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$115,000
3 Beds 1 Baths 793745 MLS
OPPORTUNITY AWAITS AT 1109 CYPRESS AVENUE! Situated on an oversized lot in an established Panama City neighborhood, this property offers a unique opportunity for a builder, investor, or buyer looking to create something of their own. The previous home was damaged by fire and is being sold in its current condition, with the existing foundation and portions of the framing remaining. The real value here is in the possibilities! The generously sized lot offers significantly more space than many surrounding properties, providing an excellent canvas for rebuilding, redesigning, or starting fresh, subject to applicable zoning and building requirements. Conveniently located near Historic St. Andrews, St. Andrews Marina, Oaks by the Bay Park, local restaurants, shopping, and waterfront activities along St. Andrews Bay. Downtown Panama City, schools, everyday conveniences, and major roadways also nearby. Whether you're searching for your next investment project or a homesite with room to bring your vision to life, 1109 Cypress Avenue offers location, lot size, and potential that are hard to overlook. Property is being sold AS-IS. Buyer to verify all measurements, zoning, building requirements, and feasibility of existing improvements.

1109 Cypress Avenue, Panama City

$599,000
3 Beds 3 Baths 793743 MLS
Exceptional craftsmanship, unmatched storage, and coastal living come together in this one-of-a-kind 2024 custom-built home on the highly sought-after west end of Panama City Beach. Designed to withstand the elements while delivering everyday luxury, this remarkable property offers the rare combination of Category 5-rated construction, dual primary suites, an oversized RV/boat garage, and modern efficiency--all just minutes from the beach, Lake Powell, and Camp Helen State Park. Inside, you'll find an open-concept floor plan with 9-foot ceilings, 8-foot solid wood doors, luxury vinyl plank flooring throughout, and enhanced wall insulation for exceptional sound reduction between rooms. Two spacious primary suites make this home ideal for multi-generational living, guests, or flexible living arrangements. Each features a spa-inspired ensuite bath, walk-in closet, solid wood doors with key locks, and private access to the screened porch and elevated back deck. The oversized 28' x 30' (840 sq. ft.) garage with 12-foot ceilings and a 10-foot garage door provides ample room for an RV, boat, workshop, or multiple vehicles. An extra-wide, extra-long paver driveway accommodates up to four additional vehicles. Practical features include mop sinks in both the laundry room and garage, along with an energy-efficient circulating instant hot water system that delivers hot water quickly while reducing water waste. Step outside to enjoy the screened porch and elevated deck overlooking the generous 80' x 150' lot, offering plenty of room to add a swimming pool while still leaving space for RV or boat parking. Located just minutes from Lake Powell Park, you'll have easy access to a public boat ramp, paddleboarding, playground, picnic pavilion, and one of Florida's largest coastal dune lakes. Nearby Camp Helen State Park offers miles of scenic hiking trails, kayaking, fishing, and pristine Gulf beaches. You'll also appreciate the convenient access to the white sand beaches of Panama City Beach, 30A, shopping, dining, and entertainment. This exceptional home combines luxury, functionality, and superior construction in one of Panama City Beach's most sought-after locations. Schedule your private showing today!

21915 Lakeview Drive, Panama City Beach

$695,000
3 Beds 3 Baths 793741 MLS
Welcome to your ouwn slice of paradise in Latitude Margaritaville Watersound! Built in 2023, this stunning Breeze Bay f plan offers 3 bedrooms, 3 bathrooms, and the perfect blend of luxury, comfort, and resort-style living. Ideally situated on a pond homesite, this home provides peaceful view on screeded lanai, creating the perfect space to enjoy your morning coffee, entertain friends, or unwind while taking in Florida's beautiful sunsets. Inside, you'll find a spacious, open-concept design that seamlessly connects the living, dining, and kitchen areas, making everday and entertaining effortless. The floorplan offers generous bedrooms, well appointed bathrooms, and flexible living spaces that accomodate guests while maintaing privacy and comfort. Life at Latitude Margaritaville Watersound is about so much more than the home- it's about embracing and incredible lifestyle. Residents enjoy world-class ammenities, including a spectacular Town Square, resort style pool, state-of the-art fitness center, pickleball and tennis courts, walking and biking trails, dog park, Latitude Bar& Chill restaurant, live entertainment, social clubs, and an endless calendar of activities designed for active adults. Conveniently located near the white-sand beaches of the Emerald Coast, scenic Highway 30A, shopping, dining, entertainment, and Northwest Florida Beaches International Airport, you'll enjoy access to everything that makes the Pana!ma City Beach area such a desireable place to call home. Whether you're searching for a full-time residence or the ultimate Florida retreat, this exceptional home views, and the award-winning Latitude Margaritaville lifestyle. Come see why every day truly feels like a vacation

8827 Coral Reef Way, Panama City Beach

$399,000
2 Beds 3 Baths 793715 MLS
5-minute walk to the beach! Welcome to Gulf Highlands Beach Resort, where this 2-story, 2-bedroom, 2.5-bath townhome is being SOLD FULLY FURNISHED and is ready for immediate enjoyment or to become your next investment property! With rental projections of approximately $38,000 annually, plus a 2022 roof and 2022 HVAC, this property is ready to go. Inside, you'll find a bright, neutral interior with an open layout. The kitchen features tile flooring, stainless steel appliances, abundant cabinetry, and a large breakfast bar with ample seating, while the adjacent dining area accommodates more seating. The spacious living room opens through sliding glass doors and is one of the few units with a covered patio overlooking one of the community pools. There's also a shared green space, creating a relaxing outdoor setting. Additional conveniences include two owner's closets for secure storage and two assigned parking spaces. Both bedrooms and the laundry room are located upstairs. The spacious primary suite features a vaulted ceiling, private balcony with pool views, and an ensuite bathroom with a tub/shower combination. The second bedroom also includes its own ensuite bathroom with a walk-in shower, offering privacy for guests. Gulf Highlands Beach Resort is packed with amenities, including private beach access, 11 swimming pools with one being Gulf front, newly added pickleball courts, basketball courts, shuffleboard courts, mini golf, and a fitness center. Centrally located in Panama City Beach, you're just minutes from shopping, dining, and local attractions. Whether you're looking for a beach getaway, full-time residence, or short-term rental investment, this townhome offers an excellent location, strong income potential, and outstanding resort-style amenities!

