$659,000 This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home for the family. Shores of Panama boasts the largest lagoon style pool on the beach along with a large amenity package including, tiki bar, tiki snack hut, coffee/ice cream shop, indoor pool, banquet room and pizza hut. This desirable lower level unit means you don't have to hassle with elevators and your DEEDED covered parking space is just steps away. Easy to show and over $80K in revenue from 2025! 3 Beds ⋅ 3 Baths ⋅ 782253 MLS This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home for the family. Shores of Panama boasts the largest lagoon style pool on the beach along with a large amenity package including, tiki bar, tiki snack hut, coffee/ice cream shop, indoor pool, banquet room and pizza hut. This desirable lower level unit means you don't have to hassle with elevators and your DEEDED covered parking space is just steps away. Easy to show and over $80K in revenue from 2025! 9900 S Thomas Drive Unit 228, Panama City
$659,000 **Now Offering Seller Financing, See Agent Remarks for Terms** Rare Commercial Opportunity on Thomas Drive - 1 Acre in Panama City Beach! Now's the time to lock in a valuable piece of PCB's booming future. Located in one of the highest-traffic corridors of Panama City Beach, this 1-acre commercial parcel at 1735 Thomas Drive offers unmatched visibility, accessibility, and development potential. Zoned commercial and surrounded by established businesses, this prime property is ideally positioned just minutes from the beach, the Navy Base, and Grand Lagoon. With approximately 100 feet of road frontage on Thomas Drive, this site delivers excellent exposure to daily commuters, beachgoers, and year-round visitors. Whether you're a developer aiming to establish a retail strip, restaurant, or office complex--or an investor seeking prime land in a rapidly growing market--this is your opportunity to secure a strategic stake in Panama City Beach's continued growth. Opportunities like this are few and far between. Don't miss your chance to build something remarkable in one of the Gulf Coast's most dynamic corridors. Call today and turn possibility into progress! 775439 MLS **Now Offering Seller Financing, See Agent Remarks for Terms** Rare Commercial Opportunity on Thomas Drive - 1 Acre in Panama City Beach! Now's the time to lock in a valuable piece of PCB's booming future. Located in one of the highest-traffic corridors of Panama City Beach, this 1-acre commercial parcel at 1735 Thomas Drive offers unmatched visibility, accessibility, and development potential. Zoned commercial and surrounded by established businesses, this prime property is ideally positioned just minutes from the beach, the Navy Base, and Grand Lagoon. With approximately 100 feet of road frontage on Thomas Drive, this site delivers excellent exposure to daily commuters, beachgoers, and year-round visitors. Whether you're a developer aiming to establish a retail strip, restaurant, or office complex--or an investor seeking prime land in a rapidly growing market--this is your opportunity to secure a strategic stake in Panama City Beach's continued growth. Opportunities like this are few and far between. Don't miss your chance to build something remarkable in one of the Gulf Coast's most dynamic corridors. Call today and turn possibility into progress! 1735 Thomas Drive, Panama City
$658,900 Live the coastal dream in this beautifully updated 2-bedroom, 2-bathroom Gulf-front condo with bonus bunks, located on the 16th floor of the sought-after Gulf Crest Condominiums. This spacious unit features an open-concept layout, wide-open views of the Gulf, and an expansive beachfront balcony—perfect for morning coffee, sunset cocktails, or simply soaking in the sounds of the surf. Thoughtfully upgraded throughout, the condo includes new appliances, a new A/C, and a new hot water heater for enhanced comfort and efficiency. Both bedrooms feature new plank style tile flooring along with new mattresses and comforter sets. A new dining table and chairs complement the bright and airy space, while updated light fixtures in the kitchen and bathrooms add a modern touch. Freshly painted and decorated with coastal charm, the unit also includes new balcony furniture to enjoy the panoramic Gulf views. Whether you're looking for a primary residence, a second home, or an excellent vacation rental opportunity, this condo checks every box. Gulf Crest offers resort-style amenities including two beachfront pools, hot tubs, a tiki bar, fitness center, and direct beach access—all in the heart of Panama City Beach. 2 Beds ⋅ 2 Baths ⋅ 771986 MLS Live the coastal dream in this beautifully updated 2-bedroom, 2-bathroom Gulf-front condo with bonus bunks, located on the 16th floor of the sought-after Gulf Crest Condominiums. This spacious unit features an open-concept layout, wide-open views of the Gulf, and an expansive beachfront balcony—perfect for morning coffee, sunset cocktails, or simply soaking in the sounds of the surf. Thoughtfully upgraded throughout, the condo includes new appliances, a new A/C, and a new hot water heater for enhanced comfort and efficiency. Both bedrooms feature new plank style tile flooring along with new mattresses and comforter sets. A new dining table and chairs complement the bright and airy space, while updated light fixtures in the kitchen and bathrooms add a modern touch. Freshly painted and decorated with coastal charm, the unit also includes new balcony furniture to enjoy the panoramic Gulf views. Whether you're looking for a primary residence, a second home, or an excellent vacation rental opportunity, this condo checks every box. Gulf Crest offers resort-style amenities including two beachfront pools, hot tubs, a tiki bar, fitness center, and direct beach access—all in the heart of Panama City Beach. 8715 Surf Drive Unit 1606, Panama City
$656,455 Welcome to King's Landing, an exclusive waterfront community featuring 39 homesites nestled in the desirable King's Point area of Lynn Haven. The Riverside is a stunning new construction floorplan by Traton Homes, offering a spacious two-story layout designed for modern family living. The Riverside features 5 bedrooms, 3 baths and a 2 car garage. The kitchen features quartz countertops, stainless appliances, a large island, and a walk-in pantry, while the open main level seamlessly connects the dining and family room. A dedicated home office provides the perfect space for remote work or study. Upstairs, the owner's suite boasts a walk-in closet, double-bowl vanity, walk-in shower, and private toilet closet. The home includes many upgrades, including a covered back porch! Residents will enjoy access to the community pool and cabana, perfect for relaxing with neighbors. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Come experience the quality craftmanship and attention to detail that Traton Homes has delivered for over 55 years. Move in ready in late November - early December! 5 Beds ⋅ 3 Baths ⋅ 789628 MLS Welcome to King's Landing, an exclusive waterfront community featuring 39 homesites nestled in the desirable King's Point area of Lynn Haven. The Riverside is a stunning new construction floorplan by Traton Homes, offering a spacious two-story layout designed for modern family living. The Riverside features 5 bedrooms, 3 baths and a 2 car garage. The kitchen features quartz countertops, stainless appliances, a large island, and a walk-in pantry, while the open main level seamlessly connects the dining and family room. A dedicated home office provides the perfect space for remote work or study. Upstairs, the owner's suite boasts a walk-in closet, double-bowl vanity, walk-in shower, and private toilet closet. The home includes many upgrades, including a covered back porch! Residents will enjoy access to the community pool and cabana, perfect for relaxing with neighbors. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Come experience the quality craftmanship and attention to detail that Traton Homes has delivered for over 55 years. Move in ready in late November - early December! 2937 W 27th Court, Panama City
