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Prime Commercial Opportunity - in the Heart of Panama City!! SELLERS MOTIVATED!! Position your business for success in a high-demand, central area of Bay County. Offering 3,375 square feet of functional workspace on a .31-acre lot, with 123 feet frontage for exposure this property is perfectly suited for an owner-operator, expanding business, or investor seeking a turnkey opportunity. This move-in ready facility features service bays, providing ample room for multiple technicians and efficient workflow. The shop is thoughtfully laid out to support daily operations, with space for equipment, customer service, and office for administrative needs. This property benefits from consistent traffic and excellent accessibility--making it ideal for any business; whether it be auto, roofing, plumbing, you name it! Opportunities like this don't come around often in such a sought-after location. Whether you're looking to grow your current operation or step into ownership, this property delivers the foundation you need. Don't miss your chance to secure the perfect business location in the heart of Bay County!

787701 MLS

Prime Commercial Opportunity - in the Heart of Panama City!! SELLERS MOTIVATED!! Position your business for success in a high-demand, central area of Bay County. Offering 3,375 square feet of functional workspace on a .31-acre lot, with 123 feet frontage for exposure this property is perfectly suited for an owner-operator, expanding business, or investor seeking a turnkey opportunity. This move-in ready facility features service bays, providing ample room for multiple technicians and efficient workflow. The shop is thoughtfully laid out to support daily operations, with space for equipment, customer service, and office for administrative needs. This property benefits from consistent traffic and excellent accessibility--making it ideal for any business; whether it be auto, roofing, plumbing, you name it! Opportunities like this don't come around often in such a sought-after location. Whether you're looking to grow your current operation or step into ownership, this property delivers the foundation you need. Don't miss your chance to secure the perfect business location in the heart of Bay County!

Panama City

$554,999

Located within the gated Cedar Creek community, this custom-built traditional-style home offers a combination of comfortable interior living and an expansive 1.28-acre homesite. The open floor plan is complemented by high tray ceilings, granite countertops throughout, and wood shelving that provides both character and practical storage. A whole-home generator adds an additional layer of convenience and preparedness, while the home's exceptionally well-maintained condition reflects the care it has received. Cedar Creek is known for its established neighborhood atmosphere and natural surroundings. Residents enjoy access to a community pool, clubhouse, and playground, with the added charm of local wildlife, including deer and rabbits, frequently spotted throughout the community. The neighborhood offers a setting where community amenities and a connection to nature go hand in hand. With its generous lot, custom construction, thoughtful interior features, and desirable community amenities, this home offers an appealing opportunity for buyers seeking room to spread out without giving up the benefits of neighborhood living.

4 Beds ⋅ 3 Baths ⋅ 797444 MLS

Located within the gated Cedar Creek community, this custom-built traditional-style home offers a combination of comfortable interior living and an expansive 1.28-acre homesite. The open floor plan is complemented by high tray ceilings, granite countertops throughout, and wood shelving that provides both character and practical storage. A whole-home generator adds an additional layer of convenience and preparedness, while the home's exceptionally well-maintained condition reflects the care it has received. Cedar Creek is known for its established neighborhood atmosphere and natural surroundings. Residents enjoy access to a community pool, clubhouse, and playground, with the added charm of local wildlife, including deer and rabbits, frequently spotted throughout the community. The neighborhood offers a setting where community amenities and a connection to nature go hand in hand. With its generous lot, custom construction, thoughtful interior features, and desirable community amenities, this home offers an appealing opportunity for buyers seeking room to spread out without giving up the benefits of neighborhood living.

9807 Summer Creek Drive, Panama City

6218 Hilltop Avenue Unit A,B,C, Panama City

$554,900

Great investment opportunity in the desirable South Lagoon area! This well-located triplex offers the ideal combination of coastal living and steady income potential, just a short stroll from the sugar-white sands and nearby boat ramps. Conveniently situated near Grand Lagoon and St. Andrews State Park, with easy access to charter fishing, marinas, and popular local dining, this property is perfectly positioned to attract both long-term tenants and future vacation renters. Each of the three units features 2 bedrooms and 1 bathroom, with bright, open-concept layouts that provide comfortable and functional living spaces. The property is currently fully occupied with long-term leases in place, offering immediate and reliable rental income from day one. Whether you're looking to expand your portfolio, secure a coastal investment, or explore future short-term rental potential, this South Lagoon triplex delivers strong upside in a highly sought-after location. ALL SIZES AND MEASUREMENTS ARE APPROXIMATE. IF IMPORTANT, PLEASE VERIFY. Photos of interior are of Unit C.

6 Beds ⋅ 3 Baths ⋅ 787586 MLS

Great investment opportunity in the desirable South Lagoon area! This well-located triplex offers the ideal combination of coastal living and steady income potential, just a short stroll from the sugar-white sands and nearby boat ramps. Conveniently situated near Grand Lagoon and St. Andrews State Park, with easy access to charter fishing, marinas, and popular local dining, this property is perfectly positioned to attract both long-term tenants and future vacation renters. Each of the three units features 2 bedrooms and 1 bathroom, with bright, open-concept layouts that provide comfortable and functional living spaces. The property is currently fully occupied with long-term leases in place, offering immediate and reliable rental income from day one. Whether you're looking to expand your portfolio, secure a coastal investment, or explore future short-term rental potential, this South Lagoon triplex delivers strong upside in a highly sought-after location. ALL SIZES AND MEASUREMENTS ARE APPROXIMATE. IF IMPORTANT, PLEASE VERIFY. Photos of interior are of Unit C.

6218 Hilltop Avenue Unit A,B,C, Panama City

$550,000

THE ST. ANDREWS SANCTUARY: COASTAL CHARM. EXTRAORDINARY SPACE. Imagine spending Saturday mornings beneath centuries-old oak trees at the local farmers market, enjoying fresh-catch seafood along the waterfront, and returning home to a residence that feels like your own private retreat. Nestled within St. Andrews on the Bay, one of Panama City's most beloved waterfront communities, this meticulously maintained home offers something increasingly difficult to find...space that truly lives large. From the moment you step inside, the scale is undeniable. Soaring vaulted ceilings accented by rich exposed beams create an atmosphere that is both warm and impressive, while expansive living and entertaining spaces provide room for everything from intimate gatherings to holiday celebrations. At the heart of the home, a sprawling wraparound kitchen peninsula That naturally draws family and friends together, complemented by a wet bar designed for effortless entertaining. The owner's retreat is far more than a bedroom...it's an entire private wing dedicated to comfort and relaxation. Generously sized and thoughtfully designed, this exceptional sanctuary features private patio access, a cedar-lined walk-in closet, oversized walk-in shower, bidet, and a massive jetted soaking tub that transforms everyday living into a spa-like experience. While the primary suite steals the spotlight, the home also offers three additional generously sized bedrooms, providing flexibility for family, guests, hobbies, a home office, or multi-generational living. The thoughtful floor plan allows everyone to enjoy their own space while still maintaining a strong connection to the home's expansive gathering areas. This home's beauty is matched by the care it has received. Recent improvements include complete interior and exterior painting, a new HVAC system installed in 2023 for the front part of the home, and a second HVAC replacement in 2025 for the master suite wing, offering valuable peace of mind for years to come. Practicality meets convenience with an oversized laundry and utility room/mud room providing direct access from the garage, creating the ideal transition space for daily living. Step outside and discover yet another reason this property stands apart. The meticulously maintained grounds create a private backyard retreat designed for both relaxation and entertaining. Accessible from multiple areas of the home, the outdoor living spaces flow naturally from indoors to out, encouraging year-round enjoyment of Florida's coastal climate. The screened patio offers a comfortable extension of the home's living space and even includes a full counter prep area and sink, making outdoor dining, entertaining, gardening, and cleaning the day's catch remarkably convenient. Whether enjoying a quiet morning coffee, hosting family gatherings, or simply unwinding beneath the evening sky, the outdoor spaces feel every bit as inviting as the interior. Yet perhaps the home's most compelling feature lies beyond its walls. Located in the heart of historic St. Andrews, this vibrant waterfront community blends small-town charm with coastal sophistication. Enjoy walkable access to waterfront restaurants, local boutiques, marinas, community festivals, and the beloved weekly farmers market at Oaks by the Bay Park. Once a historic fishing village, St. Andrews has evolved into one of the region's most sought-after neighborhoods while preserving the character and sense of community that make it so special. This isn't simply a home, it's an opportunity to embrace one of Panama City's most treasured waterfront lifestyles.