131 Grande Island Boulevard, Panama City Beach

$589,000
5 Beds 3 Baths 793731 MLS
Welcome home to 339 Blue Sage Road, tucked inside the desirable Whisper Dunes community just half a mile from the Gulf. This craftsman-style home has been thoughtfully reconfigured from a 4-bedroom to a spacious and freshly painted 5-bedroom layout, offering flexible space for family, guests, or a home office. Recent upgrades include a new roof installed in 2022, along with all-new upstairs carpeting and new vinyl flooring in the downstairs bedrooms, kitchen, and hallway, all completed in June 2026. Step through the striking red front door into a bright, open entry featuring crown molding and warm wood-look flooring throughout the main living areas. Whisper Dunes is a well-kept, deed-restricted community offering residents a refreshing pool, walking paths, and full lawn maintenance included in the HOA dues, providing low-maintenance living just minutes from Pier Park, local shopping, and dining, with the scenic 30A corridor also a short drive away. Whether you're searching for a primary residence or a beach-area getaway, this home checks the boxes. The seller is motivated and open to creative terms. Bring your offer, and let's talk!

339 Blue Sage Road, Panama City Beach

$383,000
4 Beds 2 Baths 793717 MLS
Move-in ready. Listed at appraised value. Has a Salt Water Pool. Come home to your perfect oasis with this beautiful 4 bedroom 2 bath home with a spacious 2 car garage and extra wide driveway on a quiet cul de sac. This home features an open floor plan, electric fireplace, tall/tray ceilings, split bedroom floor plan, formal dining area, breakfast area and breakfast bar and also a built in wine cooler. The large privacy fenced backyard is the perfect place to unwind after a long day. Light a fire in the fire ring and soak in the hot tub while watching your favorite shows on the outdoor TV. When it gets to hot, take a dip in the salt water pool then rinse off under the outside shower. The inground sprinkler system keeps the yard lush in the harshest months. The large master and ensuite bathroom has ample closet space with his and her closets, double sinks, sizable shower and the perfect jacuzzi tub for when you don't want to go outside to the hot tub. Also note that pets can play safely in the large backyard, as the pool has a separate gated area.

907 Amber Way, Panama City

$333,000
2 Beds 3 Baths 793716 MLS
Welcome to 143 Grande Island Boulevard in the highly sought-after Gulf Highlands Beach Resort, one of Panama City Beach's premier gated communities. Ideally located just a short walk to the sugar-white sands and emerald waters of the Gulf of Mexico, this beautifully maintained townhome offers the perfect blend of lifestyle, convenience, and investment opportunity. Whether you're looking for a primary residence, vacation home, or income-producing property, this home checks every box. Short-term rentals are permitted with no waiting period, allowing the new owner to begin operating as an Airbnb or vacation rental immediately, subject to local regulations and association requirements. Gulf Highlands Beach Resort is renowned for its outstanding resort-style amenities, including: 24-hour gated security Private beach access just across Front Beach Road Beachfront clubhouse with swimming pool and café 11 swimming pools, including 5 seasonally heated pools Tennis courts Pickleball courts Shuffleboard courts 18-hole miniature golf course Fitness center Playground Walking paths and beautifully landscaped grounds Catch-and-release fishing Golf cart-friendly community Low HOA fees covering internet, landscaping, pest control, trash service, and maintenance of the resort amenities. Perfectly situated near restaurants, shopping, entertainment, golf, and all that Panama City Beach has to offer, this property presents an exceptional opportunity for both personal enjoyment and strong rental income potential. Schedule your private showing today and discover why Gulf Highlands Beach Resort remains one of Panama City Beach's most desirable vacation and investment communities.

143 Grande Island Boulevard, Panama City Beach

$405,000
2 Beds 2 Baths 793712 MLS
Welcome to the most desirable townhome layout in Margaritaville, the Camellia, ideally located in Phase 5 of Latitude Margaritaville Watersound, a premier gated 55+ community. Conveniently located by the tunnel where you don't have to cross the road to get to community amenities. This exceptional property has not been lived in. The owner very rarely visits, so it is like buying your own, brand new, property. Inside, the bright open-concept floor plan is filled with natural light and features numerous upgrades, including brand-new quartz countertops in the kitchen and both bathrooms, quartz backsplash, upgraded window treatments, and a chef's double oven. The spacious primary suite offers a large walk-in closet and a spa-inspired bath with dual vanities, built in's, quartz countertops, and a fully tiled walk-in shower (ceiling to floor) with glass enclosure. The guest bath also features an upgraded quartz countertops. Enjoy one of the community's most desirable locations, just a short walk or golf cart ride to Town Square, Bar & Chill overlooking the Intracoastal Waterway, Barkaritaville Dog Park, fitness center, lap pool, and weekend live entertainment. Resort-style amenities include a zero-entry pool with daily live music, pickleball and tennis courts, kayak and paddleboard launch, scenic walking trails, bocce ball, cornhole, and more. Experience the best of active adult living in one of the Emerald Coast's most sought-after communities. Schedule your private showing today.

