtained. Without legal access, everyday use and most development are limited. What public records currently indicate * Natural / undeveloped lot * No physical street address * No known utilities FEMA flood zone X500 (shaded Zone X): moderate flood hazard in the 500-year / 0.2% annual-chance floodplain. Flood insurance is usually not federally required, but maps should be checked and coverage is worth considering. The seller has no firsthand knowledge of the property and has not inspected or managed it. The land is offered as-is. A buyer should complete their own due diligence before making an offer, including: * Title, liens, and recorded easements. * Legal access or a path to establish it * Zoning and what, if anything, can be built * Environmental or wetland limits * Cost of survey, permitting, well/septic, and bringing in utilities *Current FEMA flood maps and insurance quotes This lot may suit someone looking for a long-term hold, assemblage with adjoining land, or a project they are prepared to research thoroughly. It is not a ready-to-build homesite. Questions welcome. 795288 MLS Bay County vacant land -- Parcel ID 23034-000-000 A natural, undeveloped lot in Bay County, Florida. Use this parcel ID for all official records, tax searches, mapping, and title work: 23034-000-000. This is raw land as nature left it -- no known buildings, no assigned street address, and no known water, sewer, electric, or gas service on site. Lot size and dimensions come from public records. They have not been confirmed by a current survey and may not match present-day conditions. Please read this first: the property is landlocked. The seller does not offer or guarantee street, road, or other legal access. There is no known ingress or egress. Anyone considering the land should independently confirm whether a recorded easement, right-of-way, or other lawful access exists -- or whether access can be obtained. Without legal access, everyday use and most development are limited. What public records currently indicate * Natural / undeveloped lot * No physical street address * No known utilities FEMA flood zone X500 (shaded Zone X): moderate flood hazard in the 500-year / 0.2% annual-chance floodplain. Flood insurance is usually not federally required, but maps should be checked and coverage is worth considering. The seller has no firsthand knowledge of the property and has not inspected or managed it. The land is offered as-is. A buyer should complete their own due diligence before making an offer, including: * Title, liens, and recorded easements. * Legal access or a path to establish it * Zoning and what, if anything, can be built * Environmental or wetland limits * Cost of survey, permitting, well/septic, and bringing in utilities *Current FEMA flood maps and insurance quotes This lot may suit someone looking for a long-term hold, assemblage with adjoining land, or a project they are prepared to research thoroughly. It is not a ready-to-build homesite. Questions welcome. xxx Sanders Lane, Panama City
$29,900 Nice location for this manufactured home lot which is located on a quiet cul-de-sac in Callaway near shopping, dining, schools, and recreation. Large beautiful oak tree provides plenty of shade. Water, sewer, and underground electric on site. No flood zone, no HOA. This neighborhood is quickly improving. Numerous public boat launches and waterfront parks within 5 minutes. Within 5 miles to revitalized and booming downtown Panama City, and 8 miles to Historic St Andrews, both with waterfront dining, entertainment, and activities. Shed is included. The mobile home is in poor condition and requires substantial work to make rentable. 795276 MLS Nice location for this manufactured home lot which is located on a quiet cul-de-sac in Callaway near shopping, dining, schools, and recreation. Large beautiful oak tree provides plenty of shade. Water, sewer, and underground electric on site. No flood zone, no HOA. This neighborhood is quickly improving. Numerous public boat launches and waterfront parks within 5 minutes. Within 5 miles to revitalized and booming downtown Panama City, and 8 miles to Historic St Andrews, both with waterfront dining, entertainment, and activities. Shed is included. The mobile home is in poor condition and requires substantial work to make rentable. 6124 Michelle Circle, Panama City