$655,000 Experience the ultimate lake lifestyle in this unique tri-level, 4-bedroom home featuring an impressive 140 feet of waterfront frontage on beautiful Deer Point Lake! Whether you enjoy boating, jet skiing, kayaking, fishing, or simply relaxing by the water, this property offers endless opportunities to enjoy the outdoors right from your own backyard. This one of a kind home offers plenty of character and desirable features, including a carport, storage shed, Jacuzzi, and private dock. Imagine starting your mornings with breathtaking lake views, spending your afternoons on the water, and unwinding in the evenings while enjoying the peaceful waterfront setting. Conveniently located near Highpoint Park and its public boat ramp (currently under construction), this property offers easy access to even more outdoor recreation. Don't miss your opportunity to own a piece of paradise on Deer Point Lake. Bring your boat, your fishing poles, and your love for the outdoors. Lake life is calling! 4 Beds ⋅ 3 Baths ⋅ 796783 MLS Experience the ultimate lake lifestyle in this unique tri-level, 4-bedroom home featuring an impressive 140 feet of waterfront frontage on beautiful Deer Point Lake! Whether you enjoy boating, jet skiing, kayaking, fishing, or simply relaxing by the water, this property offers endless opportunities to enjoy the outdoors right from your own backyard. This one of a kind home offers plenty of character and desirable features, including a carport, storage shed, Jacuzzi, and private dock. Imagine starting your mornings with breathtaking lake views, spending your afternoons on the water, and unwinding in the evenings while enjoying the peaceful waterfront setting. Conveniently located near Highpoint Park and its public boat ramp (currently under construction), this property offers easy access to even more outdoor recreation. Don't miss your opportunity to own a piece of paradise on Deer Point Lake. Bring your boat, your fishing poles, and your love for the outdoors. Lake life is calling! 8101 Highpoint Road, Panama City
$650,000 Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 18 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS* 795931 MLS Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 18 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS* 7804 Grand Lagoon Way, Panama City
$650,000 Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 17 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS* 795929 MLS Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 17 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS* 7808 Grand Lagoon Way, Panama City
$650,000 Prime Commercial Property Near Downtown - 10 Bedrooms, 8 Baths, Over 3,000 Sq. Ft. Exceptional opportunity to own or invest in a spacious commercial building offering over 3,000 square feet on a 0.27-acre lot, ideally located just minutes from Downtown, major shopping centers, and the hospital. This versatile property features 10 bedrooms and 8 baths, ready to adapt to a variety of commercial or mixed-use purposes. The layout allows for private offices, client suites, or guest accommodations, complemented by generous common areas and potential on-site parking. The building's solid structure and flexible floorplan make it an excellent fit for professional offices, medical or wellness practices, boutique lodging, or assisted living. With its high-visibility location, convenient access, and ample surrounding amenities, this property offers the perfect balance of functionality and growth potential. Highlights: 3,000+ sq. ft. commercial building 10 bedrooms / 8 bathrooms 0.27-acre lot with expansion or parking potential Minutes from Downtown, hospital, and shopping Ideal for office, medical, hospitality, or mixed-use Don't miss this rare opportunity to establish your business in one of the area's most convenient and thriving locations. Listing is for Both Properties 722 Martin Luther King & 722 1/2 MLK 787447 MLS Prime Commercial Property Near Downtown - 10 Bedrooms, 8 Baths, Over 3,000 Sq. Ft. Exceptional opportunity to own or invest in a spacious commercial building offering over 3,000 square feet on a 0.27-acre lot, ideally located just minutes from Downtown, major shopping centers, and the hospital. This versatile property features 10 bedrooms and 8 baths, ready to adapt to a variety of commercial or mixed-use purposes. The layout allows for private offices, client suites, or guest accommodations, complemented by generous common areas and potential on-site parking. The building's solid structure and flexible floorplan make it an excellent fit for professional offices, medical or wellness practices, boutique lodging, or assisted living. With its high-visibility location, convenient access, and ample surrounding amenities, this property offers the perfect balance of functionality and growth potential. Highlights: 3,000+ sq. ft. commercial building 10 bedrooms / 8 bathrooms 0.27-acre lot with expansion or parking potential Minutes from Downtown, hospital, and shopping Ideal for office, medical, hospitality, or mixed-use Don't miss this rare opportunity to establish your business in one of the area's most convenient and thriving locations. Listing is for Both Properties 722 Martin Luther King & 722 1/2 MLK 722 N Martin Luther King Junior Boulevard, Panama City
$650,000 Huge price reduction! Motivated seller! Coastal Living Starts Here in Panama City! Build your dream home on this beautiful 1.49-acre waterfront lot with direct access to the water and the relaxed Florida lifestyle you've been waiting for. Located on the scenic shores of Callaway Bayou, this property offers protected, boatable water that connects to the Gulf Intracoastal Waterway, leading out to St. Andrews Bay, Shell Island, and the open waters of the Gulf of Mexico. Just imagine pulling your boat right up to your future home--simply bring your own dock and start enjoying life on the water. This rare waterfront parcel offers approximately 1.49 acres of space to design and build the custom coastal home you've always envisioned. With no HOA, you have the freedom to create your own private retreat while enjoying the peace and beauty of the bayou. Conveniently located just minutes from Tyndall Air Force Base, along with shopping, restaurants, and schools, this property offers the perfect blend of tranquility and accessibility. Opportunities like this don't come along often--secure your piece of waterfront paradise and start living the true Florida coastal lifestyle. 786835 MLS Huge price reduction! Motivated seller! Coastal Living Starts Here in Panama City! Build your dream home on this beautiful 1.49-acre waterfront lot with direct access to the water and the relaxed Florida lifestyle you've been waiting for. Located on the scenic shores of Callaway Bayou, this property offers protected, boatable water that connects to the Gulf Intracoastal Waterway, leading out to St. Andrews Bay, Shell Island, and the open waters of the Gulf of Mexico. Just imagine pulling your boat right up to your future home--simply bring your own dock and start enjoying life on the water. This rare waterfront parcel offers approximately 1.49 acres of space to design and build the custom coastal home you've always envisioned. With no HOA, you have the freedom to create your own private retreat while enjoying the peace and beauty of the bayou. Conveniently located just minutes from Tyndall Air Force Base, along with shopping, restaurants, and schools, this property offers the perfect blend of tranquility and accessibility. Opportunities like this don't come along often--secure your piece of waterfront paradise and start living the true Florida coastal lifestyle. 000 Plantation Drive, Panama City