8450 Dreams Float Court, Panama City Beach

$530,000
3 Beds 2 Baths 793713 MLS
Discover coastal living at its best in this beautifully maintained 3-bedroom, 2-bath home located just a half mile from the beach. From the moment you arrive, you'll be captivated by the lush, professionally landscaped yard that creates exceptional curb appeal and a private tropical retreat. Inside, you'll find an open and inviting layout featuring durable tile flooring throughout and elegant granite countertops in the kitchen, combining style with easy maintenance. The spacious bedrooms and well-appointed bathrooms provide comfort for family and guests alike. Whether you're looking for a primary residence, or vacation home, this home offers the perfect blend of convenience, comfort, and coastal charm. Enjoy morning walks to the beach, relaxing evenings in the beautifully landscaped outdoor space, and all the benefits of living just minutes from shopping, dining, and local attractions. Don't miss this opportunity to own your slice of paradise just steps from the gulf!

208 Azalea Street, Panama City Beach

$234,999
3 Beds 2 Baths 793709 MLS
Welcome to 2722 E 9th Street, a beautifully designed new construction home offering modern style, quality finishes, and comfortable living in the heart of Panama City. The open-concept floor plan features a bright living area,recessed lighting, and a stunning kitchen with shaker cabinetry, quartz countertops, stainless steel appliances, a center island, and designer pendant lighting. The spacious primary suite provides a relaxing retreat with a spa-inspired bath featuring dual vanities and a beautifully tiled tub/shower. Additional highlights include a dedicated laundry room with built-in cabinetry, generously sized guest bedrooms, and contemporary fixtures throughout. Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and just a short drive to downtown Panama City and area beaches, this home offers the perfect blend of style, function, and location.

2722 E 9th Street, Panama City

$705,000
4 Beds 3 Baths 793707 MLS
Experience refined coastal living in one of Panama City Beaches most sought-after communities. This beautifully customized Breakfast Point residence offers the perfect blend of elegance, comfort, and resort-style outdoor living. Originally designed as a four-bedroom, three bath home, this thoughtfully reimagined floor plan now features dual primary suites, created by combining two secondary bedrooms into one expansive MIL suite. The result is an ideal layout for multi-generational living, guests, or anyone who appreciates exceptional space and privacy. A 3rd bedroom and a flex room, currently being used as the 4th bedroom, is conveniently split from the MIL suite. Just past the bedrooms, there is a formal dining room just before entering the living area. The open-concept living area, effortlessly connects the kitchen with a large island, dining area, and family room, creating an inviting atmosphere perfect for entertaining or everyday living. Expansive windows fill the home with natural light while providing beautiful views of the spectacular backyard. Step outside and discover your own private resort. The professionally designed outdoor living space showcases a stunning custom swimming pool with an inviting sun shelf, elegant paver decking and a beautifully appointed covered cabana complete with lounge seating-the perfect setting for relaxing afternoons, sunset cocktails, or unforgettable evenings under the Florida sky. Privacy fencing and lush landscaping create a tranquil retreat that feels like a luxury vacation every day. From the moment you arrive, the home's exceptional curb appeal makes a lasting impression with it's welcoming front porch, manicured tropical landscaping, and timeless Craftsman-inspired design. This home is ideally situated close to the entrance of the Breakfast Point Academy, with a convenient access to Arnold High School via neighborhood trails. The neighborhood amenities include playgrounds, scenic walking trails with beautifully maintained green spaces. Just minutes from Panama City Beaches world-famous sugar-white beaches, Pier Park, championship golf, waterfront dining, shopping and entertainment, this exceptional home offers the perfect combination of comfort, location, and lifestyle. Schedule a showing today, you won't want to miss this one!

700 Breakfast Point Boulevard, Panama City Beach

$1,025,000
4 Beds 3 Baths 793704 MLS
Experience exceptional new construction in the prestigious gated community of Trieste, where modern coastal architecture meets timeless craftsmanship. Scheduled for completion in October 2026, this custom-designed 4-bedroom, 2.5-bath home offers approximately 2,500 square feet of thoughtfully curated living space with designer finishes throughout. From the moment you arrive, the paver driveway and striking architectural details set the tone for what's inside. The heart of the home is the stunning custom kitchen, featuring a statement wood vent hood, premium finishes, and a layout designed for both everyday living and effortless entertaining. The open-concept great room showcases beautiful wood accents that bring warmth and character, while the elegant tray ceiling in the dining room creates the perfect setting for hosting family and friends. The private owner's suite is a true retreat, highlighted by a custom stained wood inlay in the tray ceiling and a spa-inspired bathroom complete with a freestanding soaking tub, creating the perfect place to unwind after a long day. Throughout the home, carefully selected satin bronze lighting and plumbing fixtures add a sophisticated, designer touch. Step outside to your own backyard oasis featuring a saltwater pool with an integrated spa, a fully equipped outdoor kitchen, and a fully fenced yard--ideal for relaxing, entertaining, or enjoying Florida's year-round sunshine. Located in the sought-after gated community of Trieste, this one-of-a-kind custom home offers luxury finishes, thoughtful design, and an unbeatable lifestyle just minutes from Panama City Beach's white sand beaches, dining, and entertainment. Secure this incredible home now and enjoy the opportunity to own a brand-new custom masterpiece upon its completion in October 2026.