4 Beds ⋅ 3 Baths ⋅ 791285 MLS

THE ST. ANDREWS SANCTUARY: COASTAL CHARM. EXTRAORDINARY SPACE. Imagine spending Saturday mornings beneath centuries-old oak trees at the local farmers market, enjoying fresh-catch seafood along the waterfront, and returning home to a residence that feels like your own private retreat. Nestled within St. Andrews on the Bay, one of Panama City's most beloved waterfront communities, this meticulously maintained home offers something increasingly difficult to find...space that truly lives large. From the moment you step inside, the scale is undeniable. Soaring vaulted ceilings accented by rich exposed beams create an atmosphere that is both warm and impressive, while expansive living and entertaining spaces provide room for everything from intimate gatherings to holiday celebrations. At the heart of the home, a sprawling wraparound kitchen peninsula That naturally draws family and friends together, complemented by a wet bar designed for effortless entertaining. The owner's retreat is far more than a bedroom...it's an entire private wing dedicated to comfort and relaxation. Generously sized and thoughtfully designed, this exceptional sanctuary features private patio access, a cedar-lined walk-in closet, oversized walk-in shower, bidet, and a massive jetted soaking tub that transforms everyday living into a spa-like experience. While the primary suite steals the spotlight, the home also offers three additional generously sized bedrooms, providing flexibility for family, guests, hobbies, a home office, or multi-generational living. The thoughtful floor plan allows everyone to enjoy their own space while still maintaining a strong connection to the home's expansive gathering areas. This home's beauty is matched by the care it has received. Recent improvements include complete interior and exterior painting, a new HVAC system installed in 2023 for the front part of the home, and a second HVAC replacement in 2025 for the master suite wing, offering valuable peace of mind for years to come. Practicality meets convenience with an oversized laundry and utility room/mud room providing direct access from the garage, creating the ideal transition space for daily living. Step outside and discover yet another reason this property stands apart. The meticulously maintained grounds create a private backyard retreat designed for both relaxation and entertaining. Accessible from multiple areas of the home, the outdoor living spaces flow naturally from indoors to out, encouraging year-round enjoyment of Florida's coastal climate. The screened patio offers a comfortable extension of the home's living space and even includes a full counter prep area and sink, making outdoor dining, entertaining, gardening, and cleaning the day's catch remarkably convenient. Whether enjoying a quiet morning coffee, hosting family gatherings, or simply unwinding beneath the evening sky, the outdoor spaces feel every bit as inviting as the interior. Yet perhaps the home's most compelling feature lies beyond its walls. Located in the heart of historic St. Andrews, this vibrant waterfront community blends small-town charm with coastal sophistication. Enjoy walkable access to waterfront restaurants, local boutiques, marinas, community festivals, and the beloved weekly farmers market at Oaks by the Bay Park. Once a historic fishing village, St. Andrews has evolved into one of the region's most sought-after neighborhoods while preserving the character and sense of community that make it so special. This isn't simply a home, it's an opportunity to embrace one of Panama City's most treasured waterfront lifestyles.

1605 Louise Avenue, Panama City

$550,000

OWNER Financing on this parcel with 30% down with a term based on term of 10 years at 6.5% with a balloon in 3 years. Property ZONED C-2 General Commercial Premier location on the 98 corridor with a strong traffic count both North and South as well as East and West. It is the first red light after descending from the Hathaway Bridge. Allowable uses on the property include business professional, retail, restaurants, auto repairs as well as multiple other uses for the property. MLS # 784646 Adjoining parcel on the west side can be purchased as well to make a larger parcel. Call listing agent for more information. High and dry parcel with good ingress and egress. The two parcels together combine for over 1 full acre and runs from street to street. Over 260' of frontage on US Hwy 98 and 130' of frontage on each side street. Prime location for a strong chain restaurant location. McDonalds & Dunkin Donuts are directly across the Highway.

784718 MLS

OWNER Financing on this parcel with 30% down with a term based on term of 10 years at 6.5% with a balloon in 3 years. Property ZONED C-2 General Commercial Premier location on the 98 corridor with a strong traffic count both North and South as well as East and West. It is the first red light after descending from the Hathaway Bridge. Allowable uses on the property include business professional, retail, restaurants, auto repairs as well as multiple other uses for the property. MLS # 784646 Adjoining parcel on the west side can be purchased as well to make a larger parcel. Call listing agent for more information. High and dry parcel with good ingress and egress. The two parcels together combine for over 1 full acre and runs from street to street. Over 260' of frontage on US Hwy 98 and 130' of frontage on each side street. Prime location for a strong chain restaurant location. McDonalds & Dunkin Donuts are directly across the Highway.

3701 W Highway 98, Panama City

$550,000

Four acres situated in a rapidly developing area surrounded by newly constructed apartment communities. The location may be suitable for uses such as storage units, laundry facility, or neighborhood convenience retail. Easy access to major roads, residential density nearby, and expanding infrastructure make this a compelling opportunity. Buyer to verify zoning, permitted uses, and development requirements.

784078 MLS

Four acres situated in a rapidly developing area surrounded by newly constructed apartment communities. The location may be suitable for uses such as storage units, laundry facility, or neighborhood convenience retail. Easy access to major roads, residential density nearby, and expanding infrastructure make this a compelling opportunity. Buyer to verify zoning, permitted uses, and development requirements.

1729 Florida Avenue, Panama City

$550,000

New Construction Opportunity - 7213 North Lagoon Drive, Panama City Beach, FL. Be the first to own this stunning new construction home! Nestled on the highly sought-after East end of Panama City Beach, this beautifully designed residence is just steps from the lagoon and boat ramps, 2 minutes to the Gulf of Mexico, and a short drive to Pier Park, local marinas, and great restaurants. Featuring a modern layout, this two-story home boasts: Open-concept living spaces, Luxury Vinyl Plank (LVP) flooring, Quartz countertops, Energy-efficient spray foam insulation, Tankless water heater, Spacious bedrooms and bathrooms, Covered outdoor living space. Don't miss this opportunity to live in one of PCB's most desirable areas with no HOA and all the benefits of modern, coastal living. Call for additional detail and visit 7213 North Lagoon Drive - Where comfort meets convenience near the water! Call today for additional details!

3 Beds ⋅ 4 Baths ⋅ 778869 MLS

New Construction Opportunity - 7213 North Lagoon Drive, Panama City Beach, FL. Be the first to own this stunning new construction home! Nestled on the highly sought-after East end of Panama City Beach, this beautifully designed residence is just steps from the lagoon and boat ramps, 2 minutes to the Gulf of Mexico, and a short drive to Pier Park, local marinas, and great restaurants. Featuring a modern layout, this two-story home boasts: Open-concept living spaces, Luxury Vinyl Plank (LVP) flooring, Quartz countertops, Energy-efficient spray foam insulation, Tankless water heater, Spacious bedrooms and bathrooms, Covered outdoor living space. Don't miss this opportunity to live in one of PCB's most desirable areas with no HOA and all the benefits of modern, coastal living. Call for additional detail and visit 7213 North Lagoon Drive - Where comfort meets convenience near the water! Call today for additional details!

7213 N Lagoon Drive, Panama City

$550,000

MAJOR PRICE IMPROVEMENT -- NOW OFFERED AT $550,000! This modern 3,476 SF professional office building, built in 2016, presents an exceptional opportunity for business owners and investors seeking a flexible, move-in-ready commercial property in central Panama City. The highly functional layout features 10 private offices, 2 kitchens, 2 bathrooms, a potential laundry area, and a large rear storage space, providing versatility for professional services, medical users, executive suites, co-working, or other permitted uses. A sound and security camera system is installed throughout. With a significantly improved price, this property offers tremendous potential for an owner-user looking to build equity rather than lease, or an investor seeking a value-add opportunity through individual office or whole-building lease-up. Additional opportunity: The adjacent property at 1808 Brown Avenue is also available for purchase, offering additional parking, flexible office or residential space, and existing rental income potential--creating the option for a unique multi-property professional campus. Conveniently located in central Panama City with easy access to major roadways, medical facilities, and professional services. At $550,000, this is an opportunity worth a closer look.