$650,000 Experience waterfront living at its finest in this stunning 3-bedroom, 3-bathroom condo in Harbour Village at Historic St. Andrews. Located along the Bay, this exceptional property offers breathtaking views, creating the perfect backdrop for both relaxing and entertaining. The spacious layout provides an open, airy feel with abundant natural light and private waterfront scenery from the main living areas. Boating enthusiasts will appreciate the12,000lbs boat lift that is included, providing convenient access to the gulf, intercoastal or Shell Island. Also, comes with a deeded storage closet for added storage and organization. Harbour Village offers an impressive collection of resort-style amenities, including a heated waterfront pool overlooking the Bay, a fitness center, and a grand clubhouse perfect for gatherings and community events. Residents also enjoy a private community park with green space where dogs are welcome, a covered parking garage, and inviting outdoor spaces to include a waterfront fireplace with comfortable seating and a grilling gazebo with direct access to Oaks by the Bay Park. Located in the heart of Historic St. Andrews, this rare waterfront condo combines luxury, boating, and a vibrant coastal lifestyle just minutes from amazing local restaurants, shopping, and local attractions. 3 Beds ⋅ 3 Baths ⋅ 786054 MLS Experience waterfront living at its finest in this stunning 3-bedroom, 3-bathroom condo in Harbour Village at Historic St. Andrews. Located along the Bay, this exceptional property offers breathtaking views, creating the perfect backdrop for both relaxing and entertaining. The spacious layout provides an open, airy feel with abundant natural light and private waterfront scenery from the main living areas. Boating enthusiasts will appreciate the12,000lbs boat lift that is included, providing convenient access to the gulf, intercoastal or Shell Island. Also, comes with a deeded storage closet for added storage and organization. Harbour Village offers an impressive collection of resort-style amenities, including a heated waterfront pool overlooking the Bay, a fitness center, and a grand clubhouse perfect for gatherings and community events. Residents also enjoy a private community park with green space where dogs are welcome, a covered parking garage, and inviting outdoor spaces to include a waterfront fireplace with comfortable seating and a grilling gazebo with direct access to Oaks by the Bay Park. Located in the heart of Historic St. Andrews, this rare waterfront condo combines luxury, boating, and a vibrant coastal lifestyle just minutes from amazing local restaurants, shopping, and local attractions. 3001 W 10th Street Unit 711, Panama City
$650,000 Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 11 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. Appraisal in hand! *USE 7900 S LAGOON DRIVE IN GPS* 784741 MLS Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 11 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. Appraisal in hand! *USE 7900 S LAGOON DRIVE IN GPS* 7832 Grand Lagoon Way, Panama City
$650,000 Prime Commercial Corner Site at the busiest intersection on the east side of Panama City, located on the southwest corner of Highway 22 & Tyndall Parkway (Highway 98). The site is zoned Commercial in the City of Callaway with great visibility, easy access & public utilities. High Traffic counts on Hwy 22 (8,800 vehicles per day - 2023 FDOT) & Tyndall Parkway (35,500 vehicles per day - 2023 FDOT). The site is located less than 1 mile south of the Callaway SuperWalmart, and in close proximity to Bay County's 3 largest employers, Tyndall Air Force Base, and Eastern Shipbuilding. Building was demolished and cleared after Hurricane Michael, slab was left in place. Site is in a FDEP Petroleum clean-up program, information is on file. 761325 MLS Prime Commercial Corner Site at the busiest intersection on the east side of Panama City, located on the southwest corner of Highway 22 & Tyndall Parkway (Highway 98). The site is zoned Commercial in the City of Callaway with great visibility, easy access & public utilities. High Traffic counts on Hwy 22 (8,800 vehicles per day - 2023 FDOT) & Tyndall Parkway (35,500 vehicles per day - 2023 FDOT). The site is located less than 1 mile south of the Callaway SuperWalmart, and in close proximity to Bay County's 3 largest employers, Tyndall Air Force Base, and Eastern Shipbuilding. Building was demolished and cleared after Hurricane Michael, slab was left in place. Site is in a FDEP Petroleum clean-up program, information is on file. 5512 E Highway 22, Panama City
$649,500 King's Landing, an exclusive new community of 39 single-family homes located in the desirable King's Point area of Lynn Haven's Pretty Bayou. The stunning Abney plan offers 3,073 square feet of thoughtfully designed two-story living with 5 bedrooms, 4 baths and a 2-car garage. The Abney layout seamlessly connects the modern kitchen, dining area and family room, perfect for entertaining and everyday living. The kitchen features contemporary finishes and an island that serves as the heart of the home. The spacious owner's suite provides a private retreat with a walk-in closet and ensuite bath complete with a double vanity, and separate water closet. Four additional bedrooms and 3 full baths provide comfortable accommodations for family and guests. Residents will enjoy access to the community pool and cabana, perfect for relaxing and enjoying the waterfront views. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Experience the quality craftmanship and attention to detail that Traton Homes has delivered for 55 years. Completion date late Dec/Jan. 5 Beds ⋅ 4 Baths ⋅ 789208 MLS King's Landing, an exclusive new community of 39 single-family homes located in the desirable King's Point area of Lynn Haven's Pretty Bayou. The stunning Abney plan offers 3,073 square feet of thoughtfully designed two-story living with 5 bedrooms, 4 baths and a 2-car garage. The Abney layout seamlessly connects the modern kitchen, dining area and family room, perfect for entertaining and everyday living. The kitchen features contemporary finishes and an island that serves as the heart of the home. The spacious owner's suite provides a private retreat with a walk-in closet and ensuite bath complete with a double vanity, and separate water closet. Four additional bedrooms and 3 full baths provide comfortable accommodations for family and guests. Residents will enjoy access to the community pool and cabana, perfect for relaxing and enjoying the waterfront views. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Experience the quality craftmanship and attention to detail that Traton Homes has delivered for 55 years. Completion date late Dec/Jan. 2913 W 27th Court, Panama City
$649,147 Quick closing incentive with illustrative first-year payment rates as low as 3.75% for qualified VA buyers with builder's preferred lender! See financing example and qualifications below. SweetBay Welcome Center & builder model homes open Daily. Move-in Ready! The Navarre plan by Harris Doyle Homes is offered on a conservation home site in waterfront SweetBay and provides Priority Access to coveted free charter school University Academy, Florida's #2 K-8 School! Large bonus and covered porches are perfect for entertaining. The main level primary suite has dual closets and a tile-to-ceiling walk-in shower. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida! VA financing example: 780 credit score, 0% down, with $30,000 used for seller-paid discount points toward a permanent rate buydown, plus a separate 2/1 temporary buydown through Silverton Mortgage. Illustrative payment rates: 3.75% in year one, 4.75% in year two and 5.75% in years 3-30; 5.773% APR. Payments increase after years one and two. Based on lender ballpark estimates as of October 29, 2026, not a current rate quote or loan commitment. Actual rates vary with credit score, down payment and market conditions. Subject to credit approval, VA eligibility, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity. 4 Beds ⋅ 4 Baths ⋅ 788579 MLS Quick closing incentive with illustrative first-year payment rates as low as 3.75% for qualified VA buyers with builder's preferred lender! See financing example and qualifications below. SweetBay Welcome Center & builder model homes open Daily. Move-in Ready! The Navarre plan by Harris Doyle Homes is offered on a conservation home site in waterfront SweetBay and provides Priority Access to coveted free charter school University Academy, Florida's #2 K-8 School! Large bonus and covered porches are perfect for entertaining. The main level primary suite has dual closets and a tile-to-ceiling walk-in shower. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida! VA financing example: 780 credit score, 0% down, with $30,000 used for seller-paid discount points toward a permanent rate buydown, plus a separate 2/1 temporary buydown through Silverton Mortgage. Illustrative payment rates: 3.75% in year one, 4.75% in year two and 5.75% in years 3-30; 5.773% APR. Payments increase after years one and two. Based on lender ballpark estimates as of October 29, 2026, not a current rate quote or loan commitment. Actual rates vary with credit score, down payment and market conditions. Subject to credit approval, VA eligibility, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity. 1317 Buttonsage Avenue Unit LOT 653 - NAVARRE PLAN, Panama City