$850,000 Prime Commercial Development Opportunity - Investors, Builders & Entrepreneurs Take Notice! An exceptional opportunity awaits on Beach Drive in the heart of Panama City Beach, just 900 feet from the Gulf of Mexico! This rare offering includes three combined lots totaling 150' x 115' (.40 acres)--ideally positioned for high-visibility development in a vibrant and rapidly growing area. Property Highlights: Zoned C-1 (Neighborhood Commercial) - Grandfathered-in status with broad development flexibility Development Order: Will be in place within a week to build five +/- 1800 sq ft homes Location: Surrounded by new construction homes, high-rise condos, restaurants, public beach access, and major attractions Not in a flood zone - despite being only steps from the beach! High visibility - Excellent for commercial, mixed-use, or multifamily development 📐 Zoning & Development Details: Zoning: C-1 Neighborhood Commercial Density: Up to 15 units per acre Max Building Height: 35 feet Impervious Surface Ratio: 60% Floor Area Ratio: 100% Setbacks: 20 ft front/rear, 5 ft sides Minimum Lot Frontage: 70 ft Why This Property? Development order saves you time and money - skip the delays and start building quickly Rare grandfathered-in property with flexible zoning High-demand area with both tourist traffic and residential growth Ideal for commercial retail, short-term rentals, townhomes, mixed-use, or multifamily units Whether you're planning to develop according to the existing development order, launch a dynamic new business, or secure a valuable asset in one of Florida's most coveted coastal markets, this property checks every box. 795260 MLS Prime Commercial Development Opportunity - Investors, Builders & Entrepreneurs Take Notice! An exceptional opportunity awaits on Beach Drive in the heart of Panama City Beach, just 900 feet from the Gulf of Mexico! This rare offering includes three combined lots totaling 150' x 115' (.40 acres)--ideally positioned for high-visibility development in a vibrant and rapidly growing area. Property Highlights: Zoned C-1 (Neighborhood Commercial) - Grandfathered-in status with broad development flexibility Development Order: Will be in place within a week to build five +/- 1800 sq ft homes Location: Surrounded by new construction homes, high-rise condos, restaurants, public beach access, and major attractions Not in a flood zone - despite being only steps from the beach! High visibility - Excellent for commercial, mixed-use, or multifamily development 📐 Zoning & Development Details: Zoning: C-1 Neighborhood Commercial Density: Up to 15 units per acre Max Building Height: 35 feet Impervious Surface Ratio: 60% Floor Area Ratio: 100% Setbacks: 20 ft front/rear, 5 ft sides Minimum Lot Frontage: 70 ft Why This Property? Development order saves you time and money - skip the delays and start building quickly Rare grandfathered-in property with flexible zoning High-demand area with both tourist traffic and residential growth Ideal for commercial retail, short-term rentals, townhomes, mixed-use, or multifamily units Whether you're planning to develop according to the existing development order, launch a dynamic new business, or secure a valuable asset in one of Florida's most coveted coastal markets, this property checks every box. 22, 23, 24 Beach Drive, Panama City
$850,000 Prime Commercial Development Opportunity - Investors, Builders & Entrepreneurs Take Notice! An exceptional opportunity awaits on Beach Drive in the heart of Panama City Beach, just 900 feet from the Gulf of Mexico! This rare offering includes three combined lots totaling 150' x 115' (.40 acres)--ideally positioned for high-visibility development in a vibrant and rapidly growing area. Property Highlights: Zoned C-1 (Neighborhood Commercial) - Grandfathered-in status with broad development flexibility Development Order: Will be in place within a week to build five +/- 1800 sq ft homes Location: Surrounded by new construction homes, high-rise condos, restaurants, public beach access, and major attractions Not in a flood zone - despite being only steps from the beach! High visibility - Excellent for commercial, mixed-use, or multifamily development 📐 Zoning & Development Details: Zoning: C-1 Neighborhood Commercial Density: Up to 15 units per acre Max Building Height: 35 feet Impervious Surface Ratio: 60% Floor Area Ratio: 100% Setbacks: 20 ft front/rear, 5 ft sides Minimum Lot Frontage: 70 ft Why This Property? Development order saves you time and money - skip the delays and start building quickly Rare grandfathered-in property with flexible zoning High-demand area with both tourist traffic and residential growth Ideal for commercial retail, short-term rentals, townhomes, mixed-use, or multifamily units Whether you're planning to develop according to the existing development order, launch a dynamic new business, or secure a valuable asset in one of Florida's most coveted coastal markets, this property checks every box. 795259 MLS Prime Commercial Development Opportunity - Investors, Builders & Entrepreneurs Take Notice! An exceptional opportunity awaits on Beach Drive in the heart of Panama City Beach, just 900 feet from the Gulf of Mexico! This rare offering includes three combined lots totaling 150' x 115' (.40 acres)--ideally positioned for high-visibility development in a vibrant and rapidly growing area. Property Highlights: Zoned C-1 (Neighborhood Commercial) - Grandfathered-in status with broad development flexibility Development Order: Will be in place within a week to build five +/- 1800 sq ft homes Location: Surrounded by new construction