Bay County Homes under $750,000

Bay County Homes under $750,000

Welcome to Bay County, Florida—a vibrant coastal gem that beautifully blends natural beauty with a thriving community spirit. Nestled along the stunning Gulf of Mexico, Bay County is renowned for its picturesque beaches, lush parks, and a warm climate that invites outdoor enthusiasts year-round. Whether you’re drawn to the soft sands of Panama City Beach or the serene waters of St. Andrews State Park, Bay County offers a lifestyle that celebrates both relaxation and recreation.

For those seeking to make Bay County their home, you'll be delighted to discover a variety of charming properties available for under $750,000. This diverse market caters to a range of lifestyles, from cozy beachside bungalows perfect for weekend getaways to spacious family homes nestled in friendly neighborhoods. Imagine waking up to the sound of waves and the scent of salt in the air, all while enjoying the affordability that Bay County offers.

The local real estate landscape is thriving, with homes designed to suit every taste and need. Many properties boast modern amenities, open floor plans, and outdoor spaces ideal for entertaining. Plus, with a strong sense of community and excellent schools, Bay County is not just a place to live; it’s a place to thrive.

Explore the possibilities of owning a piece of paradise in Bay County today. With homes under $750,000, your dream of coastal living is within reach. Embrace the Bay County lifestyle—where stunning scenery meets a welcoming community!

Newest Bay County Homes under $750,000

7208 Ranier Street, Panama City
$328,000
3 Beds ⋅ 2 Baths ⋅ 796437 MLS
**VA ASSUMABLE LOAN WITH AN ATTRACTIVE 3.1% INTEREST RATE!** Welcome to 7208 Ranier Street, a beautiful home situated on a spacious half-acre lot with NO HOA! The fully fenced backyard offers plenty of room for boat or RV parking, outdoor activities, and even backyard chickens, subject to applicable local regulations. Step inside and immediately appreciate the soaring cathedral ceilings and abundance of natural light that fills the main living areas. The impressive ceiling height creates an open, airy atmosphere, making the home feel even more spacious and inviting. Luxury vinyl plank flooring flows throughout the main living areas and bathrooms, while two downstairs bedrooms feature comfortable carpeting. Upstairs, you'll find a private primary suite thoughtfully tucked away from the rest of the home. This retreat features a custom barn door, a bathroom with beautiful subway tile accents, and a generous walk-in closet. With its unique architectural features, spacious lot, and freedom of no HOA, this property offers a wonderful combination of comfort, character, and flexibility. **Don't miss the opportunity to explore the potential savings of an assumable VA loan with a 3.1% interest rate!** Schedule your private showing today!

7208 Ranier Street, Panama City
1010 E 8th Street, Lynn Haven
$350,000
3 Beds ⋅ 2 Baths ⋅ 796436 MLS
Welcome to 1010 E 8th Street, nestled in the heart of Lynn Haven! This charming 3-bedroom, 2-bathroom home offers a comfortable and inviting atmosphere, making it a wonderful place to call home. Whether you're enjoying a quiet evening or hosting friends and family, this property provides a great setting for everyday living. One of the highlights of the home is the screened-in patio, offering a relaxing outdoor space where you can enjoy your morning coffee, unwind after a long day, or entertain guests while enjoying the Florida breeze. Conveniently located in the desirable Lynn Haven community, this home puts you just minutes from local parks, schools, shopping, restaurants, and everyday conveniences. With easy access to Panama City and a short drive to the beautiful white-sand beaches of the Emerald Coast, you'll enjoy the perfect balance of neighborhood charm and coastal living. Whether you're a first-time homebuyer, looking to settle into a new home, or searching for an investment opportunity, 1010 E 8th Street is ready for its next chapter. Schedule your private showing today and discover all this property has to offer!