$649,000 Looking for Privacy on the water and in the middle of Callaway, this property has 1.49 and 256 Feet Waterfront on Callaway Bayou. This 3 Bedroom 3 Bath home had the pool equipment professionally refurbished in August of 2026, the home needs updating but this is a chance to make your own private oasis close to Tyndall AFB and Downtown Panama City. Water is deep enough to rebuild the dock and have access to the Gulf. There is 10ft-12ft clearance for your boat under the Star Ave bridge depending on tides. The home also has 2 hot water heaters, one by the kitchen and the other next to master bedroom. Metal Roof was replaced in 2019 after Hurricane Michael. The home is located in Flood Zone X. Home is currently on Well and Septic but Public Sewer and Water is available at front of the parcel. 3 Beds ⋅ 3 Baths ⋅ 794185 MLS Looking for Privacy on the water and in the middle of Callaway, this property has 1.49 and 256 Feet Waterfront on Callaway Bayou. This 3 Bedroom 3 Bath home had the pool equipment professionally refurbished in August of 2026, the home needs updating but this is a chance to make your own private oasis close to Tyndall AFB and Downtown Panama City. Water is deep enough to rebuild the dock and have access to the Gulf. There is 10ft-12ft clearance for your boat under the Star Ave bridge depending on tides. The home also has 2 hot water heaters, one by the kitchen and the other next to master bedroom. Metal Roof was replaced in 2019 after Hurricane Michael. The home is located in Flood Zone X. Home is currently on Well and Septic but Public Sewer and Water is available at front of the parcel. 7606 Lilly Street, Panama City
$649,000 NEW CONSTRUCTION, NO HOA and NO REQ FLOOD INSURANCE !! Discover coastal living at its finest in this stunning Coastal Contemporary! Situated in a private cul de sac just off GRAND LAGOON, this NEW CONSTRUCTION home offers the perfect retreat while remaining only minutes from top Panama City Beach attractions, white-sand BEACHES, the Navy Base and GREAT SCHOOLS. On the inside, an open floor plan is designed for natural light and seamless indoor-outdoor living. The GREAT ROOM includes a spectacular kitchen with upgraded cabinetry, SLEEK STAINLESS APPLIANCES, beautiful Quartz counter tops, PERFECT FOR ENTERTAINING! A warm wood feature wall adds drama to the neutral palette. The spacious master suite includes a decorative tray ceiling and recessed lights, A well appointed walk in closet with custom shelving and an elegant bath with a luxurious walk in shower and double vanity. The split floor plan includes a private hallway with 2 guest bedrooms and a guest bat. A 4th bedroom is located off the entry and would make a great private home office or den. An oversized privacy fenced yard is accessible from the covered porch just off the living area. Plenty of room for a pool! The yard has a new irrigation well and sprinkler system. New construction and NO NEIGHBORHOOD RESTRICTIONS allow for years of worry free living, low insurance premiums and maximum enjoyment with PROPERTY FREEDOM NOT A NEIGHBORHOOD RULEBOOK!! Don't wait to see this exceptional property that offers the rare combination of a peaceful, private location and proximity to the best of Panama City Beach. 4 Beds ⋅ 2 Baths ⋅ 790192 MLS NEW CONSTRUCTION, NO HOA and NO REQ FLOOD INSURANCE !! Discover coastal living at its finest in this stunning Coastal Contemporary! Situated in a private cul de sac just off GRAND LAGOON, this NEW CONSTRUCTION home offers the perfect retreat while remaining only minutes from top Panama City Beach attractions, white-sand BEACHES, the Navy Base and GREAT SCHOOLS. On the inside, an open floor plan is designed for natural light and seamless indoor-outdoor living. The GREAT ROOM includes a spectacular kitchen with upgraded cabinetry, SLEEK STAINLESS APPLIANCES, beautiful Quartz counter tops, PERFECT FOR ENTERTAINING! A warm wood feature wall adds drama to the neutral palette. The spacious master suite includes a decorative tray ceiling and recessed lights, A well appointed walk in closet with custom shelving and an elegant bath with a luxurious walk in shower and double vanity. The split floor plan includes a private hallway with 2 guest bedrooms and a guest bat. A 4th bedroom is located off the entry and would make a great private home office or den. An oversized privacy fenced yard is accessible from the covered porch just off the living area. Plenty of room for a pool! The yard has a new irrigation well and sprinkler system. New construction and NO NEIGHBORHOOD RESTRICTIONS allow for years of worry free living, low insurance premiums and maximum enjoyment with PROPERTY FREEDOM NOT A NEIGHBORHOOD RULEBOOK!! Don't wait to see this exceptional property that offers the rare combination of a peaceful, private location and proximity to the best of Panama City Beach. 918 Laurel Oak Lane, Panama City
$649,000 Just steps from the water in a prime Panama City Beach location, this beautifully built 2023 home offers the perfect blend of modern comfort and coastal charm. Featuring three bedrooms and two bathrooms, the home is filled with natural light and designed for easy living with an open layout ideal for relaxing or entertaining. Enjoy quick access to the beach, nearby boat ramps, dining, and entertainment while embracing the laid back lifestyle that makes Panama City Beach so desirable. Whether you are searching for a primary residence, vacation getaway, or a proven income producing investment, this turnkey property offers exceptional versatility and strong short term rental potential in one of the area's most sought after locations. 3 Beds ⋅ 3 Baths ⋅ 789730 MLS Just steps from the water in a prime Panama City Beach location, this beautifully built 2023 home offers the perfect blend of modern comfort and coastal charm. Featuring three bedrooms and two bathrooms, the home is filled with natural light and designed for easy living with an open layout ideal for relaxing or entertaining. Enjoy quick access to the beach, nearby boat ramps, dining, and entertainment while embracing the laid back lifestyle that makes Panama City Beach so desirable. Whether you are searching for a primary residence, vacation getaway, or a proven income producing investment, this turnkey property offers exceptional versatility and strong short term rental potential in one of the area's most sought after locations. 2701 Lagoon Manor Drive, Panama City
$647,000 Beautiful home located in desirable The Wood subdivision. This 4/2.5 home is perfect for a growing family. Features include tankless hot water heater, newer roof, new windows, new pool pump, new pool equipment, granite countertops, laundry room, pantry. Inground pool in fenced backyard. Seperat detached garage that could be used and a mancave or recroom. Minutes from 23rd St shopping and medical offices. Call for your showing today!! 4 Beds ⋅ 3 Baths ⋅ 795513 MLS Beautiful home located in desirable The Wood subdivision. This 4/2.5 home is perfect for a growing family. Features include tankless hot water heater, newer roof, new windows, new pool pump, new pool equipment, granite countertops, laundry room, pantry. Inground pool in fenced backyard. Seperat detached garage that could be used and a mancave or recroom. Minutes from 23rd St shopping and medical offices. Call for your showing today!! 2604 Bayleaf Court, Panama City
$645,000 Presenting an exquisite three bedroom, three bathroom New Orleans style residence in the heart of Panama City Beach. Built in 2023 and offered fully furnished, this stunning home blends timeless architectural charm with modern luxury. Ideally located within walking distance to the sugar white beaches, the property also features breathtaking backyard views overlooking the neighboring golf course. Inside, you will find spacious living areas filled with natural light, a gourmet kitchen equipped with state of the art appliances, and beautifully designed bedrooms created with comfort and relaxation in mind. A private balcony and inviting courtyard offer the perfect setting for entertaining or unwinding after a day at the beach. Currently producing impressive short term rental income, this turnkey property offers an outstanding opportunity as an investment, vacation getaway, or full time coastal residence. Rarely does a home combine location, style, and income potential so effortlessly. Do not miss your chance to own a piece of paradise in one of Panama City Beach's most desirable areas. 3 Beds ⋅ 3 Baths ⋅ 789731 MLS Presenting an exquisite three bedroom, three bathroom New Orleans style residence in the heart of Panama City Beach. Built in 2023 and offered fully furnished, this stunning home blends timeless architectural charm with modern luxury. Ideally located within walking distance to the sugar white beaches, the property also features breathtaking backyard views overlooking the neighboring golf course. Inside, you will find spacious living areas filled with natural light, a gourmet kitchen equipped with state of the art appliances, and beautifully designed bedrooms created with comfort and relaxation in mind. A private balcony and inviting courtyard offer the perfect setting for entertaining or unwinding after a day at the beach. Currently producing impressive short term rental income, this turnkey property offers an outstanding opportunity as an investment, vacation getaway, or full time coastal residence. Rarely does a home combine location, style, and income potential so effortlessly. Do not miss your chance to own a piece of paradise in one of Panama City Beach's most desirable areas. 2705 Lagoon Manor Drive, Panama City
