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8213 Surf Drive, Panama City
$1,395,000
4 Beds ⋅ 3 Baths ⋅ 781311 MLS
LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great for year round enjoyment. Half of pool is configured like a hot tub with seats and jets and half is like a pool. A new AC unit was installed earlier this year. In addition each bedroom has portable AC units so even in the hottest part of the summer, the bedrooms are more than cool. The open family room and kitchen area make for a great gathering place. There is a granite counter bar, that can seat at least 9, around the kitchen as well as a large table that can seat at least 10. There is a large screen TV in the family room as well as TVs in 4 of the bedrooms. One of the bedrooms is currently used as an office but would normally be used as a bedroom. The current bed configuration sleeps 16 but can easily sleep 18. All of the bathrooms have sliding glass doors with new tile around the whole shower. The hall bath has a new tub with tile around it along with the sliding glass door. The master suite has an extra large shower. The outdoor shower has cold and hot water. There are numerous hooks in each bathroom as well as around the outside shower to hold towels and swim suits. Everything in this house has been completely redone. The separate laundry room has full size stackable stainless steel washer and dryer with amble storage shelves. The laundry room has an entrance directly from the pool area to manage all of the wet swim suits and towels. The bunk bedroom has sturdy large built in wood bunks. Now is the perfect time to buy to be ready for the upcoming vacation rental season or to use as a second home or permanent residence. There is a white vinyl fence that surrounds the house.

8213 Surf Drive, Panama City

17820 Front Beach Road Unit B, Panama City Beach
$1,400,000
5 Beds ⋅ 4 Baths ⋅ 781115 MLS
NO HOA!! - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Road Unit B, Panama City Beach

1720 Sherman Avenue, Panama City
$229,500
3 Beds ⋅ 2 Baths ⋅ 780811 MLS
PRICE REDUCED!! MOTIVATED SELLER!! Must Sell! Charming single story split bedroom Florida cottage located in central area of Panama City. This 3 bedroom, 2 bath home provides 1558 sq ft of generous space to move about. The Living room area is very spacious and features wood burning fireplace. The Executive Kitchen is equipped with gas range and refrigerator. Just off the kitchen is large 11x14 dining area. Foyer area would be ideal for small office/work station. Large walk in closets. The entry into the home features a walk ramp, and there is a huge back deck ideal for entertaining & the weekend BBQ's. Two sheds! Could be turned into Man Caves! Two separate water heaters. All windows replaced after hurricane Michael. Metal roof- installed 2014. Custom window treatments. Centrally located in Bay County. Close to Tyndall AFB as well as multiple health organizations. Half mile to Spring Ave walking park. Shopping and schools are within 5 minute drive. Call for your showing today!!

1720 Sherman Avenue, Panama City

19902 Front Beach Road, Panama City Beach
$1,590,000
5 Beds ⋅ 5 Baths ⋅ 780788 MLS
Welcome to the captivating white sandy beaches of Panama City Beach, Florida!! This exquisite one owner 3 story, 5 bedroom/5 bath beach house has been a revered family getaway since 2016. Come see the alluring views and enjoy the warm, inviting designer finishes that this fully furnished front beach property offers. It features solid wood cabinetry, leathered granite surfaces, all stainless appliances, & a large elevator for bringing up groceries or helping those who are physically challenged. It has an on-demand tankless gas water heater and a security system. The dishwasher, microwave, & stove have been replaced within the past 3 years. Smaller A/C unit was replaced last year. Parking for 2 cars in the oversized attached garage, 4 cars in the driveway and plenty of parking on the adjacent beach roadside allows for large holiday gatherings. Both large balconies (210 sq. ft.) offer amazing sunset views of the Gulf of Mexico! This property was utilized as a vacation rental in the past 3 years and netted over $80K in its first year. RENTAL SALES & PROJECTION REPORTS AVAILABLE. Whether you're looking for a primary, secondary, or an investment property, this home will exceed your expectations. PRICED TO SELL!! It won't be available for long. We will need a 24-72 hour notice to show this property. Listing agent's husband built this property.