106 Trieste Boulevard, Panama City Beach

$515,000
5 Beds 4 Baths 793699 MLS
SPACE, LOCATION & LIFESTYLE! Big family, like room to move around? No problem for this impressive 4,128 sq. ft. home offering 5 bedrooms, 3.5 baths, and plenty of room for everyone. A large bonus room provides endless possibilities--create a playroom, second living area, home theater/media room, game room, or whatever fits your lifestyle. Located near Harders Park, you'll have easy access to disc golf, walking trails, and peaceful ponds, perfect for enjoying the outdoors close to home. Plus, you're conveniently located near Tyndall Air Force Base and just a short drive from the area's beautiful white-sand beaches. With generous living space, flexible rooms, and a location that puts recreation, military facilities, and the beach within easy reach, this home offers the space and lifestyle you've been looking for. Come see all this home has to offer!

5528 Mars Hill Lane, Panama City

$2,450,000
4 Beds 5 Baths 793670 MLS
Open to Owner Financing, Creative Financing or Interest Rate Buy Down Offering! Discover an exceptional Panama City Beach coastal residence offering luxury, convenience, and the freedom of NO HOA living just minutes from the Gulf. Located less than half a mile from the beach, this custom-designed 4 bedroom, 4.5 bath and 2 bonus rooms, the home offers 3,580 square feet of beautifully crafted living space with a private residential elevator, two spacious living areas, a dedicated office, and an impressive collection of upgrades throughout. Designed for the coastal lifestyle, this home provides the perfect blend of indoor comfort and outdoor potential. The expansive backyard offers endless possibilities to create your own private oasis with room for a pool, spa, outdoor kitchen, fire pit, and additional entertaining spaces. Whether enjoying quiet evenings at home or hosting family and friends, this property offers the space and flexibility. Inside, the attention to detail is immediately evident with 12-foot ceilings on the main level, 10-foot ceilings upstairs, 8-foot solid wood doors, elegant crown molding, 9-inch baseboards, plantation shutters, custom built-ins, and beautiful wood-look tile flooring throughout the main living areas. The gourmet kitchen is designed for those who love to cook and entertain, featuring premium KitchenAid appliances including a commercial refrigerator, 48-inch gas double oven range and additional upgraded appliances. The open living areas feature custom built-ins, Bose surround sound, Marantz receiver, Sony entertainment system, and an included 85-inch Samsung QLED Smart TV. The upgraded residential elevator features maple wood paneling, custom lighting, and a steel accordion interior door. The primary suite offers a private retreat with a spa-like bathroom featuring a Kohler Stargaze 72x36 freestanding tub, Delta gold fixtures, upgraded tile selections, and designer finishes. Additional bathrooms include upgraded fixtures and Kohler comfort-height elongated toilets. The outdoor space offers endless possibilities with an expansive backyard ready for a pool, spa, outdoor kitchen, and fire pit. Enjoy the low-maintenance Trex deck, outdoor sound system, TV connections, and gas/electric prewiring for future outdoor upgrades. The irrigation system is supported by a private well. Built by Koehnemann Construction, this home features enhanced structural support, high-impact steel windows and doors, high-impact sliding glass doors, custom Clopay high-impact garage doors, steel roof-to-foundation tie-downs, and a waterproof roof membrane system. Additional features include a 2025 Navien tankless gas water heater, generator prewiring, paver driveway and walkway, Emtek hardware, finished attic storage, under-stair storage, and custom cabinetry throughout. This Panama City Beach home offers what buyers are looking for: No HOA, beach access less than half a mile away, luxury upgrades, exceptional construction, and room to create the ultimate coastal backyard retreat.

167 Downing Street, Panama City Beach

$785,000
3 Beds 3 Baths 793669 MLS
MOTIVATED SELLER!! Gorgeous and one-of-a-kind SEASHELL floorplan in PHASE 5 with $250,000 in Upgrades! Welcome to easygoing coastal living in Latitude Margaritaville Watersound! Located in desirable Phase 5, this beautifully appointed 3-bedroom +den, 2,114-square-foot home offers the perfect blend of resort-style relaxation, exquisite design, and exceptional livability. From the moment you arrive, the private preserve setting creates a peaceful private backdrop. The lot also offers abundant side-yard space and a private preserve view. This adjacent vacant lot is non-buildable due to underground culverts to watershed which guarantees your privacy forever! Inside, an inviting open floor plan is enhanced by crown molding at the kitchen, stunning ceiling fans, pendant lighting, chandeliers, recessed lighting throughout every room and the lanai, and blinds throughout. The gourmet kitchen is designed for both entertaining and everyday enjoyment, featuring Level 2 Colada cabinetry, finished end panels on the kitchen cabinets and island, Level 3 quartz countertops, a 30-inch refrigerator enclosure panel, gas cooktop with hood, wine cooler, extended island, pullout pot-and-pan drawers, under-cabinet lighting, and 8' doors throughout the home. The private primary suite provides a true retreat with 2 custom closets with outlets, dual vanities, a zero-entry shower, and a relaxing soaking tub. Two guest bedrooms share a convenient converted shower bathroom. The den offers flexible space for an office, hobby room, or additional retreat, while a custom shiplap wall and electric fireplace add warmth and character to the living area. Outdoor living takes center stage with a saltwater pool with a mesmerizing waterfall, gas stub-out, enclosed in a beautifully appointed lanai that is ideal for morning coffee, afternoon entertaining, or unwinding at the end of the day. Practical features include a whole-house water filtration system, upgraded internal hot-water circulation tankless hot-water heater, laundry room cabinetry, WiFi-enabled belt-drive garage door opener, utility sink, attic storage build-out, extra storage racks in the garage, epoxy garage floor, 20-amp garage outlet, a brass floor receptacle, high TV outlets in the primary suite, den, great room, and lanai, five exterior GFI outlets, and two switched exterior flood lights. The remaining five-year protection plan on the LG washer and dryer and Samsung Bespoke refrigerator provides added peace of mind. Designer touches continue throughout with custom mirrors and a carefully selected whole-house paint palette featuring Alabaster, Canvas Tan, Urban Putty, and Khaki Shade. For added peace of mind, the owners recently had a full independent inspection completed in March. Latitude Margaritaville Watersound residents enjoy an amenity-rich lifestyle centered around Latitude Town Square, including the Paradise Pool, Fins Up! Fitness Center, indoor lap pool and spa, pickleball and tennis courts, bocce, walking trails, kayak access, live entertainment, dining, the Last Mango Theater, and Workin' N' Playin' Center. The adjacent Watersound West Bay Center is under development and is planned to add a convenient mix of retail, dining, office, and medical services, with Publix confirmed as an anchor tenant. This is more than a beautifully finished home--it is an opportunity to enjoy privacy, outdoor living, and the carefree Latitude lifestyle in one exceptional setting.

