Bay County Homes under $300,000

Bay County Homes under $300,000

Welcome to Bay County, Florida, a hidden gem nestled along the stunning Gulf Coast. Known for its breathtaking beaches, vibrant communities, and rich cultural heritage, Bay County offers an idyllic setting for those seeking the perfect place to call home. With its warm climate and abundant outdoor activities, residents enjoy a lifestyle filled with sunshine, water sports, and nature exploration.

One of the most appealing aspects of Bay County is its diverse real estate market, particularly for homebuyers on a budget. If you’re looking for homes under $300,000, you’ll be delighted to discover a variety of options that cater to different tastes and needs. From charming single-family homes in family-friendly neighborhoods to cozy condos just a stone's throw from the beach, there’s something for everyone here.

Imagine waking up in a lovely home surrounded by lush greenery, with the soothing sound of waves in the distance. Many properties in this price range offer modern amenities, spacious layouts, and easy access to local attractions. You’ll find that living in Bay County not only provides affordability but also a strong sense of community, as friendly neighbors and engaging local events make it easy to feel right at home.

Whether you’re a first-time buyer, looking to downsize, or seeking a vacation retreat, Bay County is a wonderful place to invest in your future. With its charming homes and welcoming atmosphere, you’ll quickly understand why so many are choosing to make this coastal paradise their home. Explore the possibilities and find your dream home in Bay County today!

Newest Bay County Homes under $300,000

124 Cheri Lane, Panama City
$95,000
2 Beds ⋅ 2 Baths ⋅ 796427 MLS
This 2-bedroom, 1.5-bath townhome offers an excellent opportunity for homeowners and investors alike. The two-story layout features a spacious living area with tile flooring, a functional kitchen, convenient laundry room, and bedrooms with wood-look flooring. The property also features a metal roof and a covered front entry. Conveniently located in Parker, with easy access to shopping, dining, schools, and Tyndall Air Force Base. This townhome is in need of some TLC and cosmetic improvements, offering buyers the opportunity to make updates to suit their personal style. Whether you're looking for a primary residence or investment property, this townhome offers plenty of potential. Property is being sold as-is.

124 Cheri Lane, Panama City
335 Gardenia Street, Panama City Beach
$249,000
3 Beds ⋅ 2 Baths ⋅ 796420 MLS
LIVE walking distance to the beach. 3 bedroom 1 1/2 bath 1176 sq ft beach house, Several restaurants, ice cream shops, local businesses, and the county pier are all within walking distance, adding even more appeal to this prime beachside property. house does need some work

335 Gardenia Street, Panama City Beach
1025 W 19th Street Unit 14D, Panama City
$220,000
3 Beds ⋅ 2 Baths ⋅ 796415 MLS
Welcome to Dellwood Estates in Panama City, Florida. One of the largest units available! Also in the most spacious location! This charming unit offers a comfortable and convenient place to call home in a well-established community. No yard maintenance required except your very own garden space that is fenced off for privacy and enjoyment. Community Pool and Tennis Courts on site! Whether you're looking for a primary residence, a low-maintenance getaway, or an investment opportunity, this property is worth a look. Spacious green spaces all around. 3 Parking Spaces available at the front sidewalk of the home with more visitor parking spaces available. Inside, you'll find a functional layout with comfortable living spaces, a well-appointed kitchen, and bedrooms designed for everyday living and relaxation. The home offers the convenience of easy living without the upkeep of a traditional single-family property. Located in Panama City, you'll be close to shopping, restaurants, schools, medical facilities, and everything the area has to offer. Enjoy easy access to Panama City Beach, beautiful Gulf waters, and the many outdoor activities that make Bay County such a desirable place to live. Come see what makes this Dellwood Estates unit a great opportunity in the Panama City market! HOA covers yard maintenance 2x per week, WiFi, community maintenance, community dump area (not household garbage), long term storage area available for trailers, RV or boat storage & pool upkeep. Home is completely handicap accessible.

1025 W 19th Street Unit 14D, Panama City
3910 E 9th Street, Panama City
$245,000
3 Beds ⋅ 2 Baths ⋅ 796393 MLS
Property is being sold As Is. 3 bedroom 2 bath room home locate in Southeast Panama City close to Hwy 98. Buyer to verify all pertinent information including square footage and lot dimensions.