771397 MLS

MAJOR PRICE IMPROVEMENT -- NOW OFFERED AT $550,000! This modern 3,476 SF professional office building, built in 2016, presents an exceptional opportunity for business owners and investors seeking a flexible, move-in-ready commercial property in central Panama City. The highly functional layout features 10 private offices, 2 kitchens, 2 bathrooms, a potential laundry area, and a large rear storage space, providing versatility for professional services, medical users, executive suites, co-working, or other permitted uses. A sound and security camera system is installed throughout. With a significantly improved price, this property offers tremendous potential for an owner-user looking to build equity rather than lease, or an investor seeking a value-add opportunity through individual office or whole-building lease-up. Additional opportunity: The adjacent property at 1808 Brown Avenue is also available for purchase, offering additional parking, flexible office or residential space, and existing rental income potential--creating the option for a unique multi-property professional campus. Conveniently located in central Panama City with easy access to major roadways, medical facilities, and professional services. At $550,000, this is an opportunity worth a closer look.

1806 Brown Avenue, Panama City

$549,999

Welcome to 6905 Hugh Drive, where modern luxury meets relaxed coastal living. Completely remodeled from the studs up in 2023, this stunning 3-bedroom, 2-bathroom waterfront home sits on nearly 0.6 acres with 100 feet of deep saltwater frontage on Callaway Bayou, offering direct access to East Bay, Shell Island, and the Gulf beyond. Whether you're an avid boater or simply looking for peaceful waterfront living, this property delivers the ultimate Florida lifestyle. Inside, you'll find a light-filled open floor plan with soaring 15-foot vaulted ceilings and luxury vinyl plank flooring throughout. The showstopping chef's kitchen features quartz countertops, stainless steel appliances, white shaker cabinetry, and an oversized center island, seamlessly flowing into the spacious living and dining areas--perfect for entertaining. This home was rebuilt with quality and peace of mind in mind and features all new systems in 2023, including HVAC, hot water heater, electrical wiring, sheetrock, and more. The exterior is equally impressive with a beautiful metal copper roof that adds both durability and timeless character. Step outside through French doors from the living room to a large covered back porch overlooking the bayou, ideal for relaxing or entertaining while enjoying breathtaking sunsets. The primary suite also features private French doors leading to its own deck, providing the perfect spot for morning coffee and serene waterfront views. For boating enthusiasts, the new private dock includes power (50 amp and 110 amp), water, and a boat lift. The property also includes a new privacy fence with a double gate and additional parking with 11' clearance for RV or boat storage. Offering peace, privacy, and endless waterfront adventure, this move-in-ready bayou-front home is just minutes from town while feeling like a private retreat. Schedule your private showing today and experience the beauty of 6905 Hugh Drive for yourself. All measurements are approximate. Information is believed to be accurate but should be verified by buyers if important.

3 Beds ⋅ 2 Baths ⋅ 786841 MLS

Welcome to 6905 Hugh Drive, where modern luxury meets relaxed coastal living. Completely remodeled from the studs up in 2023, this stunning 3-bedroom, 2-bathroom waterfront home sits on nearly 0.6 acres with 100 feet of deep saltwater frontage on Callaway Bayou, offering direct access to East Bay, Shell Island, and the Gulf beyond. Whether you're an avid boater or simply looking for peaceful waterfront living, this property delivers the ultimate Florida lifestyle. Inside, you'll find a light-filled open floor plan with soaring 15-foot vaulted ceilings and luxury vinyl plank flooring throughout. The showstopping chef's kitchen features quartz countertops, stainless steel appliances, white shaker cabinetry, and an oversized center island, seamlessly flowing into the spacious living and dining areas--perfect for entertaining. This home was rebuilt with quality and peace of mind in mind and features all new systems in 2023, including HVAC, hot water heater, electrical wiring, sheetrock, and more. The exterior is equally impressive with a beautiful metal copper roof that adds both durability and timeless character. Step outside through French doors from the living room to a large covered back porch overlooking the bayou, ideal for relaxing or entertaining while enjoying breathtaking sunsets. The primary suite also features private French doors leading to its own deck, providing the perfect spot for morning coffee and serene waterfront views. For boating enthusiasts, the new private dock includes power (50 amp and 110 amp), water, and a boat lift. The property also includes a new privacy fence with a double gate and additional parking with 11' clearance for RV or boat storage. Offering peace, privacy, and endless waterfront adventure, this move-in-ready bayou-front home is just minutes from town while feeling like a private retreat. Schedule your private showing today and experience the beauty of 6905 Hugh Drive for yourself. All measurements are approximate. Information is believed to be accurate but should be verified by buyers if important.

6905 Hugh Drive, Panama City

$549,900

Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining. The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests. Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level. Furniture may be negotiable for interested buyers and can be included with an acceptable offer. Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.

4 Beds ⋅ 3 Baths ⋅ 791052 MLS

Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining. The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests. Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level. Furniture may be negotiable for interested buyers and can be included with an acceptable offer. Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.

3513 Cottage Cove Lane, Panama City

$549,900

Rare opportunity to own a true live-work lifestyle property in the heart of Panama City with no HOA restrictions, multiple outbuildings, RV/boat parking, and a large workshop complete with car lift. Situated on a spacious 0.65-acre corner lot, this 3-bedroom, 2-bath residence offers 2,294 square feet of heated and cooled living space, including approximately 400 additional square feet of versatile flex space--ideal for 4th Bedroom, a game room, home office, or additional usable area to suit a variety of needs. What truly sets this property apart is the exceptional storage and functionality provided by multiple outbuildings and storage sheds, offering endless possibilities for workshops, studios, or secure storage. This unique setup makes the property an excellent fit for contractors, car enthusiast, hobbyists, or anyone needing space for tools, equipment, or recreational gear, and may present income-producing opportunities depending on use. The expansive corner lot provides ample room for RV or boat storage, with easy access and no HOA restrictions. Two of the three buildings have electricity and the large 20 x 50 storage has a car lift. One of the buildings have an epoxy poured floor. Inside, the home features a spacious family room designed for both everyday living and entertaining, highlighted by decorative moldings and a wood-burning fireplace that anchors the main living area. The dining area flows seamlessly into the well-appointed kitchen area which features oak cabinetry, a center island, solid surface countertops, and upgraded appliances. A light-filled bay window overlooks the covered patio and fenced backyard, creating an inviting space for play, pets, and weekend cookouts. The primary bedroom includes a tiled ensuite bath with a glass-enclosed shower. The second and third bedrooms are generously sized providing comfort and functionality. Outdoor living is enhanced by a covered porch, while two driveways allow easy access to the outbuildings and provide multiple parking areas. Additional updates include a new HVAC system, adding comfort and peace of mind for the next owner.The property offers privacy, flexibility, and space rarely found, all while being conveniently located near Hwy 390 with quick access to the new Sweetbay Publix Shopping Center and minutes from 23rd Street shopping and daily conveniences. You are a short drive to the beautiful Panama City Beaches and all of the activities offered. Don't miss this opportunity! Schedule your showing today!

3 Beds ⋅ 2 Baths ⋅ 784768 MLS

Rare opportunity to own a true live-work lifestyle property in the heart of Panama City with no HOA restrictions, multiple outbuildings, RV/boat parking, and a large workshop complete with car lift. Situated on a spacious 0.65-acre corner lot, this 3-bedroom, 2-bath residence offers 2,294 square feet of heated and cooled living space, including approximately 400 additional square feet of versatile flex space--ideal for 4th Bedroom, a game room, home office, or additional usable area to suit a variety of needs. What truly sets this property apart is the exceptional storage and functionality provided by multiple outbuildings and storage sheds, offering endless possibilities for workshops, studios, or secure storage. This unique setup makes the property an excellent fit for contractors, car enthusiast, hobbyists, or anyone needing space for tools, equipment, or recreational gear, and may present income-producing opportunities depending on use. The expansive corner lot provides ample room for RV or boat storage, with easy access and no HOA restrictions. Two of the three buildings have electricity and the large 20 x 50 storage has a car lift. One of the buildings have an epoxy poured floor. Inside, the home features a spacious family room designed for both everyday living and entertaining, highlighted by decorative moldings and a wood-burning fireplace that anchors the main living area. The dining area flows seamlessly into the well-appointed kitchen area which features oak cabinetry, a center island, solid surface countertops, and upgraded appliances. A light-filled bay window overlooks the covered patio and fenced backyard, creating an inviting space for play, pets, and weekend cookouts. The primary bedroom includes a tiled ensuite bath with a glass-enclosed shower. The second and third bedrooms are generously sized providing comfort and functionality. Outdoor living is enhanced by a covered porch, while two driveways allow easy access to the outbuildings and provide multiple parking areas. Additional updates include a new HVAC system, adding comfort and peace of mind for the next owner.The property offers privacy, flexibility, and space rarely found, all while being conveniently located near Hwy 390 with quick access to the new Sweetbay Publix Shopping Center and minutes from 23rd Street shopping and daily conveniences. You are a short drive to the beautiful Panama City Beaches and all of the activities offered. Don't miss this opportunity! Schedule your showing today!