19902 Front Beach Road, Panama City Beach

5 Blue Crab Lane, Panama City Beach
$2,650,000
4 Beds ⋅ 5 Baths ⋅ 780535 MLS
Tucked along the quiet shoreline of Lake Powell, this spacious home offers a rare mix of privacy, comfort, and everyday livability. With 5 bedrooms, 5 bathrooms, and over 4,600 square feet, this home welcomes you with its soaring multi-level design and expansive outdoor areas tailored for both relaxation and grand entertaining. Set on nearly an acre along beautiful Lake Powell with 147 feet of pristine dune lake frontage, the property feels private and peaceful while still being close to the beach and the rest of Panama City Beach. Inside, you'll find an open gourmet kitchen and working pantry that connects easily to the main living areas, a custom fireplace, and plenty of natural light. Spacious bedrooms throughout the home provide flexibility for family and guests, and the expansive third-floor deck has the best views on the lake. With its own private dock, the lake becomes an extension of the backyard. Step outside to enjoy the screened pool, large deck, boat slip, and parking for up to ten vehicles. Recent updates include a new roof in 2025 and a heated and cooled garage. With exquisite craftsmanship throughout and panoramic lake views from nearly every vantage point, this property is a rare gem for discerning buyers seeking coastal elegance and lakefront living. Located in the gated community of Palmetto Bluff, residents enjoy a large neighborhood green space and community dock. Recently appraised at $4.2 million, this home is priced to sell.

5 Blue Crab Lane, Panama City Beach

6444 Slabinski Lane, Panama City
$307,000
4 Beds ⋅ 2 Baths ⋅ 780509 MLS
''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' Welcome to Liberty - Panama City's Premier Lifestyle Community! Nestled off Star Avenue near Hwy 231, Liberty offers easy access to Tyndall Air Force Base (25 min), local hospitals (20 min), and top shopping and dining (under 15 min). Enjoy resort-style living with a 7,500 sq. ft. community center featuring a full gym, wellness rooms, and a resort pool with splash pads, grilling stations, and plenty of outdoor seating. Scenic ponds, fountains, and walking trails add to the tranquil atmosphere. This 4-bedroom, 2-bath Cali floorplan spans 1,830 sq. ft. with an open-concept design. The bright entryway leads to a spacious kitchen island overlooking the dining and living areas are perfect for entertaining. The primary suite offers a soaking tub, walk-in shower, and large closet. Luxury vinyl plank floors flow throughout the main areas, with plush carpet in the bedrooms. Home was built in 2022 but sold in 2023. Situated on a beautiful lot backing to a peaceful pond and conservation area, this 4-sided brick home includes full sod coverage on all sides--ready for you to call home!

6444 Slabinski Lane, Panama City

8410 Thomas Drive Unit 4, Panama City Beach
$590,000
3 Beds ⋅ 3 Baths ⋅ 779544 MLS
3BD | 3BA | STR ALLOWED | PRIVATE POOL | OUTSIDE SHOWER | FULLY FURNISHED | SLEEPS 8-10 | PARKING for 4 | BLOCK to GULF | BEACH ACCESS 20 Welcome to your dream coastal retreat! This stunning 3-bedroom, 3-bathroom Beach Home is the largest floor plan of only eight single-family residences in the exclusive Seaview Village. Fully furnished and turnkey, with a private pool and outdoor shower, this property is perfectly situated just one block from the pristine Gulf of Mexico and Beach Access 20. Designed for both comfort and style, it can sleep 8-10 guests, includes four parking spaces, and is completely rental-ready—an outstanding opportunity for families or investors alike. Property Highlights: • Prime Location: Steps from the sugar-white sands and emerald waters of the Gulf, offering endless opportunities for beachside relaxation and recreation. • Spacious Layout: Three bedrooms—two on the main level and one upstairs—each with en-suite bathrooms for ultimate comfort and privacy. • Main-Level Retreat: A master suite with private pool access, a second en-suite bedroom with custom bunks, plus a laundry room with large stackable washer/dryer. • Second-Level Living: Features another large master suite, open-concept living and dining with a fireplace, fully equipped kitchen, and private covered balcony—ideal for entertaining and maximizing rental appeal. • Outdoor Oasis: Enjoy your own private pool, outdoor shower, covered patio with grill and seating, and balcony views toward the Gulf—perfect for sunrise coffee or sunset cocktails. • Turnkey & Rental Ready: Thoughtfully furnished with coastal décor and all essentials, allowing for immediate use or income potential. • Investment Opportunity: With a desirable location, private pool, and proven rental demand for similar homes, this property offers excellent potential as a high-performing vacation rental. Don't miss the chance to own this exceptional beach home that combines modern comforts with unbeatable proximity to the Gulf. Whether you're searching for a personal coastal sanctuary or a profitable investment, this home delivers the best of both worlds. ⸻ Schedule your private showing today and experience coastal living at its finest!