9196 Paradise Drive, Panama City Beach

$1,200,000
2 Beds 2 Baths 793665 MLS
Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21802. The adjoining lot at 21806 Front Beach Road is listed separately. Take one or take both. Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand. Everything below is drawn from Bay County public records and the published Bay County Land Development Regulations. Confirm all of it with Bay County Planning and Zoning before relying on any of it. OPEN GULF VIEW TODAY The homes directly across Front Beach Road are low single story houses, so the Gulf view from this lot is open right now. On much of this stretch it is not, because taller beachfront construction sits between the north side lots and the water. Views are current condition and are not protected. The Gulf side parcels across Front Beach Road carry a more intense zoning designation than this parcel and could be redeveloped taller. Any buyer paying for the view should evaluate that independently. ZONING OF RECORD Bay County GIS shows this parcel zoned SR-1 Seasonal Resort with a Seasonal/Resort future land use designation, in unincorporated Bay County rather than inside the City of Panama City Beach limits. The SR-1 district, as published in the Bay County Land Development Regulations, lists the following among its permitted uses: single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. The published SR-1 bulk regulations show a 60 foot maximum height and a maximum density of 15 units per acre. Buyers should confirm the current code text, the applicable site plan and development review process, and any hearing requirements directly with Bay County Planning. Nothing here represents that a particular project, unit count, or height will be approved. Anyone planning nightly rental should confirm current Bay County short term rental requirements, including the county vacation rental certificate, tourist development tax registration, and the applicable state license. FLOOD ZONE X FEMA's National Flood Hazard Layer shows this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. Gulf side parcels across Front Beach Road fall in the mapped high hazard zones. Verify the current effective flood map and your own premium with your insurance agent. BUY ONE OR BUY BOTH Each lot measures roughly 55 feet of frontage by 135 feet of depth and exceeds the published SR-1 minimum lot area of 5,000 square feet and minimum lot width of 50 feet. Bought together, the two lots give a buyer about 111 feet of contiguous width instead of two separate 55 foot lots. What that supports in practice depends on setbacks, parking and impervious surface limits, all of which should be confirmed with Bay County Planning. An existing single family home sits on the lot. LOCATION North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. This is not a Gulf front parcel. Several nearby parcels on this stretch are carried on the tax roll as vacant. Assembled frontage on Front Beach Road under a single owner does not reach the market often. An overhead site exhibit showing both lots and the combined dimensions is available on request. Buyer to independently verify zoning, density, permitted use, setbacks, development review requirements, flood zone, view impacts and all development standards with Bay County Planning and Zoning with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. Seller and listing broker make no representation as to what may be built, permitted or approved on this site or on any neighboring s

21802 Front Beach Road, Panama City Beach

$1,300,000
4 Beds 3 Baths 793664 MLS
Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21806. The adjoining lot at 21802 Front Beach Road is listed separately. Take one or take both. Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand. WHAT YOU CAN BUILD HERE Zoning is SR-1 Seasonal Resort in unincorporated Bay County. This is the part to read twice. Under the Bay County Land Development Regulations, SR-1 permits single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. Those are permitted uses, not conditional ones. Height is allowed to 60 feet and density to 15 units per acre. A buyer can underwrite a lodging or multifamily project here without a rezoning, a comprehensive plan amendment, or a conditional use hearing. On this corridor that is the difference between a deal you can close on and a deal that waits on a public vote. Short term rental is a permitted use in SR-1. Not a variance, not a grandfathered exception. FLOOD ZONE X FEMA carries this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. The Gulf side parcels across Front Beach Road sit in the mapped high hazard zones. Verify it early with your insurance agent, because on this corridor that gap goes straight to carrying cost. BUY ONE OR BUY BOTH Each lot independently exceeds the SR-1 minimum lot area of 5,000 square feet and the minimum lot width of 50 feet. Both are developable standing alone. So every option is open: take this one by itself, take both and develop as a single site, or take both and develop one while you hold the other. Combined, the setbacks yield a buildable envelope of roughly 96 feet by 99 feet. That is wide enough for one building with one shared parking field and one curb cut. Two separate 40 foot wide envelopes will not do that. It is where combining earns its premium. An existing single family home sits on the lot. Hold it, rent it nightly under SR-1, or clear it and build. LOCATION North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. Gulf views across the road. This is not a Gulf front parcel. The block is not finished. Several nearby parcels on this stretch of Front Beach Road are carried on the tax roll as vacant, and the corner properties include commercial uses. This is a redevelopment block, and assembled frontage on Front Beach Road under a single owner does not reach the market often. An overhead site exhibit showing both lots, the combined dimensions and the road frontage is available on request. Buyer to independently verify zoning, density, permitted use, setbacks, flood zone and all development standards with Bay County Planning and Zoning, with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. No unit count is represented.