437 W Baldwin Road, Panama City

$549,900

Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!

5 Beds ⋅ 3 Baths ⋅ 784070 MLS

Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!

3914 Ural Street, Panama City

$549,000

Awesome opportunity to grab a high visibility spot on Business Hwy 98. There is an existing building on the property. Used to be a church. Needs some TLC. Could be renovated into something awesome! Plenty of traffic by the property every day! FDOT Says 19300 cars per day. Convert or build your dream business! Please verify zoning and building codes.

793036 MLS

Awesome opportunity to grab a high visibility spot on Business Hwy 98. There is an existing building on the property. Used to be a church. Needs some TLC. Could be renovated into something awesome! Plenty of traffic by the property every day! FDOT Says 19300 cars per day. Convert or build your dream business! Please verify zoning and building codes.

2904 E Highway 98, Panama City

11347 Front Beach Road Unit 511, Panama City

$549,000

This 2-bedroom condo in Edgewater Tower III offers a layout that just makes sense...comfortable, functional, and easy to enjoy whether you're here for a weekend or an extended stay. One of the standout features is the Gulf view from the primary bedroom, giving you that everyday reminder of why you wanted a place at the beach in the first place. The primary suite also includes a spacious bathroom, creating a more private and relaxed feel, while the second bedroom works well for guests or additional flexibility. What makes this one especially appealing is that it's already on a rental program with a proven history. It's truly TURNKEY and ready to go, no waiting, no extra setup, whether you're looking for an investment, a second home, or a mix of both. Located in Edgewater Beach & Golf Resort, you're part of a gated and guarded community that offers one of the most complete amenity packages in Panama City Beach. Owners and guests enjoy beach service along the white sand shoreline, complimentary golf, tram service, multiple pools and hot tubs, pickleball and tennis courts, a fitness center, and convenient on-site dining options including Oceans Restaurant and Edgie's Market. You're also right in the middle of everything...walkable to local favorites like Firefly for dinner or Rock'it Lanes for a fun night out. If you've been looking for something that's easy to own, easy to rent, and in a location people come back to year after year, then it's time to schedule a viewing toady!

2 Beds ⋅ 2 Baths ⋅ 787779 MLS

This 2-bedroom condo in Edgewater Tower III offers a layout that just makes sense...comfortable, functional, and easy to enjoy whether you're here for a weekend or an extended stay. One of the standout features is the Gulf view from the primary bedroom, giving you that everyday reminder of why you wanted a place at the beach in the first place. The primary suite also includes a spacious bathroom, creating a more private and relaxed feel, while the second bedroom works well for guests or additional flexibility. What makes this one especially appealing is that it's already on a rental program with a proven history. It's truly TURNKEY and ready to go, no waiting, no extra setup, whether you're looking for an investment, a second home, or a mix of both. Located in Edgewater Beach & Golf Resort, you're part of a gated and guarded community that offers one of the most complete amenity packages in Panama City Beach. Owners and guests enjoy beach service along the white sand shoreline, complimentary golf, tram service, multiple pools and hot tubs, pickleball and tennis courts, a fitness center, and convenient on-site dining options including Oceans Restaurant and Edgie's Market. You're also right in the middle of everything...walkable to local favorites like Firefly for dinner or Rock'it Lanes for a fun night out. If you've been looking for something that's easy to own, easy to rent, and in a location people come back to year after year, then it's time to schedule a viewing toady!

11347 Front Beach Road Unit 511, Panama City

1501 Indigo Street Unit LOT 836 - SAWGRASS PLAN, Panama City

$548,003

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! Presenting the Sawgrass plan in waterfront SweetBay's newest phase, Indigo Lakes. This spacious home offers plenty of comfortable indoor and outdoor living space with a large Great Room and kitchen extending out to a covered lanai. The primary suite features a large tile-to-ceiling shower and walk-in closet. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay / Gulf access for kayaking, private beach, paddle boarding, and fishing, parks, junior olympic resort pools, sports court, miles of trails, and future amenities including a Publix-anchored town center and marina! New home buyers even get priority access to top-rated University Academy! 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

3 Beds ⋅ 2 Baths ⋅ 795430 MLS

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! Presenting the Sawgrass plan in waterfront SweetBay's newest phase, Indigo Lakes. This spacious home offers plenty of comfortable indoor and outdoor living space with a large Great Room and kitchen extending out to a covered lanai. The primary suite features a large tile-to-ceiling shower and walk-in closet. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay / Gulf access for kayaking, private beach, paddle boarding, and fishing, parks, junior olympic resort pools, sports court, miles of trails, and future amenities including a Publix-anchored town center and marina! New home buyers even get priority access to top-rated University Academy! 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

1501 Indigo Street Unit LOT 836 - SAWGRASS PLAN, Panama City

$535,000

NEW LOWER PRICE AND A VERY MOTIVATED SELLER!!!!!!! PRICED BELOW THE BUILDERS COST....WITH SOOOOOO MANY UPGRADES!!! Welcome to this STUNNING, thoughtfully designed, BETTER THAN NEW home in one of Panama City's most sought-after communities. This beautifully UPGRADED residence combines modern luxury with everyday functionality. It has FABULOUS tile flooring, enhanced lighting fixtures, designer ceiling fans throughout, upgraded front porch lighting, custom blinds, and a spacious screened-in porch perfect for enjoying Florida's year-round outdoor living. The kitchen and living areas are designed for both entertaining and daily comfort. Upgrades add tremendous value, including; farmhouse sink, FULL GUTTERS surrounding the home, and storage racks in the garage. Lake Merial is known for its breathtaking 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging!! Call your favorite Realtor to see this one, it is PERFECT!! All measurements to be verified by the buyer.

4 Beds ⋅ 3 Baths ⋅ 791301 MLS

NEW LOWER PRICE AND A VERY MOTIVATED SELLER!!!!!!! PRICED BELOW THE BUILDERS COST....WITH SOOOOOO MANY UPGRADES!!! Welcome to this STUNNING, thoughtfully designed, BETTER THAN NEW home in one of Panama City's most sought-after communities. This beautifully UPGRADED residence combines modern luxury with everyday functionality. It has FABULOUS tile flooring, enhanced lighting fixtures, designer ceiling fans throughout, upgraded front porch lighting, custom blinds, and a spacious screened-in porch perfect for enjoying Florida's year-round outdoor living. The kitchen and living areas are designed for both entertaining and daily comfort. Upgrades add tremendous value, including; farmhouse sink, FULL GUTTERS surrounding the home, and storage racks in the garage. Lake Merial is known for its breathtaking 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging!! Call your favorite Realtor to see this one, it is PERFECT!! All measurements to be verified by the buyer.

207 Lake Merial Boulevard, Panama City

$535,000

This beautiful, well maintained 3018 square foot home in Cedar Branch has 5 bedrooms and 3 bathrooms. Beautiful stone arches greet you in the main hall. The home has high ceilings, creating a much more open feeling to the home. This home has only had 2 owners and has been immaculately maintained by both. This house even has a bonus room which can be used as an office, private study, or even converted into a 6th bedroom. The home is also situated on a cul-de-sac, making it a perfect location for families of all sizes. Schedule a showing today!

5 Beds ⋅ 3 Baths ⋅ 790552 MLS

This beautiful, well maintained 3018 square foot home in Cedar Branch has 5 bedrooms and 3 bathrooms. Beautiful stone arches greet you in the main hall. The home has high ceilings, creating a much more open feeling to the home. This home has only had 2 owners and has been immaculately maintained by both. This house even has a bonus room which can be used as an office, private study, or even converted into a 6th bedroom. The home is also situated on a cul-de-sac, making it a perfect location for families of all sizes. Schedule a showing today!