$640,000 Over $90k annually in ACTUAL rentals... Incredible ROI and CAP rates... Completely Remodeled... LOWEST PRICED 4-bedroom Condo you will find that offers everything an investor could dream of - and so much more! Sugar Beach is perfectly located right in the heart of the most desirable location on Thomas Drive. Everything a renter could ever want is right outside their door, and that is exactly why this absolutely gorgeous unit blows away the competition when it comes to rental income. The beach's best restaurants, the area's most iconic bars, the town's most recognizable attractions, and the world's most beautiful beaches... a better location simply doesn't exist! Being pet friendly for renters offers a distinct advantage over almost every other complex on the beach, and the truly unique greenspace offers a tranquil Coy and Turtle pond that simply can't be found this close to the sand anywhere else in town. And with the entire complex being newly updated, the milestone inspection being passed with flying colors, and the association actually LOWERING the HOA dues this year, it is easy to see why Sugar Beach is one of the most sought-after communities in the Panhandle. And the condo itself... Absolutely gorgeous. Every inch has been remodeled inside and out with high end coastal flare, and the beach views are beyond breathtaking. With parking directly outside your door, 2 private patios overlooking the peaceful courtyard and beach, and enough room to sleep up to 12 people comfortably, this rental beast is truly unlike the others. And with the next closest comp being priced over $150k more, blink and you will likely miss this truly one-of-a-kind investment opportunity! 4 Beds ⋅ 3 Baths ⋅ 797357 MLS Over $90k annually in ACTUAL rentals... Incredible ROI and CAP rates... Completely Remodeled... LOWEST PRICED 4-bedroom Condo you will find that offers everything an investor could dream of - and so much more! Sugar Beach is perfectly located right in the heart of the most desirable location on Thomas Drive. Everything a renter could ever want is right outside their door, and that is exactly why this absolutely gorgeous unit blows away the competition when it comes to rental income. The beach's best restaurants, the area's most iconic bars, the town's most recognizable attractions, and the world's most beautiful beaches... a better location simply doesn't exist! Being pet friendly for renters offers a distinct advantage over almost every other complex on the beach, and the truly unique greenspace offers a tranquil Coy and Turtle pond that simply can't be found this close to the sand anywhere else in town. And with the entire complex being newly updated, the milestone inspection being passed with flying colors, and the association actually LOWERING the HOA dues this year, it is easy to see why Sugar Beach is one of the most sought-after communities in the Panhandle. And the condo itself... Absolutely gorgeous. Every inch has been remodeled inside and out with high end coastal flare, and the beach views are beyond breathtaking. With parking directly outside your door, 2 private patios overlooking the peaceful courtyard and beach, and enough room to sleep up to 12 people comfortably, this rental beast is truly unlike the others. And with the next closest comp being priced over $150k more, blink and you will likely miss this truly one-of-a-kind investment opportunity! 8727 Thomas Drive Unit A7, Panama City
$640,000 Tudor charm, modern updates, and a backyard made for Florida living come together in this spacious 4-bedroom, 3-full-bath home in the heart of Panama City. Set on a .44-acre corner lot, this approximately 3,900-square-foot property offers room to spread out, abundant storage, and a versatile layout featuring two primary suites--ideal for extended households or hosting guests. Inside, a cozy fireplace anchors the gathering space, setting the scene for relaxed evenings and holiday celebrations. Granite countertops complement an upgraded lighting package with recessed can lights, under-counter accent lighting, and stylish new fixtures throughout. Neutral ceramic tile provides durability in the main living areas, while new wide-plank luxury vinyl flooring brings a fresh finish to the bedrooms. Major improvements add lasting value: a new roof, two new HVAC systems, new double-pane windows, new insulation, and all-new electrical receptacles and switches. The main primary suite offers a spacious retreat with an extra-large walk-in closet and sliding glass doors opening directly to the large patio and pool. Step outside with your morning coffee or enjoy an easy transition from a quiet evening indoors to your private backyard escape. Outdoor living takes center stage with an impressive 20' x 40' pool featuring a rare 9-foot depth, a brand-new liner, and a high-efficiency variable-speed pump. An outdoor shower adds convenience, while the expansive patio provides plenty of space for summer barbecues, entertaining, and enjoying Florida sunsets. A privacy fence encloses the entire yard, with gates offering added security and convenient access for moving equipment and recreational gear. A private well supplies water for the yard and pool, helping keep outdoor watering costs low. An extra-large shed with electricity adds even more flexibility, whether you need a workshop, space for hobbies, or storage for boat and beach gear. Conveniently located just minutes from medical facilities, restaurants, and prime shopping, this home also places you within a quick 10-15-minute drive of the beaches and entertainment districts. Enjoy space, thoughtful upgrades, and the Florida Panhandle lifestyle--all with a 1-year home warranty included for added peace of mind. Public Remarks: Welcome to this inviting and spacious 4-bedroom, 3-full bath home. It is situated on a .44 acre corner lot, offering the perfect floor plan for a growing or extended family. This approx. 3,900 sq. ft. Tudor style home feels fresh and modern. A cozy fireplace serves as a great focal point for gatherings and holiday festivities. The home is filled with high-end upgrades, including granite countertops and a lighting package with recessed can lighting, under-counter accents, and stylish new fixtures throughout. You'll find durable neutral ceramic tile in the main living areas and new wide-plank luxury vinyl flooring in the bedrooms. This home has an abundance of storage space! Take note of the many new features included with this property: New Roof, 2 New HVAC, New Double Pane Windows, New Insulation and all new receptacles and switches! The floor plan is unique because it features two primary suites among the four bedrooms. The main suite is a total retreat, boasting an extra-large walk-in closet and sliding glass doors that lead out to a large patio and pool. It's the perfect spot to wake up, grab a coffee, and head outside to your backyard oasis. The backyard is where you'll really spend your time. The massive 20' x 40' pool reaches a rare 9-foot depth and boasts a brand-new liner, high-efficiency variable pump and outdoor shower. The entire yard is enclosed by a privacy fence with gates for added security and functionality, making it easy to move gear in and out. In addition, there is a well on the property for outdoor watering of the yard and filling the pool with very little expense to