21806 Front Beach Road, Panama City Beach

$697,793
3 Beds 3 Baths 793662 MLS
This home showcases the highly sought-after St. Bart floorplan in the award-winning Latitude Margaritaville Watersound community, blending style, comfort, and thoughtful upgrades throughout. The gourmet kitchen is a standout feature, offering a gas cooktop with vent hood, built-in wall oven, and wall microwave, complemented by upgraded cabinetry and premium quartz countertops that continue throughout the home. Enjoy durable laminate flooring throughout the main living areas and bedrooms, with tile flooring in all bathrooms for easy maintenance and timeless appeal. Additional upscale features include 8-foot interior doors, creating an open and elevated feel, along with impact-resistant windows and an impact glass front door for added peace of mind and storm protection. The home is also pool pre-wired, providing a convenient opportunity for future backyard enhancements after closing. Combining quality construction, modern finishes, and desirable upgrades, this St. Bart offers the perfect opportunity to enjoy the Margaritaville lifestyle in one of Northwest Florida's premier active-adult communities.

8896 Cool Water Way, Panama City Beach

$317,000
3 Beds 3 Baths 793500 MLS
Come see this beautiful 2 story home with an air-conditioned yard building in Panama City. This 0.17 acre property showcases a fenced back yard with a new gate, a large screened in porch, additional driveway parking and a spacious yard building with additional storage space & AC that could be used for a workshop, craft room, or cater to the buyer's needs. The 1,766 sq ft home features tile throughout, three bedrooms with two being on the second floor, a kitchen that includes all stainless appliances, under cabinet lighting and abundant cabinet space, as well as a living space that features high ceilings providing a ton of natural light from the floor to ceiling windows. The property is located 2 miles of the Callaway Recreational Complex & Arts & Conference Center and within three miles of a Walmart Supercenter and additional shopping/restaurants off of US-98. This property is only 9 miles from Tyndall AFB. Schedule your showing today.

7578 Kelsey Drive, Panama City

$275,000
3 Beds 2 Baths 793653 MLS
Welcome to this new construction home where modern design meets everyday comfort. Offering 3 bedrooms, 2 bathrooms, and an inviting open-concept layout, this home is the perfect fit for first-time buyers, military families, or anyone looking for low-maintenance living with quality finishes. Step inside to soaring vaulted ceilings, abundant natural light, and luxury vinyl plank flooring throughout--no carpet, making maintenance a breeze. The stylish kitchen is the heart of the home, featuring quartz countertops, stainless steel appliances, soft-close shaker cabinetry, and a large center island that's perfect for entertaining, meal prep, or gathering with family and friends. The thoughtfully designed split-bedroom floor plan provides added privacy for the primary suite, while the spacious secondary bedrooms offer flexibility for guests, a home office, or growing families. A one-car garage provides additional storage, and the oversized lot offers plenty of room to create your dream backyard, add a pool, or simply enjoy the extra outdoor space. Conveniently located just minutes from Tyndall Air Force Base, public boat ramps, parks, shopping, dining, and schools, you'll enjoy easy access to everything Panama City has to offer while still coming home to a peaceful neighborhood. Best of all, there's no HOA, giving you the freedom to park your boat, trailer, or recreational vehicles without added restrictions. Whether you're searching for your first home, relocating to the area, or looking for a strong investment opportunity, you will want to see this home.

239 Kraft Avenue, Panama City

$995,000
4 Beds 4 Baths 793652 MLS
Where timeless craftsmanship meets breathtaking waterfront views. This exceptional custom-built estate on Bear Creek offers 145 feet of waterfront on 0.68 acres with direct navigable access to Bear Creek, Econfina Creek, and Deer Point Lake. Featuring 4,248 square feet, this two-story home includes 4 bedrooms, 3.5 bathrooms, a dedicated office that can serve as a fifth bedroom, and two primary suites on the main level. Step through the grand foyer into the impressive great room with a soaring 20-foot vaulted real wood plank ceiling and stunning water views. The open-concept kitchen, dining, and living areas are designed for entertaining and feature a large center island, premium appliances, and an oversized walk-in pantry. The primary suite includes a private sunroom overlooking the water, while upstairs offers two additional bedrooms with a Jack-and-Jill bath, a second laundry area, and a spacious flex room perfect for a media or game room. Enjoy outdoor living from the covered back porch with an outdoor kitchen, overlooking Bear Creek. A 100-foot dock, irrigation system supplied by the creek, and a 24' x 36' detached outbuilding with loft provide endless opportunities for boating, storage, hobbies, and recreation. This one-of-a-kind waterfront property offers luxury, space, and the waterfront lifestyle you've been waiting for. Schedule your private showing today!