4904 Christy Lane, Panama City

$535,000

ASSUMABLE MORTGAGE RATE UNDER 3% for qualififed Buyers. Lake Marin is a deep spring fed lake right in the heart of town. Minutes from schools, shopping and work, this is a very convenient location to live. The road has very little traffic so peace and quiet while you enjoy the water view is assured. Fish right in your backyard! The main bedroom suite is groundfloor, and has lake views. The modern kitchen is open and excellent for entertaining with a kitchen island the size of a dock! Cabinets galore and a double door pantry too. The top of the stairs opens up to a large living room that currently holds the pool table and long views across the lake. A full bath is just off this room and then there is another full suite also. All 3 of the upstair bedrooms are larger than usual. The Laundry room downstairs is just off the kitchen and has extra space for a table or other furniture. The main bathroom suite has an oversized shower and a garden bath tub. If you have a large family and or a desire to entertain, this house has all the room you will need. Lot dimensions and room dimensions are estimates from records, please use a survey or Buyer measure as necessary. The HOA provides irrigation and lawn service. Water heater is new in 2024. The Seller has an assumable VA loan at a 3.2% interest rate for those that qualify.

4 Beds ⋅ 4 Baths ⋅ 787119 MLS

ASSUMABLE MORTGAGE RATE UNDER 3% for qualififed Buyers. Lake Marin is a deep spring fed lake right in the heart of town. Minutes from schools, shopping and work, this is a very convenient location to live. The road has very little traffic so peace and quiet while you enjoy the water view is assured. Fish right in your backyard! The main bedroom suite is groundfloor, and has lake views. The modern kitchen is open and excellent for entertaining with a kitchen island the size of a dock! Cabinets galore and a double door pantry too. The top of the stairs opens up to a large living room that currently holds the pool table and long views across the lake. A full bath is just off this room and then there is another full suite also. All 3 of the upstair bedrooms are larger than usual. The Laundry room downstairs is just off the kitchen and has extra space for a table or other furniture. The main bathroom suite has an oversized shower and a garden bath tub. If you have a large family and or a desire to entertain, this house has all the room you will need. Lot dimensions and room dimensions are estimates from records, please use a survey or Buyer measure as necessary. The HOA provides irrigation and lawn service. Water heater is new in 2024. The Seller has an assumable VA loan at a 3.2% interest rate for those that qualify.

3412 Harrison Avenue, Panama City

$535,000

Take advantage of this fantastic opportunity to own a ground floor office space in a sought-after medical complex located on the Gulf Coast Medical Center Campus. This 1,448 sq. ft. medical office is perfect for any medical practice looking to benefit from a convenient location with direct access to the hospital via a connected corridor. The unit's repairs have been completed, and all common areas are newly renovated. This is a rare opportunity to secure a medical office in one of the most desirable locations for healthcare providers. For more information or to schedule a tour, please contact the listing agent. All sizes including sq. ft. are approx. Please Measure if important. Other units for sale or all Units for sale: • MLS# 741662: 5,123 sq. ft. | Listed at $1,900,000 • MLS#: 767344 2,446sq. ft. Listed at $905,000 • MLS#: 767333 1,229 sq. ft. Listed at $455,000 Unit 108B rented out to 3,300 per month Unit 103 rented out for 4,900 per month.

767334 MLS

Take advantage of this fantastic opportunity to own a ground floor office space in a sought-after medical complex located on the Gulf Coast Medical Center Campus. This 1,448 sq. ft. medical office is perfect for any medical practice looking to benefit from a convenient location with direct access to the hospital via a connected corridor. The unit's repairs have been completed, and all common areas are newly renovated. This is a rare opportunity to secure a medical office in one of the most desirable locations for healthcare providers. For more information or to schedule a tour, please contact the listing agent. All sizes including sq. ft. are approx. Please Measure if important. Other units for sale or all Units for sale: • MLS# 741662: 5,123 sq. ft. | Listed at $1,900,000 • MLS#: 767344 2,446sq. ft. Listed at $905,000 • MLS#: 767333 1,229 sq. ft. Listed at $455,000 Unit 108B rented out to 3,300 per month Unit 103 rented out for 4,900 per month.

2202 State Avenue Unit 102, Panama City

12824 Lake Merial Strand Unit 29, Panama City

$532,576

PICTURES OF SIMILIAR HOME OPTIONS, COLORS AND UPGRADES MAY DIFFER! Introducing the Eden, an exceptional floorplan from the Cornerstone collection by Holiday Builders. This stunning home offers a spacious and well-designed layout, combining functionality, style, and comfort to meet your every need. As you step into the foyer, you'll immediately notice a formal living room, this flexible area offers endless possibilities. To the right, a formal dining room awaits, creating an elegant setting for hosting memorable dinner parties or enjoying special meals with loved ones. Continuing through the home, you'll find a full guest bathroom conveniently located near the front of the home. In the heart of the Eden, a spacious great room awaits, serving as the central gathering space for relaxation and entertainment. Just off the great room, an outdoor living area invites you to enjoy the beauty of the surrounding environment. The great room seamlessly connects to the breakfast nook and kitchen, forming the hub of the home. The kitchen features an island with a sink and dishwasher, providing a functional and stylish workspace with the ability to entertain guests and view family. A walk-in pantry within the kitchen ensures ample storage space for all your culinary needs. The second and third bedrooms are separated by a shared bathroom, offering convenience for family members or guests. This wing of the home also includes two linen closets, with one located in the hallway and the other inside the bathroom, providing ample storage options. The Eden features a split floorplan, with the owner's suite situated on the opposite side of the great room. The expansive suite offers a tranquil retreat, featuring dual closets and an owner's bathroom. You'll find an additional two linen closets in this wing of the home, one inside the bathroom, while the other is conveniently located just outside the owner's suite. A large three-car garage is situated off the kitchen and laundry room area, providing plenty of space for vehicles and additional storage. COME SEE THE HOLIDAY BUILDERS BY STANLEY MARTIN EDEN FLOORPLAN.

3 Beds ⋅ 3 Baths ⋅ 797222 MLS

PICTURES OF SIMILIAR HOME OPTIONS, COLORS AND UPGRADES MAY DIFFER! Introducing the Eden, an exceptional floorplan from the Cornerstone collection by Holiday Builders. This stunning home offers a spacious and well-designed layout, combining functionality, style, and comfort to meet your every need. As you step into the foyer, you'll immediately notice a formal living room, this flexible area offers endless possibilities. To the right, a formal dining room awaits, creating an elegant setting for hosting memorable dinner parties or enjoying special meals with loved ones. Continuing through the home, you'll find a full guest bathroom conveniently located near the front of the home. In the heart of the Eden, a spacious great room awaits, serving as the central gathering space for relaxation and entertainment. Just off the great room, an outdoor living area invites you to enjoy the beauty of the surrounding environment. The great room seamlessly connects to the breakfast nook and kitchen, forming the hub of the home. The kitchen features an island with a sink and dishwasher, providing a functional and stylish workspace with the ability to entertain guests and view family. A walk-in pantry within the kitchen ensures ample storage space for all your culinary needs. The second and third bedrooms are separated by a shared bathroom, offering convenience for family members or guests. This wing of the home also includes two linen closets, with one located in the hallway and the other inside the bathroom, providing ample storage options. The Eden features a split floorplan, with the owner's suite situated on the opposite side of the great room. The expansive suite offers a tranquil retreat, featuring dual closets and an owner's bathroom. You'll find an additional two linen closets in this wing of the home, one inside the bathroom, while the other is conveniently located just outside the owner's suite. A large three-car garage is situated off the kitchen and laundry room area, providing plenty of space for vehicles and additional storage. COME SEE THE HOLIDAY BUILDERS BY STANLEY MARTIN EDEN FLOORPLAN.