1010 E 8th Street, Lynn Haven
412 Arizona Drive, Mexico Beach
$475,000
3 Beds ⋅ 2 Baths ⋅ 796429 MLS
Welcome to 412 Arizona Dr, a 3BR/2BA octagonal home sitting on a quarter-acre lot in Mexico Beach, just an eight-minute walk from the white sand, in FLOOD ZONE X, where no flood insurance is required. Built in 2006 on a slab foundation with vinyl siding and a shingle roof, the home was remodeled after Hurricane Michael, with a new roof, a new HVAC unit in 2022, impact windows throughout, copper plumbing water lines, and fresh paint inside and out in 2023, so the big-ticket items and the insurance concerns are already handled. Entering the home, you will notice the custom hardwood, solid wood doors, and recessed lighting that carry through the entire house, along with the octagonal design that opens the living space up in a way a standard home cannot. The living room stretches a full 31 feet with a gas fireplace anchoring the room, and the dining room sits just off of it behind a set of French doors. The home offers the option of two master bedrooms, both with walk-in closets, giving you flexibility for guests, a home office, or a rental setup, and a separate laundry room with large closets keeps the storage problem solved. Upstairs is a 300-square-foot loft, perfect for a bunk area, a playroom, or a quiet place to work. Outside, the finished 624sqft two car garage and the 20x40 driveway handle six vehicles, with additional open parking for a golf cart, and the 200-square-foot screened back patio overlooks a fenced yard landscaped with palms. There is no HOA, and short-term rentals are allowed. Call today for a showing!

412 Arizona Drive, Mexico Beach
151 Coyote Pass Unit 9, Panama City Beach
$199,000
2 Beds ⋅ 2 Baths ⋅ 796428 MLS
Located very close to the sugary white sands of the Gulf, fabulous restaurants, great shopping, and the new Duplin Winery, this turn-key Hombre Villa offers prime coastal living. Inside, the open-concept living area features low-maintenance LVP flooring, has room for a six-person dining set, full glass sliders that open directly onto a private balcony with serene views of the surrounding green space. The bright, functional kitchen is equipped with crisp white appliances, light cabinetry, a double sink, and a raised breakfast bar overlooking the main living space, with an adjacent laundry nook providing a full-size washer and dryer. The spacious primary suite boasts LVP flooring, a ceiling fan, a large armoire, direct balcony access, a walk-in closet with built-in shelving, and an en-suite vanity area. A second bedroom with durable LVP flooring and a secondary full bath with safety grab bars complete the unit. Residents also enjoy access to a community circular pool surrounded by lush palm trees and green lawn space.

151 Coyote Pass Unit 9, Panama City Beach
124 Cheri Lane, Panama City
$95,000
2 Beds ⋅ 2 Baths ⋅ 796427 MLS
This 2-bedroom, 1.5-bath townhome offers an excellent opportunity for homeowners and investors alike. The two-story layout features a spacious living area with tile flooring, a functional kitchen, convenient laundry room, and bedrooms with wood-look flooring. The property also features a metal roof and a covered front entry. Conveniently located in Parker, with easy access to shopping, dining, schools, and Tyndall Air Force Base. This townhome is in need of some TLC and cosmetic improvements, offering buyers the opportunity to make updates to suit their personal style. Whether you're looking for a primary residence or investment property, this townhome offers plenty of potential. Property is being sold as-is.

124 Cheri Lane, Panama City
17878 Front Beach Road Unit F1, Panama City Beach
$599,000
3 Beds ⋅ 3 Baths ⋅ 796423 MLS
Beach living or fantastic investment opportunity at 17878 Front Beach Road, Unit F1, in beautiful Panama City Beach! This spacious 3-bedroom, 3-bath townhome offers approximately 1,944 square feet and a unique three-level layout designed for comfortable coastal living, easy access to the Gulf, and community pool. Located in The Palms, this property is just across from the Gulf and offers easy access to the sugar-white beaches that make Panama City Beach one of Florida's most sought-after destinations. The versatile floor plan provides plenty of room for family and guests, making it an ideal beach getaway, second home, or investment property. Enjoy the convenience of being close to Pier Park, restaurants, shopping, entertainment, and all the outdoor adventures the Emerald Coast has to offer. Whether you're looking for your own piece of paradise or an opportunity to own a property in one of PCB's most desirable areas, Unit F1 is ready to make beach life a little​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ sweeter.