5133 Indian Bluff Drive, Youngstown

$499,000
3 Beds 2 Baths 793648 MLS
Welcome to this exceptional custom-built 3-bedroom, 2-bath home, perfectly situated on a quiet street in the heart of Lynn Haven. Built to current elevation standards, this thoughtfully designed residence blends timeless style with modern functionality and showcases high-end craftsmanship at every turn. From the moment you arrive, you'll appreciate the striking curb appeal featuring durable Hardie siding, classic brick accents, and a welcoming front porch with a partial water view--the perfect place to enjoy your morning coffee or take in Lynn Haven's spectacular Fourth of July fireworks. Inside, every detail has been carefully curated. The open-concept living space is highlighted by soaring ceilings, 8-foot interior doors, and a stunning tray ceiling in the great room featuring a stained wood inlay that adds warmth and character. The custom-designed kitchen is a true showpiece with designer cabinetry, floating wood shelves, a statement range hood, and beautiful finishes that make it equally suited for everyday living and entertaining. The private primary suite is a luxurious retreat with cathedral ceilings accented by exposed wood beams, creating a bright and inviting atmosphere. The spa-inspired ensuite bath features a freestanding soaking tub, offering the perfect place to unwind after a long day. Completing the property is a detached two-car garage, providing additional storage and flexibility while maintaining the home's charming architectural appeal. Located just minutes from Lynn Haven's parks, schools, restaurants, shopping, and waterfront, this one-of-a-kind custom home offers the perfect combination of quality, comfort, and location.

809 Carolina Avenue, Lynn Haven

$289,900
3 Beds 2 Baths 793643 MLS
Welcome to the ''MANGROVE'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located with NO HOA, off Hwy 231 minutes to shopping, restaurants and more. Inside you will find a spacious open concept living room featuring 9 ft. ceilings and luxury vinyl plank flooring; overlooking the kitchen. Kitchen features a breakfast bar, quartz countertops, stainless steel appliances, and eat-in dining area. Sitting off the living room sits full guest bathroom featuring shaker style cabinetry and tub/shower combo; Two secondary bedrooms; and laundry room. Master bedroom and en suite feature double vanities, shower, and walk-in closet. Call to schedule your private showing today! All Measurements approx. buyer to verify if important.

2831 Wakulla Avenue, Panama City

$339,900
2 Beds 2 Baths 793637 MLS
Welcome to your turnkey resort style beach retreat in the highly sought-after Gulf Highlands! Just inside the gated community is a beautifully updated and stylish fully furnished 2-bedroom, 2-bath townhome that is move-in ready. This home offers the perfect combination of modern upgrades, resort-style amenities, and an unbeatable Panama City Beach location. Being sold fully furnished, this exceptional home allows you to move right in or begin enjoying it as a vacation getaway from day one. Whether you're searching for a primary residence, second home, or a turnkey investment property, everything you need is already here. Thoughtfully updated in 2024, this home features a tankless water heater, impact-resistant windows and doors, new front and back pavers, updated ceiling fans, modern light fixtures, new commodes, newer kitchen appliances, and a touchless kitchen sink faucet, providing style, comfort, and peace of mind for years to come. The spacious, open floor plan is perfect for relaxing after a day at the beach or entertaining family and friends. All furnishings convey, making this a true turnkey opportunity with no additional setup required. Nestled within the gated Gulf Highlands Beach Resort, residents enjoy an impressive array of resort-style amenities spread across a beautifully landscaped 60-acre community. Enjoy 11 swimming pools conveniently located throughout the property, and one just steps from your back door! Five seasonally heated pools and a beachfront pool with direct Gulf views, clubhouse and deeded beach access. Many pool areas also feature convenient golf cart parking and easy walkway access. For those who enjoy an active lifestyle, the community offers lighted tennis courts for evening play, multiple pickleball courts, shuffleboard courts throughout the resort, and an 18-hole miniature golf course open daily from 8:00 AM to 11:00 PM. Additional amenities include a fitness center, clubhouse, and Wi-Fi, creating the perfect environment for both relaxation and recreation. Adding even more value, the HOA provides grounds maintenance, pest control, trash service, and internet, allowing you to spend less time on upkeep and more time enjoying the beach lifestyle. Located just minutes from Panama City Beach's world-famous sugar-white sand beaches, Pier Park, shopping, dining, and entertainment, this exceptional property offers the perfect blend of luxury, convenience, and resort-style living. Beautifully updated, fully furnished, and completely turnkey, this is your opportunity to own a piece of paradise in one of Panama City Beach's most desirable resort communities. Schedule your private showing today! Welcome to your turnkey beach retreat in the highly sought-after Gulf Highlands Beach Resort! This beautifully updated, fully furnished 2-bedroom, 2-bath townhome is truly move-in ready, offering the perfect combination of modern upgrades, resort-style amenities, and an unbeatable Panama City Beach location. Being sold fully furnished, this exceptional home allows you to move right in or begin enjoying it as a vacation getaway from day one. Whether you're searching for a primary residence, second home, or a turnkey investment property, everything you need is already here. Thoughtfully updated in 2024, this home features a tankless water heater, impact-resistant windows and doors, new front and back pavers, updated ceiling fans, modern light fixtures, new commodes, newer kitchen appliances, and a touchless kitchen sink faucet, providing style, comfort, and peace of mind for years to come. The spacious, open floor plan is perfect for relaxing after a day at the beach or entertaining family and friends. All furnishings convey, making this a true turnkey opportunity with no additional setup required. Nestled within the gated Gulf Highlands Beach Resort, residents enjoy an exceptional array of resort-style amenities spread across a beautifully landscaped 60-acre community. Enjoy 11 swimming pools conveniently located throughout the property, including five seasonally heated pools and a beachfront pool with direct Gulf views and deeded beach access. Many pool areas also feature convenient golf cart parking and easy walkway access. For those who enjoy an active lifestyle, the community offers lighted tennis courts for evening play, multiple pickleball courts, shuffleboard courts throughout the resort, and an 18-hole miniature golf course open daily from 8:00 AM to 11:00 PM. Additional amenities include a fitness center, clubhouse, and Wi-Fi, creating the perfect environment for both relaxation and recreation. Adding even more value, the HOA provides grounds maintenance, pest control, trash service, and cable television (where applicable by ownership), allowing you to spend less time on upkeep and more time enjoying the beach lifestyle. Located just minutes from Panama City Beach's world-famous sugar-white sand beaches, Pier Park, shopping, dining, and entertainment, this exceptional property offers the perfect blend of luxury, convenience, and resort-style living. Beautifully updated, fully furnished, and completely turnkey, this is your opportunity to own a piece of paradise in one of Panama City Beach's most desirable resort communities. Schedule your private showing today!