8410 Thomas Drive Unit 4, Panama City Beach

5129 Salvation Street, Panama City
$325,710
4 Beds ⋅ 3 Baths ⋅ 779380 MLS
Please call for great special on this home! No Carpet! The 1817 floorplan by Adams Homes features 4 bedrooms and 2 bathrooms. This home boasts a spacious open-concept floorplan with a large family room, dining area, and a well-appointed kitchen with a large countertop and walk-in pantry. The two-story layout ensures privacy for the upstairs master suite, which includes a large walk-in closet and ensuite bathroom with dual vanity and large walk in shower. The laundry room is conveniently located amongst the upstairs bedrooms and a two-car garage ensures plenty of room for vehicles or other equipment. The 1817 plan also includes a designated laundry room and a concrete patio, perfect for enjoying the outdoors. Images are a.i. enhanced.

5129 Salvation Street, Panama City

3530 Treasure Circle, Panama City Beach
$1,199,999
3 Beds ⋅ 3 Baths ⋅ 779329 MLS
PERFECT AIRBNB LOCATION. MOVE-IN READY. FULLY FURNISHED. BOAT AVAILABLE FOR PURCHASE. SELLER WILL CONSIDER OFFERS INCLUDING THE HOME AND BOAT. RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. Offered fully furnished and move-in ready, the property also presents an opportunity to purchase the boat currently at the home. The seller is having the boat appraised and will consider offers involving both the home and boat. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience, with passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. The interior also features black walnut cabinetry and custom-made, full-size solid oak bunks, adding distinctive craftsmanship and durable materials to the home. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. Additional property features are worth noting. All fencing that lines the property is owned by the seller. The side of the home includes a full RV hookup, along with a grinding system connected to the sewer. The irrigation system is supplied by well water, adding another practical feature for ongoing landscape maintenance. For buyers comparing Panama City Beach waterfront homes with rental potential, 3530 Treasure Circle brings together private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, furnished convenience, RV capability, and the option to purchase the boat for an even more complete waterfront setup. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City Beach

21926 Lakeview Drive, Panama City Beach
$899,000
3 Beds ⋅ 3 Baths ⋅ 779260 MLS
Lakefront living on Lake Powell! Bring your boat, jet skis, and paddleboards...your waterfront lifestyle awaits! This 3 bedroom, 3 full bath home at 21926 Lakeview Drive sits directly on Lake Powell, Florida's largest coastal dune lake. This is the perfect location on the west end, just minutes from the sugar-white beaches of Panama City Beach, Inlet Beach, and 30A. Enjoy elevated views of the water from the living room, dining area, and master suite. Features include a metal roof, luxury vinyl plank flooring, spacious back deck, new privacy fence, private boat dock, and a 2-car garage. Recent updates make this home move-in ready: including freshly painted roof, custom slider that opens all the way to back deck, updated bathrooms, brand-new kitchen appliances (never even used!), and more! This rare and tranquil lakefront setting allows you to kayak or paddleboard all the way to the Gulf! Enjoy lakefront living with no HOA, and a tucked away location that is private, yet also so close to the shopping, dining and activities of Inlet Beach, 30A and Panama City Beach. This home is offered furnished, so move right in - perfect for full-time residence, vacation getaway, or rental investment. Short term rental allowed! Don't miss this opportunity to own a piece of waterfront paradise - schedule your showing today!

21926 Lakeview Drive, Panama City Beach

5310 Thomas Drive, Panama City Beach
$945,000
4 Beds ⋅ 5 Baths ⋅ 779080 MLS
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 - walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 -- Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready -- all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