12824 Lake Merial Strand Unit 29, Panama City

$530,000

***ABSOLUTELY GORGEOUS 3 BEDROOM, 2 BATHROOM ORCHID MODEL HOME...WITH AN UNOBSTRUCTED POND VIEW!!!*** This stunning corner lot home(with an extended wrap around porch)is guaranteed to impress. Upgrades are as follows but not limited to: Solar panels($40,000 added value, and paid in full), upgraded LVP flooring throughout, quartz countertops in both bathrooms and living room, kitchen backsplash, upgraded 42'' tall kitchen cabinets, soft close doors and drawers, and a hard wired under cabinet lighting package. All 3 bedrooms and the living room have raised TV and network outlets, and all windows have custom made privacy shades. The yard has been upgraded with rubber mulch and decorative concrete edging stones, making for very low maintenance and upkeep. As well as having University Academy(K-8) within walking distance, the Sweetbay community offers multiple pools with kitchen areas, playgrounds, biking and hiking trails, a boathouse to launch canoes, kayaks, and paddle boards, as well as a private beach for Sweetbay residents only. And to top it all off, the Sweetbay Town Center features a Publix, Starbucks, LV Nail Spa, Qwik Pack & Ship, Fleet Feet store, PITA, and coming soon...a Pana Roma Pizza & Pasta restaurant and Jeremiah's Italian Ice eatery!! All information is approximate and should be verified by buyers if important.

3 Beds ⋅ 2 Baths ⋅ 797264 MLS

***ABSOLUTELY GORGEOUS 3 BEDROOM, 2 BATHROOM ORCHID MODEL HOME...WITH AN UNOBSTRUCTED POND VIEW!!!*** This stunning corner lot home(with an extended wrap around porch)is guaranteed to impress. Upgrades are as follows but not limited to: Solar panels($40,000 added value, and paid in full), upgraded LVP flooring throughout, quartz countertops in both bathrooms and living room, kitchen backsplash, upgraded 42'' tall kitchen cabinets, soft close doors and drawers, and a hard wired under cabinet lighting package. All 3 bedrooms and the living room have raised TV and network outlets, and all windows have custom made privacy shades. The yard has been upgraded with rubber mulch and decorative concrete edging stones, making for very low maintenance and upkeep. As well as having University Academy(K-8) within walking distance, the Sweetbay community offers multiple pools with kitchen areas, playgrounds, biking and hiking trails, a boathouse to launch canoes, kayaks, and paddle boards, as well as a private beach for Sweetbay residents only. And to top it all off, the Sweetbay Town Center features a Publix, Starbucks, LV Nail Spa, Qwik Pack & Ship, Fleet Feet store, PITA, and coming soon...a Pana Roma Pizza & Pasta restaurant and Jeremiah's Italian Ice eatery!! All information is approximate and should be verified by buyers if important.

1408 Blackbird Court, Panama City

4620 Bay Point Road Unit 1002, Panama City

$529,900

From your deck of this beautiful ground floor unit, enjoy the panoramic view of the Grand Lagoon teaming with boat traffic cruising in and out of the marina and around the bay! It's a short walk to the full service marina with all the yachts and nautical activities! Although the unit is tastefully decorated, the owner is offering $10,000 at closing so you can change the wall colors to suite your taste! Located in Bay Point, a gated community featuring 3 restaurants, a championship golf course, clay tennis courts, 24 hour roving security, and our deep water marina just minutes from the Gulf of Mexico. Check out the Mercedes convertible and golf cart in the garage and say, ''let's make a deal''!

2 Beds ⋅ 2 Baths ⋅ 786033 MLS

From your deck of this beautiful ground floor unit, enjoy the panoramic view of the Grand Lagoon teaming with boat traffic cruising in and out of the marina and around the bay! It's a short walk to the full service marina with all the yachts and nautical activities! Although the unit is tastefully decorated, the owner is offering $10,000 at closing so you can change the wall colors to suite your taste! Located in Bay Point, a gated community featuring 3 restaurants, a championship golf course, clay tennis courts, 24 hour roving security, and our deep water marina just minutes from the Gulf of Mexico. Check out the Mercedes convertible and golf cart in the garage and say, ''let's make a deal''!

4620 Bay Point Road Unit 1002, Panama City

1453 Tulip Court Unit LOT 731 - IVA PLAN, Panama City

$529,635

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! SweetBay Welcome Center & builder model homes open Daily. The Iva plan by Harris Doyle Homes in Indigo Lakes at SweetBay! The open great room has connects to the dining area and island kitchen with stainless appliances, stone countertops and tile backsplash all included. The primary suite has a tile-to-ceiling shower, dual vanities, and walk-in closet. The Iva includes a two-car garage, large front porch, optional balcony and rear covered patio. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and even more future amenities to come! New Construction home buyers even get priority access to top-rated University Academy! 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

4 Beds ⋅ 4 Baths ⋅ 791503 MLS

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! SweetBay Welcome Center & builder model homes open Daily. The Iva plan by Harris Doyle Homes in Indigo Lakes at SweetBay! The open great room has connects to the dining area and island kitchen with stainless appliances, stone countertops and tile backsplash all included. The primary suite has a tile-to-ceiling shower, dual vanities, and walk-in closet. The Iva includes a two-car garage, large front porch, optional balcony and rear covered patio. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and even more future amenities to come! New Construction home buyers even get priority access to top-rated University Academy! 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

1453 Tulip Court Unit LOT 731 - IVA PLAN, Panama City

$529,500

King's Landing, an exclusive new community of 39 single-family homes nestled in the desirable King's Point area of Lynn Haven's Pretty Bayou. The stunning Stewart A plan offers 1,959 square feet of thoughtfully designed single-story living with 3 bedrooms, 2 baths and a 2 car garage. The open-concept layout seamlessly connects the modern kitchen, dining area and family room, perfect for entertaining and everyday living. The kitchen features contemporary finishes and an island that serves as the heart of the home. The spacious owner's suite provides a private retreat with a walk-in closet and ensuite bath complete with a double vanity, shower and separate water closet. Two additional bedrooms and a full bath provide comfortable accommodations for family and guests, while the single-story design offers effortless accessibility and low maintenance living. Residents will enjoy access to the community pool and cabana, perfect for relaxing and socializing with neighbors. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Experience the quality craftsmanship and attention to detail that Traton Homes has delivered for 55 years. Move In Ready!

3 Beds ⋅ 2 Baths ⋅ 789205 MLS

King's Landing, an exclusive new community of 39 single-family homes nestled in the desirable King's Point area of Lynn Haven's Pretty Bayou. The stunning Stewart A plan offers 1,959 square feet of thoughtfully designed single-story living with 3 bedrooms, 2 baths and a 2 car garage. The open-concept layout seamlessly connects the modern kitchen, dining area and family room, perfect for entertaining and everyday living. The kitchen features contemporary finishes and an island that serves as the heart of the home. The spacious owner's suite provides a private retreat with a walk-in closet and ensuite bath complete with a double vanity, shower and separate water closet. Two additional bedrooms and a full bath provide comfortable accommodations for family and guests, while the single-story design offers effortless accessibility and low maintenance living. Residents will enjoy access to the community pool and cabana, perfect for relaxing and socializing with neighbors. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Experience the quality craftsmanship and attention to detail that Traton Homes has delivered for 55 years. Move In Ready!

2909 W 27th Court, Panama City

9450 S Thomas Drive Unit 303C, Panama City

$529,000

GREAT INVESTMENT PROPERTY THAT IS TURNKEY READY! Step into Boardwalk Unit 303, a beautifully maintained Gulf-front condo offering strong rental potential, exceptional guest reviews, and plenty of opportunity for owner enjoyment. This 2-bedroom, 2-bath retreat is situated on a desirable lower level, offering convenience, privacy, and incredible Gulf views. AirDNA projects annual rental revenue of approximately $49,500 at just 58% occupancy, with an average daily rate of $236, giving owners the flexibility to generate rental income while still enjoying the condo themselves. The current owners have done exactly that, using the property personally while maintaining impressive rental performance. Even better, this unit has earned 75 five-star reviews on VRBO, demonstrating its proven guest appeal and repeat-worthy experience. VRBO Listing #1201224 is available for reference. Beautifully appointed with Restoration Hardware furnishings, high-end blackout curtains, top-of-the-line mattresses, and luxurious bedding, this condo is truly turnkey and ready to rent from day one. From sunrise to sunset, enjoy unobstructed panoramic Gulf views from the private balcony. The open floor plan creates a bright and inviting living space, flowing seamlessly from the upgraded kitchen with granite countertops, stainless steel appliances, and breakfast bar into the Gulf-front living area. The Gulf-front primary suite features balcony access, a soaking tub, walk-in shower, double vanity, and large closet. The private second bedroom offers its own full bath, providing excellent privacy for guests. Additional features include in-unit laundry, crown molding, and elevated coastal design details throughout. Boardwalk Beach Resort remains one of PCB's premier Gulf-front destinations, offering a zero-entry Gulf-front pool, two hot tubs, splash pad, on-site bar and grill, sauna, convenience shop, 24-hour gated security, and covered garage parking. With expansive beach frontage and excellent walkability to restaurants, events, and attractions, the location continues to be a favorite among vacationers. With Tootsies open nearby, the area is positioned to offer even more dining, nightlife, and entertainment within easy reach. NOW OFFERED AT A NEW REDUCED PRICE, Boardwalk Unit 303 presents an outstanding opportunity for buyers looking for a turnkey investment property with projected rental income, a proven five-star guest history, and the flexibility to enjoy their own piece of the Gulf Coast.