185 Kimberly Drive, Panama City Beach

$348,899
3 Beds 2 Baths 793629 MLS
Your Panama City Paradise Awaits - No HOA & Recent Upgrades! Roof, HVAC and water heater all less than 5 years old!! No worrying so stop dreaming and start living the stress-free Florida lifestyle! **Seller will either replace carpets or provide $4000 credit at closing for new flooring in bedrooms** Tucked away just off Hwy 231, this beautiful ~1,800 sq ft single-story ranch home offers comfort, convenience, and freedom--featuring a two-car garage and absolutely no HOA fees, meaning plenty of room to park your boat, RV, or toys without the extra expense. Interior Highlights: Smart Layout: Spacious split-floor plan featuring 3 bedrooms and 2 bathrooms. Elegant Details: Striking tray ceilings and classic crown molding add a touch of sophistication. The large living room features a gas fireplace to warm your toes on chilly mornings. Bonus Space: A bright, versatile sunroom perfect for a home office, playroom, or morning coffee spot. Key Upgrades & Peace of Mind: Roof: Less than 5 years old. HVAC System: Less than 5 years old. Water Heater: Less than 5 years old. Prime Location: Outdoor living is easy with a fully fenced backyard, ideal for pets and entertaining. Plus, you are just minutes from local schools and shopping, with a short, straightforward drive to Tyndall Air Force Base and the World's Most Beautiful Beaches. Don't miss your chance to own a piece of paradise. Schedule your viewing this weekend before it's gone!

4250 Dairy Farm Road, Panama City

$391,832
3 Beds 3 Baths 793620 MLS
Awesome builder rate plus FREE refrigerator! Restrictions apply. A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. POND VIEW LOT! The COMET II G in Saltaire community offers a 3BR/2.5BA 2-story design. Upgrades for this home include revwood flooring, wood look ceramic tile flooring, custom tiled shower in master bathroom, quartz countertops, upgraded cabinets with soft close doors and drawers, framed mirrors in all bathrooms, upgraded kitchen backsplash, LED coach lights on each side of the garage, undermount cabinet lighting, and more! Special Features: double vanity, large shower, and walk-in closet in master bathroom, kitchen island, pantry, covered porches, undermount sinks, custom kitchen backsplash, LED lighting, smart connect WIFI thermostat, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3762 Saltaire Court, Panama City

$635,000
5 Beds 4 Baths 793614 MLS
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is offering up to $10,000 toward Buyer's closing costs, interest rate buy-down, and/or other allowable expenses -- PLUS a one-year home warranty! Take advantage of these valuable incentives and make your move with less out-of-pocket expense at closing! Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office. Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs. Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere. The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests. The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet. Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costs. Comfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas. Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living. Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resort-style outdoor amenities, beautiful lake views, and one of Bay County's most desirable gated communities, this exceptional Lake Merial property is one you won't want to miss. Schedule your private showing today.

12815 Merial Pass, Panama City

$255,000
3 Beds 2 Baths 793613 MLS
Welcome to this charming home in the heart of East Bay County, offering the perfect combination of comfort, convenience, and flexibility. Ideally located just minutes from Tyndall Air Force Base, shopping, dining, schools, and everyday amenities, you'll love having everything you need close to home. Situated on a large privacy-fenced corner lot this property offers plenty of outdoor space for children, pets, gardening, or creating your own backyard retreat--all with no HOA restrictions. Step inside to a warm and inviting open living area featuring a cozy wood-burning fireplace, perfect for relaxing evenings with family and friends. One of this home's standout features is its versatile floor plan. The third bedroom is currently being used as a home office, but thanks to its side hallway entrance, large archway connecting to the kitchen, and closet, it can easily serve as a bedroom, formal dining room, office, playroom, or flex space. Simply close the doors to both entrances, and you have a private third bedroom--giving you the flexibility to adapt the home to your lifestyle without sacrificing space. Whether you're a first-time homebuyer, military family, or simply looking for a home with room to grow, this property offers endless possibilities. Don't miss your opportunity to own this well-located, move-in-ready home with a flexible layout, spacious fenced yard, and no HOA. Schedule your private showing today!

505 Phillips Court, Panama City

$575,000
5 Beds 5 Baths 793604 MLS
Welcome to this exceptional waterfront property located in Panama City, offering a unique blend of comfort, convenience, and coastal living. This home features a spacious circular driveway providing plenty of parking and a welcoming entrance. Enjoy the convenience of a 3-car garage with ample space for vehicles, storage, and hobbies. Outdoor living takes center stage with a private deck overlooking the water, creating the perfect setting for relaxing, entertaining, or enjoying beautiful Florida sunsets. The private boat dock provides easy access for boating enthusiasts and those looking to embrace the waterfront lifestyle. With its desirable location, impressive outdoor features, and thoughtful amenities, this property offers a rare opportunity to enjoy the best of Panama City living. Don't miss the chance to make this waterfront retreat your own.

2402 E 2nd Court, Panama City