5310 Thomas Drive, Panama City Beach

808 Plantation Drive, Panama City
$989,500
3 Beds ⋅ 3 Baths ⋅ 778961 MLS
Welcome to 808 Plantation Drive, a stunning blend of plantation and coastal charm with 102 feet of breathtaking waterfront. A beautifully maintained single-story home with a dock that offers the ultimate Florida lifestyle. This 3-bedroom, 3-bathroom home sits on the water with direct Gulf access, perfect for boating, fishing, and sunset cruising right from your backyard. The home offers an inviting open floor plan, perfect for both everyday living and entertaining. Step inside to find a bright living area with vaulted ceilings and plenty of natural light and water views from almost every room. The kitchen features ample cabinet space, an island, and a double oven. From the kitchen, walk into the relaxing, serene Florida room. The primary suite and other rooms you will enjoy peaceful water views. The office/bonus room can be used for another bedroom. The home has a lot of closet spaces. The oversized lot has been beautifully landscaped with plants, large trees, and a circle driveway. It also offers a 2 car garage, rv/boat parking. Located just minutes from Tyndall Air Force Base, shopping, schools, and restaurants, this home combines comfort and convenience. Call today to schedule a showing! Dock 2019, A/C's 2017 & 2020, roof 2019, hot water heater 12/2025.

808 Plantation Drive, Panama City

5312 Thomas Drive, Panama City Beach
$945,000
4 Beds ⋅ 5 Baths ⋅ 778899 MLS
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece. Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors. The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor. On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await. The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games. With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE! $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings. Unmatched portfolio or multi-home investor package opportunity! Schedule your showing today! GRI: Rental Revenue for 2024 & 2025 are available upon request.

5312 Thomas Drive, Panama City Beach

7213 N Lagoon Drive, Panama City
$550,000
3 Beds ⋅ 4 Baths ⋅ 778869 MLS
New Construction Opportunity - 7213 North Lagoon Drive, Panama City Beach, FL. Be the first to own this stunning new construction home! Nestled on the highly sought-after East end of Panama City Beach, this beautifully designed residence is just steps from the lagoon and boat ramps, 2 minutes to the Gulf of Mexico, and a short drive to Pier Park, local marinas, and great restaurants. Featuring a modern layout, this two-story home boasts: Open-concept living spaces, Luxury Vinyl Plank (LVP) flooring, Quartz countertops, Energy-efficient spray foam insulation, Tankless water heater, Spacious bedrooms and bathrooms, Covered outdoor living space. Don't miss this opportunity to live in one of PCB's most desirable areas with no HOA and all the benefits of modern, coastal living. Call for additional detail and visit 7213 North Lagoon Drive - Where comfort meets convenience near the water! Call today for additional details!

7213 N Lagoon Drive, Panama City

6212 N Lagoon Drive, Panama City
$374,900
3 Beds ⋅ 3 Baths ⋅ 778804 MLS
Beautiful Home on North Lagoon overlooking North Lagoon. Only minutes away from the Panama City Beach, the World's Most Beautiful Beaches! As you step in, you'll immediately notice the open floor plan with a large living room, heighten ceilings giving it an open, airy feel downstairs, and tile throughout. The roominess of this townhome speaks for itself. Entertain guests and family in the beautiful kitchen open to the dining area. This kitchen has been recenty redone totally with new cabinets appliances and flooring. It features new appliances and ample cabinet space for storage! Make your way upstairs to the main suite that offers a beautiful balcony that is perfect for watching that sun set across the sky! In the master bath you'll find double vanities, a nice stand-up shower, and a walk-in closet. Upstairs also features the additional two bedrooms and a full bath. Also a balcony looking out over the back patio. This home as had very recent updating of flooring, kitchen cabinets and counter tops and kitchen appliances. Balcony off master bedroom looks out over North Lagoon. Nice back patio and storage room. This has a roomy 1 car garage with extra storage space.

6212 N Lagoon Drive, Panama City

1033 Bay Circle, Panama City Beach
$1,200,000
3 Beds ⋅ 3 Baths ⋅ 769470 MLS
Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle. This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in. With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities. Set in a desirable PCB location, the home offers the privacy and tranquility of waterfront living while remaining close to beaches, dining, shopping, and local attractions. Priced at $1.2 million, this property combines new construction, waterfront access, and freedom of ownership in one offering. Whether you're looking for a place to create lasting family memories or a waterfront retreat to enjoy year-round, 1033 Bay Circle delivers a lifestyle that is becoming harder to replace. Schedule your private showing to experience the setting firsthand. This newly constructed three-story home features an open-concept design with high-end finishes throughout. The spacious living area is filled with natural light and offers stunning views of the bay. The gourmet kitchen is equipped with premium appliances, quartz countertops, and a stylish island, making it perfect for both entertaining and everyday living. The home boasts multiple private balconies, allowing you to enjoy sunrises over the water with your morning coffee and relax in the evening with breathtaking sunset views. The luxurious primary suite includes a spa-like ensuite bathroom, a walk-in closet, and a private balcony overlooking the bay. Designed for both personal enjoyment and investment, this home is currently used as a short-term rental and offers excellent income potential. With no HOA restrictions, owners have full flexibility to use the property as they wish. The outdoor space is ideal for waterfront living, featuring a spacious deck and direct water access, perfect for boating, fishing, or simply unwinding by the bay. This property provides easy access to white-sand beaches, marinas, restaurants, and local attractions. Whether you are searching for a dream vacation home, a high-performing rental property, or a peaceful coastal retreat, this waterfront escape is a rare and valuable opportunity.