homes, high-rise condos, restaurants, public beach access, and major attractions Not in a flood zone - despite being only steps from the beach! High visibility - Excellent for commercial, mixed-use, or multifamily development 📐 Zoning & Development Details: Zoning: C-1 Neighborhood Commercial Density: Up to 15 units per acre Max Building Height: 35 feet Impervious Surface Ratio: 60% Floor Area Ratio: 100% Setbacks: 20 ft front/rear, 5 ft sides Minimum Lot Frontage: 70 ft Why This Property? Development order saves you time and money - skip the delays and start building quickly Rare grandfathered-in property with flexible zoning High-demand area with both tourist traffic and residential growth Ideal for commercial retail, short-term rentals, townhomes, mixed-use, or multifamily units Whether you're planning to develop according to the existing development order, launch a dynamic new business, or secure a valuable asset in one of Florida's most coveted coastal markets, this property checks every box. 22, 23, 24 Beach Drive, Panama City
$169,999 PRIME COVE LOCATION! Discover the opportunity to own a vacant lot in the heart of The Cove, conveniently located between 542 and 554 E 4th Street in Panama City. This property offers an excellent location just minutes from Downtown Panama City, the waterfront, shopping, dining, parks, and local entertainment. Enjoy the character and convenience of one of Panama City's established neighborhoods while being close to the water and everything downtown has to offer. Whether you're looking to build your next home or explore an investment opportunity, this centrally located parcel is worth a look. There's access from E 4th Street as well as the back alley. 795223 MLS PRIME COVE LOCATION! Discover the opportunity to own a vacant lot in the heart of The Cove, conveniently located between 542 and 554 E 4th Street in Panama City. This property offers an excellent location just minutes from Downtown Panama City, the waterfront, shopping, dining, parks, and local entertainment. Enjoy the character and convenience of one of Panama City's established neighborhoods while being close to the water and everything downtown has to offer. Whether you're looking to build your next home or explore an investment opportunity, this centrally located parcel is worth a look. There's access from E 4th Street as well as the back alley. E 4th Street, Panama City
$55,000 Nearly 2 Acres - Cleared & Ready for Your Dream Home! Bring your vision to life on this spacious, nearly 2-acre parcel offering plenty of room, privacy, and flexibility for your future home. The property has been extensively cleared and cleaned up with stump grinders, mulchers, and excavators, creating a much more build-ready homesite. Adding even more value, the property features a septic system, with well water and electricity already connected to the property. With so much of the groundwork already in place, this is an excellent opportunity for someone looking to build without starting completely from scratch. The property is zoned R-2, allowing for mobile homes, manufactured homes, or site-built homes, providing flexibility for a variety of building plans. The generous acreage also offers plenty of space for a home, workshop, garage, outdoor living areas, or additional structures. Enjoy the peace and privacy of a spacious homesite while still being conveniently located near main roads, shopping, schools, and, of course, the beautiful beaches of the area. Buyer is encouraged to contact Bay County Planning & Zoning directly to verify zoning, permitted uses, setbacks, utility requirements, and any other requirements related to their specific building plans. 795219 MLS Nearly 2 Acres - Cleared & Ready for Your Dream Home! Bring your vision to life on this spacious, nearly 2-acre parcel offering plenty of room, privacy, and flexibility for your future home. The property has been extensively cleared and cleaned up with stump grinders, mulchers, and excavators, creating a much more build-ready homesite. Adding even more value, the property features a septic system, with well water and electricity already connected to the property. With so much of the groundwork already in place, this is an excellent opportunity for someone looking to build without starting completely from scratch. The property is zoned R-2, allowing for mobile homes, manufactured homes, or site-built homes, providing flexibility for a variety of building plans. The generous acreage also offers plenty of space for a home, workshop, garage, outdoor living areas, or additional structures. Enjoy the peace and privacy of a spacious homesite while still being conveniently located near main roads, shopping, schools, and, of course, the beautiful beaches of the area. Buyer is encouraged to contact Bay County Planning & Zoning directly to verify zoning, permitted uses, setbacks, utility requirements, and any other requirements related to their specific building plans. 10216 Hwy 231, Panama City