2 Beds ⋅ 2 Baths ⋅ 777888 MLS

GREAT INVESTMENT PROPERTY THAT IS TURNKEY READY! Step into Boardwalk Unit 303, a beautifully maintained Gulf-front condo offering strong rental potential, exceptional guest reviews, and plenty of opportunity for owner enjoyment. This 2-bedroom, 2-bath retreat is situated on a desirable lower level, offering convenience, privacy, and incredible Gulf views. AirDNA projects annual rental revenue of approximately $49,500 at just 58% occupancy, with an average daily rate of $236, giving owners the flexibility to generate rental income while still enjoying the condo themselves. The current owners have done exactly that, using the property personally while maintaining impressive rental performance. Even better, this unit has earned 75 five-star reviews on VRBO, demonstrating its proven guest appeal and repeat-worthy experience. VRBO Listing #1201224 is available for reference. Beautifully appointed with Restoration Hardware furnishings, high-end blackout curtains, top-of-the-line mattresses, and luxurious bedding, this condo is truly turnkey and ready to rent from day one. From sunrise to sunset, enjoy unobstructed panoramic Gulf views from the private balcony. The open floor plan creates a bright and inviting living space, flowing seamlessly from the upgraded kitchen with granite countertops, stainless steel appliances, and breakfast bar into the Gulf-front living area. The Gulf-front primary suite features balcony access, a soaking tub, walk-in shower, double vanity, and large closet. The private second bedroom offers its own full bath, providing excellent privacy for guests. Additional features include in-unit laundry, crown molding, and elevated coastal design details throughout. Boardwalk Beach Resort remains one of PCB's premier Gulf-front destinations, offering a zero-entry Gulf-front pool, two hot tubs, splash pad, on-site bar and grill, sauna, convenience shop, 24-hour gated security, and covered garage parking. With expansive beach frontage and excellent walkability to restaurants, events, and attractions, the location continues to be a favorite among vacationers. With Tootsies open nearby, the area is positioned to offer even more dining, nightlife, and entertainment within easy reach. NOW OFFERED AT A NEW REDUCED PRICE, Boardwalk Unit 303 presents an outstanding opportunity for buyers looking for a turnkey investment property with projected rental income, a proven five-star guest history, and the flexibility to enjoy their own piece of the Gulf Coast.

9450 S Thomas Drive Unit 303C, Panama City

$527,500

Are you in need of a spacious warehouse in Panama City, FL? Look no further than this fantastic property! This warehouse features two large bays with 14ft roll up garage doors and 20 ft ceilings, perfect for easy loading and unloading of your goods or equipment. In addition, this property includes a small 500 sq ft office and half bathroom, providing convenience for your employees or clients. With plenty of space for storage or manufacturing, this warehouse is ideal for a variety of businesses looking to expand their operations. Don't miss out on this prime opportunity in Panama City. Contact us today to schedule a viewing and secure this fantastic warehouse for your business needs. Currently Leased.

772914 MLS

Are you in need of a spacious warehouse in Panama City, FL? Look no further than this fantastic property! This warehouse features two large bays with 14ft roll up garage doors and 20 ft ceilings, perfect for easy loading and unloading of your goods or equipment. In addition, this property includes a small 500 sq ft office and half bathroom, providing convenience for your employees or clients. With plenty of space for storage or manufacturing, this warehouse is ideal for a variety of businesses looking to expand their operations. Don't miss out on this prime opportunity in Panama City. Contact us today to schedule a viewing and secure this fantastic warehouse for your business needs. Currently Leased.

758 W 13th Street Unit #7, Panama City

12844 Lake Merial Strand Drive Unit 19, Panama City

$526,990

ENJOY WATERVIEWS FOR DAYS RIGHT OUTSIDE YOUR FRONT DOOR!!! This one is a showstopper!! **Can accommodate a quick close if needed). PICTURES OF SIMILIAR HOME COLORS, OPTIONS AND UPGRADES MAY DIFFER! Upon entering the foyer, you'll notice the den/flex space on the left, providing a private area that can be customized to suit your preferences. To the right, a formal dining room awaits, creating an elegant setting for hosting memorable dinner parties or enjoying special meals with loved ones. Beyond the foyer, you'll discover a great room that seamlessly connects to the outdoor living area, allowing for seamless indoor-outdoor entertaining. The great room flows into the breakfast nook and kitchen, forming the heart of the home. The kitchen boasts an island with a sink, creating a functional and stylish workspace. Two pantries, located opposite each other in the kitchen, offer ample storage space for your culinary essentials. This central space is perfect for entertaining and hosting events or just togetherness with family. The Hamilton features a split floorplan, with the impressive owner's suite situated on one side of the great room. This layout promotes privacy and tranquility. The owner's suite boasts an oversized walk-in closet and a spacious owner's bathroom with a linen closet, providing luxurious comfort and convenience. The remaining bedrooms are located on the opposite side of the great room, ensuring privacy and personal space for family members or guests. Bedrooms 2 and 3 have easy access to a full bathroom, and a linen closet is conveniently located in the hallway. Bedroom 4 is privately situated beyond the kitchen and features a walk-in closet with access to a third bathroom just outside the bedroom. The oversized laundry room accommodates a large linen closet and offers the flexibility to include additional appliances or cabinetry for storage. The two-car garage is conveniently located off the mudroom near the kitchen and laundry room area. HOME IS MOVE IN READY, COME SEE THE HOLIDAY BUILDERS BY STANLEY MARTIN HAMILTON FLOORPLAN!

4 Beds ⋅ 3 Baths ⋅ 795759 MLS

ENJOY WATERVIEWS FOR DAYS RIGHT OUTSIDE YOUR FRONT DOOR!!! This one is a showstopper!! **Can accommodate a quick close if needed). PICTURES OF SIMILIAR HOME COLORS, OPTIONS AND UPGRADES MAY DIFFER! Upon entering the foyer, you'll notice the den/flex space on the left, providing a private area that can be customized to suit your preferences. To the right, a formal dining room awaits, creating an elegant setting for hosting memorable dinner parties or enjoying special meals with loved ones. Beyond the foyer, you'll discover a great room that seamlessly connects to the outdoor living area, allowing for seamless indoor-outdoor entertaining. The great room flows into the breakfast nook and kitchen, forming the heart of the home. The kitchen boasts an island with a sink, creating a functional and stylish workspace. Two pantries, located opposite each other in the kitchen, offer ample storage space for your culinary essentials. This central space is perfect for entertaining and hosting events or just togetherness with family. The Hamilton features a split floorplan, with the impressive owner's suite situated on one side of the great room. This layout promotes privacy and tranquility. The owner's suite boasts an oversized walk-in closet and a spacious owner's bathroom with a linen closet, providing luxurious comfort and convenience. The remaining bedrooms are located on the opposite side of the great room, ensuring privacy and personal space for family members or guests. Bedrooms 2 and 3 have easy access to a full bathroom, and a linen closet is conveniently located in the hallway. Bedroom 4 is privately situated beyond the kitchen and features a walk-in closet with access to a third bathroom just outside the bedroom. The oversized laundry room accommodates a large linen closet and offers the flexibility to include additional appliances or cabinetry for storage. The two-car garage is conveniently located off the mudroom near the kitchen and laundry room area. HOME IS MOVE IN READY, COME SEE THE HOLIDAY BUILDERS BY STANLEY MARTIN HAMILTON FLOORPLAN!