3910 E 9th Street, Panama City
4725 Bay Point Road Unit 168, Panama City Beach
$199,000
1 Beds ⋅ 1 Baths ⋅ 796367 MLS
Fully renovated and move-in ready, this ground-floor 1-bedroom, 1-bath condo in Bay Point's Legends Villas offers peaceful pond and golf course views. A wall of windows fills the living area with natural light and overlooks the pond toward the Nicklaus-designed golf course. The extensive renovation includes new stainless steel appliances, wood-look plank flooring, cabinetry, countertops, fixtures, and finishes. The kitchen features white shaker cabinets, granite countertops, a subway tile backsplash, and a center island. Recessed lighting adds to the fresh, updated interior. The renovated bathroom features a granite-topped vanity and a tiled walk-in shower with glass doors. Convenient ground-floor access and a turnkey interior make this an appealing full-time residence or personal coastal getaway. Bay Point offers gated entry, 24-hour security, landscaped common areas, and neighborhood green spaces. Within the larger community, you'll find Bay Point Golf Club, the full-service Point South Marina on Grand Lagoon, tennis facilities, restaurants, and spa services. Golf, tennis, marina, and spa use may require separate fees or memberships. Nearby beaches, shopping, and dining complete the Panama City Beach lifestyle.

4725 Bay Point Road Unit 168, Panama City Beach
406 Raven Lane, Panama City
$260,000
3 Beds ⋅ 3 Baths ⋅ 796345 MLS
Welcome to 406 Raven Lane, a newer construction 3-bedroom, 2.5-bathroom home in Panama City, Bay County, Florida. Tall ceilings and an open-concept layout make the living, dining, and kitchen areas feel bright and spacious, and durable LVP flooring runs throughout the living spaces. The kitchen features all stainless steel appliances and flows right into the main living area, making it easy to cook, entertain, and stay connected. Outside, the yard is spacious enough for dogs or play but small enough that mowing and upkeep stay easy. The metal roof adds long-term durability. An attached 1-car garage adds space for parking and storage. Conveniently located near shopping, dining, Tyndall Air Force Base, and Panama City beaches, this newer construction home is competitively priced. Schedule your private showing today!

406 Raven Lane, Panama City
8700 Front Beach Road Unit 7313, Panama City Beach
$200,000
1 Beds ⋅ 2 Baths ⋅ 796313 MLS
Island Reserve, a premier gated community just minutes from the beautiful beaches of Panama City Beach. Island Reserve offers a true resort lifestyle with a spectacular 1-acre lagoon pool featuring waterfalls, lap area, zero-entry access, hot tub, and outdoor showers. This 3rd floor 1 bedroom, 1.5 bath condo is 1588 sq ft of thoughtfully designed living space with resort-style living in one of the area's most sought-after communities. Residence features 10-foot ceilings with crown molding, double-pane windows, and a bright open layout perfect for everyday living or entertaining. The kitchen is beautifully appointed with granite countertops and stainless steel appliances. The primary bathroom offers a spa-like soaking tub, walk-in shower, double vanity, 2 large walk-in closets. This home has a Culligan water filtration system in place and closets galore throughout the entire condo! Located just down the hall from the parking garage, accessing the unit with that load of groceries is easier than ever. Go straight to the 3rd floor of the parking garage. Residents also enjoy a beautifully appointed clubhouse with a fitness center, indoor basketball and pickleball courts for year-round play, theater room with a 100-inch screen, game room. The community is pet-friendly. Just minutes from the Gulf, shopping, dining, golf, this beautifully maintained condo delivers the perfect blend of luxury, location, and low-maintenance living. No short-term rentals permitted. Island Reserve offers a peaceful residential environment while still being close to everything Panama City Beach has to offer.

8700 Front Beach Road Unit 7313, Panama City Beach
6437 Oakshore Drive, Panama City
$225,000
2 Beds ⋅ 3 Baths ⋅ 796311 MLS
Coastal living just minutes from Tyndall Air Force Base. This 2-bedroom, 2.5-bath townhome in Oak Shore Villas offers community beach access on East Bay and a public waterfront park with a boat ramp nearby. The main level features an open floor plan, half bath, attached garage, and private patio. Upstairs, you'll find 2 bedrooms and 2 full bathrooms. The spacious primary bedroom features 3 closets and a private balcony, while Bedroom 2 offers 2 closets and a full bath. The water heater was manufactured in 2020. With generous storage, a well-designed layout, and coastal amenities close by, this townhome is ready for its next owner. Schedule your showing today!