the homeowner. Whether you're hosting a big summer BBQ or winding down to enjoy a Florida sunset, this patio was built for it. There is also a extra-large shed with electricity, a huge bonus for a hobbyist, workshop, or storing boat and beach gear. The location of this home and the neighborhood is ideal. You are situated right in the heart of Panama City, just minutes from the medical, restaurants, and prime shopping, while being a quick 10-15-minute drive to the beaches and entertainment districts. This isn't just a house; it's a place where you spread out and enjoy everything our Florida Panhandle lifestyle has to offer. Finally for your peace of mind this home includes a 1-Year home warranty 4 Beds ⋅ 3 Baths ⋅ 788536 MLS Tudor charm, modern updates, and a backyard made for Florida living come together in this spacious 4-bedroom, 3-full-bath home in the heart of Panama City. Set on a .44-acre corner lot, this approximately 3,900-square-foot property offers room to spread out, abundant storage, and a versatile layout featuring two primary suites--ideal for extended households or hosting guests. Inside, a cozy fireplace anchors the gathering space, setting the scene for relaxed evenings and holiday celebrations. Granite countertops complement an upgraded lighting package with recessed can lights, under-counter accent lighting, and stylish new fixtures throughout. Neutral ceramic tile provides durability in the main living areas, while new wide-plank luxury vinyl flooring brings a fresh finish to the bedrooms. Major improvements add lasting value: a new roof, two new HVAC systems, new double-pane windows, new insulation, and all-new electrical receptacles and switches. The main primary suite offers a spacious retreat with an extra-large walk-in closet and sliding glass doors opening directly to the large patio and pool. Step outside with your morning coffee or enjoy an easy transition from a quiet evening indoors to your private backyard escape. Outdoor living takes center stage with an impressive 20' x 40' pool featuring a rare 9-foot depth, a brand-new liner, and a high-efficiency variable-speed pump. An outdoor shower adds convenience, while the expansive patio provides plenty of space for summer barbecues, entertaining, and enjoying Florida sunsets. A privacy fence encloses the entire yard, with gates offering added security and convenient access for moving equipment and recreational gear. A private well supplies water for the yard and pool, helping keep outdoor watering costs low. An extra-large shed with electricity adds even more flexibility, whether you need a workshop, space for hobbies, or storage for boat and beach gear. Conveniently located just minutes from medical facilities, restaurants, and prime shopping, this home also places you within a quick 10-15-minute drive of the beaches and entertainment districts. Enjoy space, thoughtful upgrades, and the Florida Panhandle lifestyle--all with a 1-year home warranty included for added peace of mind. Public Remarks: Welcome to this inviting and spacious 4-bedroom, 3-full bath home. It is situated on a .44 acre corner lot, offering the perfect floor plan for a growing or extended family. This approx. 3,900 sq. ft. Tudor style home feels fresh and modern. A cozy fireplace serves as a great focal point for gatherings and holiday festivities. The home is filled with high-end upgrades, including granite countertops and a lighting package with recessed can lighting, under-counter accents, and stylish new fixtures throughout. You'll find durable neutral ceramic tile in the main living areas and new wide-plank luxury vinyl flooring in the bedrooms. This home has an abundance of storage space! Take note of the many new features included with this property: New Roof, 2 New HVAC, New Double Pane Windows, New Insulation and all new receptacles and switches! The floor plan is unique because it features two primary suites among the four bedrooms. The main suite is a total retreat, boasting an extra-large walk-in closet and sliding glass doors that lead out to a large patio and pool. It's the perfect spot to wake up, grab a coffee, and head outside to your backyard oasis. The backyard is where you'll really spend your time. The massive 20' x 40' pool reaches a rare 9-foot depth and boasts a brand-new liner, high-efficiency variable pump and outdoor shower. The entire yard is enclosed by a privacy fence with gates for added security and functionality, making it easy to move gear in and out. In addition, there is a well on the property for outdoor watering of the yard and filling the pool with very little expense to the homeowner. Whether you're hosting a big summer BBQ or winding down to enjoy a Florida sunset, this patio was built for it. There is also a extra-large shed with electricity, a huge bonus for a hobbyist, workshop, or storing boat and beach gear. The location of this home and the neighborhood is ideal. You are situated right in the heart of Panama City, just minutes from the medical, restaurants, and prime shopping, while being a quick 10-15-minute drive to the beaches and entertainment districts. This isn't just a house; it's a place where you spread out and enjoy everything our Florida Panhandle lifestyle has to offer. Finally for your peace of mind this home includes a 1-Year home warranty 308 Cascade Street, Panama City
$639,000 **WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat. Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**. Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own. 3 Beds ⋅ 3 Baths ⋅ 783055 MLS **WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat. Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**. Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own. 2222 W 29th Plaza, Panama City
$634,900 Welcome to Watercrest 702 -- a beautifully maintained 2-bedroom, 2-bath Gulf-front condo offering stunning views and effortless coastal living. Located on a desirable lower floor, this residence provides the perfect balance of convenience and breathtaking scenery, with the soothing sights and sounds of the Gulf just steps away. Inside, the condo features luxury vinyl plank flooring throughout, complemented by granite countertops and a stylish tile backsplash in the kitchen, creating a clean and modern coastal aesthetic. The spacious layout comfortably sleeps up to 8 guests, making it ideal as a private getaway or a future income-producing property. Notably, this unit has never been on the short-term rental market and has been lovingly cared for as a secondary home. The primary bedroom is perfectly positioned on the Gulf side, allowing you to wake up to sweeping water views and direct balcony access. The open living and dining areas flow seamlessly onto the balcony, offering the perfect spot to relax and take in the incredible beachfront scenery. Watercrest has undergone significant recent upgrades, enhancing both value and peace of mind. Improvements include new hurricane-impact windows and sliders, along with Spring 2026 renovations featuring fresh exterior paint, new balcony railings, and fully updated balconies. The pool area has also been revitalized, including a renovated pool, pool deck, and hot tub. Residents and guests enjoy an impressive array of amenities, including a heated beachfront pool, hot tub, kiddie pool, BBQ grills, fitness center, conference room, tennis courts, pickleball court, shuffleboard, and a lively poolside tiki bar. Additional conveniences include on-site vending machines, an ice machine, and an ATM. Across the street, overflow parking and storage are available for boats, jet skis, and trailers. Watercrest is ideally located near a wide variety of restaurants, entertainment options, and family-friendly activities. Everyday essentials are just minutes away with Walmart, Publix, and Winn-Dixie nearby. An added bonus -- the neighboring development, Hadley's Beach, will consist of single-family homes, ensuring no high-rise obstruction to your incredible views. With the HOA conveniently located onsite on the third floor, communication and management are easily accessible. Don't miss this opportunity to own a beautifully updated Gulf-front condo in one of the area's most desirable communities. 