12844 Lake Merial Strand Drive Unit 19, Panama City

$525,000

Embrace the saltwater lifestyle in an area called Waters Edge! Tucked away in a peaceful setting, this deepwater property captures the charm of coastal living with scenic waterfront views and sailboats dotting the surrounding waters. With 3 bedrooms, 2.5 baths, and 2,334 square feet of living space, this home includes a private dock with boat lift and an inviting setting to enjoy life on the water. The L-shaped floor plan boasts an open living, dining, and kitchen area with vaulted ceilings, cedar walls, and a striking fireplace with a substantial hearth and mantel. Large windows fill the living spaces with natural light while showcasing views of the water. The kitchen is equipped with a spacious breakfast bar, center island, and ample cabinet and counter space (Perfect for Entertaining). The primary bedroom overlooks the water and provides direct access to the back porch, while each of the additional bedrooms has its own sink for added convenience. Outdoor living is truly the highlight of this property! The oversized back porch extends the living space outdoors, with both covered and open areas ideal for entertaining, relaxing, or simply taking in the waterfront scenery. The landscaped backyard includes a 4-foot-deep soaking pool, while the private dock with boat lift makes it easy to enjoy time on the water. Water and electrical lines extend to the dock for added convenience. Other notable details include a metal roof, storage shed, ample parking out front, and mature landscaping throughout the property. With its tucked-away location, spacious layout, and deepwater access, this home offers an appealing combination of comfort and coastal living. Whether boating, watching the sailboats, or relaxing on the back porch, there are plenty of ways to enjoy the waterfront lifestyle!

3 Beds ⋅ 3 Baths ⋅ 797204 MLS

Embrace the saltwater lifestyle in an area called Waters Edge! Tucked away in a peaceful setting, this deepwater property captures the charm of coastal living with scenic waterfront views and sailboats dotting the surrounding waters. With 3 bedrooms, 2.5 baths, and 2,334 square feet of living space, this home includes a private dock with boat lift and an inviting setting to enjoy life on the water. The L-shaped floor plan boasts an open living, dining, and kitchen area with vaulted ceilings, cedar walls, and a striking fireplace with a substantial hearth and mantel. Large windows fill the living spaces with natural light while showcasing views of the water. The kitchen is equipped with a spacious breakfast bar, center island, and ample cabinet and counter space (Perfect for Entertaining). The primary bedroom overlooks the water and provides direct access to the back porch, while each of the additional bedrooms has its own sink for added convenience. Outdoor living is truly the highlight of this property! The oversized back porch extends the living space outdoors, with both covered and open areas ideal for entertaining, relaxing, or simply taking in the waterfront scenery. The landscaped backyard includes a 4-foot-deep soaking pool, while the private dock with boat lift makes it easy to enjoy time on the water. Water and electrical lines extend to the dock for added convenience. Other notable details include a metal roof, storage shed, ample parking out front, and mature landscaping throughout the property. With its tucked-away location, spacious layout, and deepwater access, this home offers an appealing combination of comfort and coastal living. Whether boating, watching the sailboats, or relaxing on the back porch, there are plenty of ways to enjoy the waterfront lifestyle!

643 S Berthe Avenue, Panama City

9900 S Thomas Drive Unit 1428, Panama City

$525,000

LOWEST PRICED ''R'' FLOOR PLAN !! Experience exceptional Gulf-front living and strong investment potential with this premier 3-bedroom + bunk, 3bath condo, the largest floor plan at Shores of Panama! Designed to comfortably accommodate large groups, this spacious layout sleeps up to 10 guests, making it an ideal high-performing short-term rental or a versatile vacation retreat for multi-family use. The open and functional floor plan includes a full laundry room, generous living space, and a spacious kitchen, creating a turnkey, rental-ready opportunity with immediate income potential. From your private balcony, enjoy sweeping views of the resort-style lagoon pool and the Gulf of Mexico. Shores of Panama is one of the most sought-after beachfront resorts on the Emerald Coast, known for its 14,000+ sq. ft. zero-entry lagoon-style pool, indoor heated pool and hot tub, beachfront access, fitness center, seasonal tiki bar, and on-site dining options including coffee, snacks, and pizza. Its unbeatable location places you next door to Pineapple Willy's and directly across from the dining and entertainment at Laketown Wharf. Whether you're expanding your investment portfolio or securing a beachfront getaway with income potential, this property delivers on location, size, amenities, and ROI opportunity.

3 Beds ⋅ 3 Baths ⋅ 794017 MLS

LOWEST PRICED ''R'' FLOOR PLAN !! Experience exceptional Gulf-front living and strong investment potential with this premier 3-bedroom + bunk, 3bath condo, the largest floor plan at Shores of Panama! Designed to comfortably accommodate large groups, this spacious layout sleeps up to 10 guests, making it an ideal high-performing short-term rental or a versatile vacation retreat for multi-family use. The open and functional floor plan includes a full laundry room, generous living space, and a spacious kitchen, creating a turnkey, rental-ready opportunity with immediate income potential. From your private balcony, enjoy sweeping views of the resort-style lagoon pool and the Gulf of Mexico. Shores of Panama is one of the most sought-after beachfront resorts on the Emerald Coast, known for its 14,000+ sq. ft. zero-entry lagoon-style pool, indoor heated pool and hot tub, beachfront access, fitness center, seasonal tiki bar, and on-site dining options including coffee, snacks, and pizza. Its unbeatable location places you next door to Pineapple Willy's and directly across from the dining and entertainment at Laketown Wharf. Whether you're expanding your investment portfolio or securing a beachfront getaway with income potential, this property delivers on location, size, amenities, and ROI opportunity.

9900 S Thomas Drive Unit 1428, Panama City

$525,000

Welcome to this beautiful home located in the Sweetbay Community, offering a perfect blend of modern convenience and eco-friendly features. With 4 spacious bedrooms, 2 1/2 bathrooms, and an additional office currently being used as a 5th bedroom, this home provides ample space for your all of your needs. You'll find a well-designed layout with open-concept living areas that create a warm and inviting atmosphere. The kitchen features modern appliances, plenty of counter space, and a functional design that makes cooking a breeze. The home is also equipped with a Generac whole-house generator, ensuring peace of mind during power outages, and solar panels, offering you the benefit of low power bills.. A tankless water heater provides endless hot water on demand, and a water softener enhances water quality throughout the home. Storage is never an issue here, with two attic entries that offer an abundance of space for seasonal items, keepsakes, or extra household goods. The huge covered patio is perfect for entertaining family and friends or simply enjoying quiet evenings outdoors. Keep your lawn green and lush with a sprinkler system that has a separate meter. Beyond the walls of your beautiful home, the Sweetbay Community offers an array of amenities designed for active living and relaxation. Right across the street, you'll find a playground, along with a basketball court and nature trails for outdoor adventures. Enjoy the serene beauty of the private dock, perfect for fishing, kayaking, or just unwinding by the water. Plus, the community pool offers the ideal place to cool off on a warm day and socialize with neighbors. Located in the heart of Sweetbay, you'll enjoy the convenience of nearby amenities, parks, schools, and a welcoming community atmosphere. Don't miss your chance to own this exceptional property--schedule a tour today!

4 Beds ⋅ 3 Baths ⋅ 791339 MLS

Welcome to this beautiful home located in the Sweetbay Community, offering a perfect blend of modern convenience and eco-friendly features. With 4 spacious bedrooms, 2 1/2 bathrooms, and an additional office currently being used as a 5th bedroom, this home provides ample space for your all of your needs. You'll find a well-designed layout with open-concept living areas that create a warm and inviting atmosphere. The kitchen features modern appliances, plenty of counter space, and a functional design that makes cooking a breeze. The home is also equipped with a Generac whole-house generator, ensuring peace of mind during power outages, and solar panels, offering you the benefit of low power bills.. A tankless water heater provides endless hot water on demand, and a water softener enhances water quality throughout the home. Storage is never an issue here, with two attic entries that offer an abundance of space for seasonal items, keepsakes, or extra household goods. The huge covered patio is perfect for entertaining family and friends or simply enjoying quiet evenings outdoors. Keep your lawn green and lush with a sprinkler system that has a separate meter. Beyond the walls of your beautiful home, the Sweetbay Community offers an array of amenities designed for active living and relaxation. Right across the street, you'll find a playground, along with a basketball court and nature trails for outdoor adventures. Enjoy the serene beauty of the private dock, perfect for fishing, kayaking, or just unwinding by the water. Plus, the community pool offers the ideal place to cool off on a warm day and socialize with neighbors. Located in the heart of Sweetbay, you'll enjoy the convenience of nearby amenities, parks, schools, and a welcoming community atmosphere. Don't miss your chance to own this exceptional property--schedule a tour today!

1224 Finch Street, Panama City

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