1033 Bay Circle, Panama City Beach

221 Dunes Drive, Mexico Beach
$2,100,000
5 Beds ⋅ 6 Baths ⋅ 778682 MLS
STRIKING 1ST TIER COASTAL RETREAT! Perfectly positioned in the heart of the gated Sugar Sands community, this new 5-bedroom, 5.5-bath home delivers resort-style amenities, sweeping Gulf views & thoughtfully designed spaces ideal for family gatherings or exceptional rental income potential. The ground level welcomes you with a covered entrance, inviting foyer, dual garages perfect for vehicles or golf carts, outdoor shower, half bath & elevator access to all levels. The heart of the home awaits on the second floor with an open-concept living area featuring expansive seating, built-in storage, & broad decks that extend your living space outdoors. Panoramic views of the coastline set the backdrop for entertaining, while the chef's kitchen boasts top-of-the-line stainless appliances, a 4-burner gas range with griddle, oversized island with seating, butler's pantry, & coffee bar. A full dining area & breakfast bar offer plenty of room for casual meals or elegant dinners. The layout is designed for privacy & flexibility. On the first floor, two luxurious king suites feature private deck access & spa-style baths with double vanities & zero-entry showers. Two additional queen bedrooms with private balconies & a shared bath provide comfortable accommodations for guests. The bunk room keeps family close by while giving kids their own retreat. The loft lounge on the top floor is the ultimate sunset perch, overlooking miles of uncrowded beaches protected by nearby Tyndall AFB—ensuring endless privacy & unspoiled Gulf views. The spacious yard includes irrigation, gravel patio, & room to add a pool, making outdoor entertaining easy. Community amenities feature a resort-style pool, fitness center, clubhouse, & private golf cart beach access just steps away. Offered fully furnished & turnkey, this home is ready for immediate enjoyment or strong rental performance. Call today for your private tour & LIVE THE BEACH LIFE!

221 Dunes Drive, Mexico Beach

8205 Surf Drive, Panama City
$2,825,000
6 Beds ⋅ 5 Baths ⋅ 769495 MLS
Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)

8205 Surf Drive, Panama City

5833 N Lagoon Drive Unit A, Panama City Beach
$699,000
3 Beds ⋅ 3 Baths ⋅ 769107 MLS
Great opportunity to own a waterfront home on North Lagoon in Panama City Beach, FL! Priced well below similar properties in the area. 2300 sq ft (3 BRs, 2 full baths, 2 half baths). Bring your boat, jet ski and water toys, and enjoy life on the Lagoon! You can be in the Gulf of Mexico fishing in minutes or fish right off the dock. Catch blue crabs, catfish, red fish and baitfish off the dock. Comes with a boat slip and 10k lb boat lift, with water and electricity on the dock. New dock in 2023 (all boards replaced). New shingle roof and siding in 2019. New boat Lift motors in 2021. New bathroom upstairs, new toilets, new oversize washer and dryer in 2022 (conveys with home). New floor and inside paint in 2023. Open floor plan on main level allows you views of the water, and your master bedroom allows you to wake up and view the water from your bed! Has 2 balconies and a patio to take advantage of the outdoors and sip a beverage, dine al fresco, read, or watch the dolphins and boats go by. Seawall reinforced in 2024. Hurricane shutters on sliding glass doors. Full time or part time living! Central Vac system. Rentals allowed. HOA is $500 quarterly and in good standing. Covers all lawn and yard care, dock water and electricity, and great cable package.

5833 N Lagoon Drive Unit A, Panama City Beach

13643 Front Beach Road, Panama City Beach
$3,500,000
6 Beds ⋅ 7 Baths ⋅ 772029 MLS
**PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.

13643 Front Beach Road, Panama City Beach

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