2 Beds ⋅ 2 Baths ⋅ 793441 MLS Welcome to Watercrest 702 -- a beautifully maintained 2-bedroom, 2-bath Gulf-front condo offering stunning views and effortless coastal living. Located on a desirable lower floor, this residence provides the perfect balance of convenience and breathtaking scenery, with the soothing sights and sounds of the Gulf just steps away. Inside, the condo features luxury vinyl plank flooring throughout, complemented by granite countertops and a stylish tile backsplash in the kitchen, creating a clean and modern coastal aesthetic. The spacious layout comfortably sleeps up to 8 guests, making it ideal as a private getaway or a future income-producing property. Notably, this unit has never been on the short-term rental market and has been lovingly cared for as a secondary home. The primary bedroom is perfectly positioned on the Gulf side, allowing you to wake up to sweeping water views and direct balcony access. The open living and dining areas flow seamlessly onto the balcony, offering the perfect spot to relax and take in the incredible beachfront scenery. Watercrest has undergone significant recent upgrades, enhancing both value and peace of mind. Improvements include new hurricane-impact windows and sliders, along with Spring 2026 renovations featuring fresh exterior paint, new balcony railings, and fully updated balconies. The pool area has also been revitalized, including a renovated pool, pool deck, and hot tub. Residents and guests enjoy an impressive array of amenities, including a heated beachfront pool, hot tub, kiddie pool, BBQ grills, fitness center, conference room, tennis courts, pickleball court, shuffleboard, and a lively poolside tiki bar. Additional conveniences include on-site vending machines, an ice machine, and an ATM. Across the street, overflow parking and storage are available for boats, jet skis, and trailers. Watercrest is ideally located near a wide variety of restaurants, entertainment options, and family-friendly activities. Everyday essentials are just minutes away with Walmart, Publix, and Winn-Dixie nearby. An added bonus -- the neighboring development, Hadley's Beach, will consist of single-family homes, ensuring no high-rise obstruction to your incredible views. With the HOA conveniently located onsite on the third floor, communication and management are easily accessible. Don't miss this opportunity to own a beautifully updated Gulf-front condo in one of the area's most desirable communities. 6201 Thomas Drive Unit 702, Panama City
$629,000 The ONLY ''S'' Floor Plan, (East Wing, West End stack) condo on the market. Experience one of the most sought-after layouts at Shores of Panama with this rare Gulf-front corner condo featuring the resort's most popular wrap-around floor plan. Positioned to capture breathtaking panoramic views from east to west, this stunning condo offers an expansive wrap-around balcony where you can enjoy sunrise views toward St. Andrews in the morning and unforgettable Gulf sunsets in the evening. These coveted end units rarely become available. This spacious 2-bedroom, 2.5-bath layout plus a separate bunk room lives like a true three-bedroom and comfortably sleeps eight. Two large master suites provide exceptional comfort and privacy, including a Gulf-front primary suite with direct balcony access. The dedicated bunk room adds additional sleeping space, making this an ideal configuration for families and maximizing rental occupancy. Offered fully furnished and rental-ready, the open-concept living area seamlessly connects to the balcony, allowing the Gulf to serve as your everyday backdrop. A dedicated parking space is included with the sale for added convenience. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important. 2 Beds ⋅ 3 Baths ⋅ 794019 MLS The ONLY ''S'' Floor Plan, (East Wing, West End stack) condo on the market. Experience one of the most sought-after layouts at Shores of Panama with this rare Gulf-front corner condo featuring the resort's most popular wrap-around floor plan. Positioned to capture breathtaking panoramic views from east to west, this stunning condo offers an expansive wrap-around balcony where you can enjoy sunrise views toward St. Andrews in the morning and unforgettable Gulf sunsets in the evening. These coveted end units rarely become available. This spacious 2-bedroom, 2.5-bath layout plus a separate bunk room lives like a true three-bedroom and comfortably sleeps eight. Two large master suites provide exceptional comfort and privacy, including a Gulf-front primary suite with direct balcony access. The dedicated bunk room adds additional sleeping space, making this an ideal configuration for families and maximizing rental occupancy. Offered fully furnished and rental-ready, the open-concept living area seamlessly connects to the balcony, allowing the Gulf to serve as your everyday backdrop. A dedicated parking space is included with the sale for added convenience. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important. 9900 S Thomas Drive Unit 2029, Panama City
$625,000 **MOTIVATED SELLER!!!** Bring your BOAT! Imagine being just two streets from the Gulf, two blocks from Treasure Island Marina! Welcome to 3710 Benbow Street -- a completely renovated Panama City Beach home thoughtfully redesigned from top to bottom for comfort, entertaining, and easy coastal living. This 3-bedroom, 3-bath home offers a flexible layout with two spacious primary suites, a generously sized third bedroom, and room to accommodate up to 12 guests with the right sleeping configuration -- ideal for family getaways, a second home, or buyers considering vacation-rental potential. At the heart of the home is a spacious open kitchen and living area made for gathering! An extra-large island with seating for up to 4, a 48'' custom metal kitchen sink, solid wood-soft close cabinets, level 2 quartz countertops, and a full suite of Frigidaire black chrome appliances (under warranty) create a beautiful space for everything from morning coffee to entertaining after a day at the beach. You'll also find: • Custom tile showers and spa-inspired bathroom finishes • Open-cell spray-foam insulation • Carrier 4-ton HVAC system • Extra-long driveway with room for multiple vehicles, an RV, boat, or boat trailer • Privacy-fenced backyard with covered patio and storage shed • Low-maintenance landscaping with no grass to mow And the location puts the coastal lifestyle right at your fingertips. Treasure Island Marina is just two blocks away, and the Gulf is only two streets away. Bring your boat, grab your beach gear, and enjoy Panama City Beach living. Call or text us to set up your private tour. All measurements and information are approximate and should be verified by the buyer if important. 3 Beds ⋅ 3 Baths ⋅ 795912 MLS **MOTIVATED SELLER!!!** Bring your BOAT! Imagine being just two streets from the Gulf, two blocks from Treasure Island Marina! Welcome to 3710 Benbow Street -- a completely renovated Panama City Beach home thoughtfully redesigned from top to bottom for comfort, entertaining, and easy coastal living. This 3-bedroom, 3-bath home offers a flexible layout with two spacious primary suites, a generously sized third bedroom, and room to accommodate up to 12 guests with the right sleeping configuration -- ideal for family getaways, a second home, or buyers considering vacation-rental potential. At the heart of the home is a spacious open kitchen and living area made for gathering! An extra-large island with seating for up to 4, a 48'' custom metal kitchen sink, solid wood-soft close cabinets, level 2 quartz countertops, and a full suite of Frigidaire black chrome appliances (under warranty) create a beautiful space for everything from morning coffee to entertaining after a day at the beach. You'll also find: • Custom tile showers and spa-inspired bathroom finishes • Open-cell spray-foam insulation • Carrier 4-ton HVAC system • Extra-long driveway with room for multiple vehicles, an RV, boat, or boat trailer • Privacy-fenced backyard with covered patio and storage shed • Low-maintenance landscaping with no grass to mow And the location puts the coastal lifestyle right at your fingertips. Treasure Island Marina is just two blocks away, and the Gulf is only two streets away. Bring your boat, grab your beach gear, and enjoy Panama City Beach living. Call or text us to set up your private tour. All measurements and information are approximate and should be verified by the buyer if important. 3710 Benbow Street, Panama City