6437 Oakshore Drive, Panama City
3600 Thomas Drive Unit D207, Panama City Beach
$210,000
1 Beds ⋅ 1 Baths ⋅ 796309 MLS
AFFORDABLE BEACH GETAWAY WITH BOATING ACCESS & SHORT-TERM RENTAL POTENTIAL! Welcome to Treasure Cove, where coastal living, convenience, and affordability come together. This charming 2nd floor, 1-bedroom, 1-bath condo offers the perfect opportunity for a beach getaway, second home, or short term rental investment. The unit has never been used as a short term rental, giving the next owner a fresh opportunity to make it their own. Located directly on the lagoon, Treasure Cove offers a pool and boat dock available for owners to enjoy, with Gulf access right from the property. Spend the day boating, fishing, or cruising to Shell Island, just approximately 5 minutes away by boat. Offshore fishing charters, jet ski and pontoon rentals, and the famous Sea Screamer cruise are conveniently located next door. One of the best features of this location is the balance--it's tucked away from the heavier traffic and noise while still being close to all the action. Beach Access #2 is within walking distance, giving you easy access to the beautiful white sand beaches of the Gulf. Whether you're looking for an affordable place at the beach, a second home that can potentially help pay for itself, or an investment opportunity in a highly desirable location, this Treasure Cove condo checks all the boxes!

3600 Thomas Drive Unit D207, Panama City Beach
1215 Babby Lane, Panama City
$289,000
3 Beds ⋅ 2 Baths ⋅ 796299 MLS
Great location just minutes from Tyndall Air Force Base! This well-maintained 3-bedroom, 2-bath home sits in a quiet, established neighborhood and features a bright bonus family room with flexible space for entertaining, a home office, gym, or playroom. The roof and HVAC were replaced in 2019. Conveniently located near parks, boat ramps, shopping, schools, beaches, and all that Bay County has to offer. A great opportunity for a primary residence, retirement home, or investment property.

1215 Babby Lane, Panama City
7331 John Levitow Lane, Panama City
$254,900
4 Beds ⋅ 2 Baths ⋅ 796294 MLS
Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by the front door are the 3 guest bedrooms, a full bathroom, and down the hallway is the laundry room and storage area leading into the kitchen and living room. Each bedroom boasts plenty of space and sizeable closets for organization with soft carpet flooring. The kitchen is equipped with beautiful granite countertops, stainless steel appliances, and beautiful white cabinetry. The pantry is located next to the laundry room across from the linen and coat closets. Natural light illuminates this main area for your family and friends to enjoy. The back yard features a back patio located by the primary bedroom and the dining area. The spacious primary bedroom features its own bathroom complete with granite countertops, a large walk-in closet, and a relaxing shower. Both bathrooms feature beautiful granite countertops and white cabinetry. In addition to all the features and amenities our Sutton plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

7331 John Levitow Lane, Panama City
7324 John Levitow Lane, Panama City
$264,900
4 Beds ⋅ 2 Baths ⋅ 796290 MLS
Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Upon entering the front door, you will immediately notice the 9' raised ceilings met with an inviting foyer and hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access to the single-car garage, storage, and your laundry room. Just beyond the garage is your fourth bedroom that could also serve as an office. Each bedroom offers plenty of space and sizeable closets for organization. As you continue to the end of the hall, you will find the remarkable open layout of the dining and living area meeting a beautiful kitchen. The kitchen includes granite countertops, stainless steel appliances, beautiful white cabinetry, and a peninsula perfect for serving guests and for additional seating. With natural light and nearby back door and patio access, the living and dining area are integrated perfectly to complete this space for you and your guests to enjoy. This plan offers easy maintenance in the main living area and all bathrooms with our engineered vinyl plank flooring. The primary bedroom is tucked away off the living area. The elegant sunlight beaming in, this suite offers a serene retreat with close access to the patio from the living area. The primary bathroom features granite countertops and a large walk-in closet. In addition to all the features and amenities our Bowen Plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

7324 John Levitow Lane, Panama City
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