$625,000 Prime commercial property located at the highly trafficked Highway 22 and 1,000 feet west of Tyndall Parkway (Highway 98). Zoned Commercial within the City limits of Callaway. Great visibility and easy access. 2.68 acres of land. Central location. Potential uses include, but are not limited to, warehouse, office, service retail, hotel, etc. 767835 MLS Prime commercial property located at the highly trafficked Highway 22 and 1,000 feet west of Tyndall Parkway (Highway 98). Zoned Commercial within the City limits of Callaway. Great visibility and easy access. 2.68 acres of land. Central location. Potential uses include, but are not limited to, warehouse, office, service retail, hotel, etc. 5412 E Hwy 22, Panama City
$624,900 Welcome to King's Landing, an exclusive waterfront community featuring 39 homesites nestled in the desirable King's Point area of Lynn Haven. The Riverside is a stunning new construction floorplan offering a spacious two-story layout designed for modern family living. The Riverside features 5 bedrooms, 3 baths and a 2 car garage. There's still time to customize this beautiful home by making your selections at our new Design Studio! Residents of King's Landing will be able to enjoy the waterfront pool and cabana that is scheduled to be completed in early Spring 2027. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Come experience the quality craftmanship and attention to detail that Traton Homes has delivered for over 55 years! 5 Beds ⋅ 3 Baths ⋅ 796170 MLS Welcome to King's Landing, an exclusive waterfront community featuring 39 homesites nestled in the desirable King's Point area of Lynn Haven. The Riverside is a stunning new construction floorplan offering a spacious two-story layout designed for modern family living. The Riverside features 5 bedrooms, 3 baths and a 2 car garage. There's still time to customize this beautiful home by making your selections at our new Design Studio! Residents of King's Landing will be able to enjoy the waterfront pool and cabana that is scheduled to be completed in early Spring 2027. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Come experience the quality craftmanship and attention to detail that Traton Homes has delivered for over 55 years! 2912 W 27th Street, Panama City
$620,000 Step onto your future home sight in the most centrally located area in Bay Count; Kings Point! This rare opportunity provides you with almost half an acre to build your waterfront oasis and look at the most incredible sunset views from your back yard! With direct gulf access, you are just minutes from Shell island and the Pass Via boat! 797293 MLS Step onto your future home sight in the most centrally located area in Bay Count; Kings Point! This rare opportunity provides you with almost half an acre to build your waterfront oasis and look at the most incredible sunset views from your back yard! With direct gulf access, you are just minutes from Shell island and the Pass Via boat! 3030 W 27th Court, Panama City
$620,000 DEEP WATER PARADISE!!! Welcome to the ULTIMATE coastal retreat where breathtaking views and endless water access come together in one unforgettable property! Nestled at the end of a quiet dead end street, this private oasis offers peace, serenity, and direct access to some of the worlds most sought after waterways. Live here go ANYWHERE! Boating enthusiasts will fall in love with the deep water access( 8-10 feet apx) and two equipped docks including a boat lift ready for your large boat. With ample space for jet skis and and additional water craft, plus a davit system perfect for lifting a skiff. The dock is designed to accommodate vessels up to 48 feet, making it ideal for serious boaters. The main residence features a spacious 3 bedroom, 2 bath layout with a dedicated office, while a separate guest house provides the perfect potential setup for entertaining or private guest quarters. Expansive porches and multiple decks invite you to relax, unwind, and soak in the stunning surroundings. Enjoy arguably the most spectacular views in town. From your own backyard explore Callaway Bayou, East Bay the Intracoastal Waterway, and the Gulf of America. From your boat dock the St. Andrews Pass is approximately 6 miles or a 20 minute boat ride. This is more than a home it is taking full advantage of living on the coast with a lifestyle where everyday is a vacation. Request your private tour today. ///// ALL MEASUREMENTS AND DEPTHS ARE APPROXIMATE AND SHOULD BE VERIFIED BY PERSONS OF INTEREST. 4 Beds ⋅ 3 Baths ⋅ 789098 MLS DEEP WATER PARADISE!!! Welcome to the ULTIMATE coastal retreat where breathtaking views and endless water access come together in one unforgettable property! Nestled at the end of a quiet dead end street, this private oasis offers peace, serenity, and direct access to some of the worlds most sought after waterways. Live here go ANYWHERE! Boating enthusiasts will fall in love with the deep water access( 8-10 feet apx) and two equipped docks including a boat lift ready for your large boat. With ample space for jet skis and and additional water craft, plus a davit system perfect for lifting a skiff. The dock is designed to accommodate vessels up to 48 feet, making it ideal for serious boaters. The main residence features a spacious 3 bedroom, 2 bath layout with a dedicated office, while a separate guest house provides the perfect potential setup for entertaining or private guest quarters. Expansive porches and multiple decks invite you to relax, unwind, and soak in the stunning surroundings. Enjoy arguably the most spectacular views in town. From your own backyard explore Callaway Bayou, East Bay the Intracoastal Waterway, and the Gulf of America. From your boat dock the St. Andrews Pass is approximately 6 miles or a 20 minute boat ride. This is more than a home it is taking full advantage of living on the coast with a lifestyle where everyday is a vacation. Request your private tour today. ///// ALL MEASUREMENTS AND DEPTHS ARE APPROXIMATE AND SHOULD BE VERIFIED BY PERSONS OF INTEREST. 7111 Winona Street, Panama City
$620,000 Property offers a recently renovated +/-4,004-square-foot building, redesigned in 2023 to meet modern standards. Positioned along high-visibility Highway 22 and just minutes from Tyndall Air Force Base and central Panama City, this commercial property offers a rare combination of modern upgrades, flexible design, and strategic location, delivering a turnkey environment suitable for a wide range of professional uses. Featuring a highly adaptable floor plan, the space includes multiple oversized rooms ideal for medical or therapy services, collaborative training environments, or open workspaces. Seven versatile rooms can be configured as private offices, exam rooms, or meeting spaces, complemented by dedicated reception and administrative areas that support efficient workflow. The property also includes five restrooms, a kitchen/break area, and additional support spaces to accommodate staff and client needs. Outside, a secure fenced yard provides valuable storage or equipment space, while ample off-street parking ensures easy access for employees, clients, and visitors. Whether for medical, physical therapy, professional office, or training facility use, this modernized building offers exceptional flexibility and long-term value in a growing market. 782723 MLS Property offers a recently renovated +/-4,004-square-foot building, redesigned in 2023 to meet modern standards. Positioned along high-visibility Highway 22 and just minutes from Tyndall Air Force Base and central Panama City, this commercial property offers a rare combination of modern upgrades, flexible design, and strategic location, delivering a turnkey environment suitable for a wide range of professional uses. Featuring a highly adaptable floor plan, the space includes multiple oversized rooms ideal for medical or therapy services, collaborative training environments, or open workspaces. Seven versatile rooms can be configured as private offices, exam rooms, or meeting spaces, complemented by dedicated reception and administrative areas that support efficient workflow. The property also includes five restrooms, a kitchen/break area, and additional support spaces to accommodate staff and client needs. Outside, a secure fenced yard provides valuable storage or equipment space, while ample off-street parking ensures easy access for employees, clients, and visitors. Whether for medical, physical therapy, professional office, or training facility use, this modernized building offers exceptional flexibility and long-term value in a growing market. 5311 E Highway 22, Panama City