17878 Front Beach Road Unit F1, Panama City Beach
10901 Front Beach Road Unit 1909, Panama City Beach
$339,000
1 Baths ⋅ 796421 MLS
Experience the ultimate Gulf-front lifestyle at Majestic Beach Resort in this beautifully updated studio condo. Updated in June 2025, this inviting residence features a beautifully refreshed kitchenette with new cabinetry, countertops, and GE appliances. A new bathroom vanity has also been installed. New luxury vinyl plank flooring flows throughout the condo, complemented by fresh interior paint for a clean, modern feel. Step outside and take in the beauty of the emerald waters and sugar-white sands of Panama City Beach. The efficient studio layout makes this condo an ideal beach getaway or investment property. Enjoy the impressive amenities of Majestic Beach Resort, including direct Gulf-front beach access, multiple outdoor and heated indoor pools, hot tubs, fitness center, tennis and pickleball courts, game room, movie theater, seasonal poolside bar and grill, on-site market and deli, covered parking, and 24-hour security. Beyond the resort, Pier Park, with its outstanding selection of dining, shopping, and entertainment, is situated less than 5 miles west. Northwest Florida Beaches International Airport is approximately 18 miles away. Recently opened attractions, including Topgolf and Dolly Parton's Pirates Voyage Dinner & Show, add even more entertainment options to the surrounding area. Whether you're seeking an investment property or your own slice of paradise, this beautifully updated studio offers an exceptional opportunity to experience the best of Panama City Beach. Schedule your showing today!

10901 Front Beach Road Unit 1909, Panama City Beach
9421 Escape Avenue, Panama City Beach
$689,900
3 Beds ⋅ 3 Baths ⋅ 796419 MLS
WATERFRONT. PRESERVE VIEWS. OVER $140K IN UPGRADES. This Phase 7 Breeze Bay is one of the most upgraded homes in Latitude Margaritaville Watersound. It sits on a stunning pond with protected preserve beyond, and the oversized homesite gives you extra yard on both sides. With no sidewalk or fire hydrant out front, you also get bonus driveway space for guests and your golf cart. The builder options alone are impressive: 3 bedrooms and 3 baths with the Bedroom 3 suite, a gourmet kitchen with 42'' white cabinets, soft-close dovetail drawers, polished quartz counters, a full-height tile backsplash, and a gas cooktop with double wall ovens. Throughout the home you'll find 8' interior doors, LED recessed lighting, an impact glass front door, a paver driveway and entry, and a paver lanai. The primary bath has a seamless shower enclosure, tile to the ceiling, and a pebble shower floor. The seller then invested approximately $85,000 more. Wood ceilings and accent walls in the dining room, great room, and primary suite set this home apart. Cove crown molding runs throughout, with upgraded doors, cased openings, and custom paint. Every light fixture and ceiling fan has been upgraded, along with fixtures, faucets, cabinet hardware, towel bars, and mirrors in the kitchen and all baths. You'll also find a wine cooler, foyer sconces, dimmers, phone-charging ports, plantation shutters throughout, and electric shades at the entry door and sliders. The custom laundry has cabinetry, quartz counters, and a stainless sink. The showpiece is the screened lanai with wainscoting and an Andersen storm door, perfect for morning coffee over the water and preserve. The garage has an epoxy floor, a pegboard wall system, and a WiFi-enabled belt-drive opener with battery backup. Seller has a quote for carpet replacement at approximately $5,500, so you can choose your own look. Golf cart and furniture are available separately. Come see why this one is special! Latitude Margaritaville Watersound residents enjoy an amenity-rich lifestyle centered around Latitude Town Square, including the Paradise Pool, Fins Up! Fitness Center, indoor lap pool and spa, pickleball and tennis courts, bocce, walking trails, kayak access, live entertainment, dining, the Last Mango Theater, and Workin' N' Playin' Center. The adjacent Watersound West Bay Center is under development and is planned to add a convenient mix of retail, dining, office, and medical services, with Publix confirmed as an anchor tenant. This is more than a beautifully finished home--it is an opportunity to enjoy privacy, outdoor living, and the carefree Latitude lifestyle in one exceptional setting.

9421 Escape Avenue, Panama City Beach
335 Gardenia Street, Panama City Beach
$249,000
3 Beds ⋅ 2 Baths ⋅ 796420 MLS
LIVE walking distance to the beach. 3 bedroom 1 1/2 bath 1176 sq ft beach house, Several restaurants, ice cream shops, local businesses, and the county pier are all within walking distance, adding even more appeal to this prime beachside property. house does need some work

335 Gardenia Street, Panama City Beach
1025 W 19th Street Unit 14D, Panama City
$220,000
3 Beds ⋅ 2 Baths ⋅ 796415 MLS
Welcome to Dellwood Estates in Panama City, Florida. One of the largest units available! Also in the most spacious location! This charming unit offers a comfortable and convenient place to call home in a well-established community. No yard maintenance required except your very own garden space that is fenced off for privacy and enjoyment. Community Pool and Tennis Courts on site! Whether you're looking for a primary residence, a low-maintenance getaway, or an investment opportunity, this property is worth a look. Spacious green spaces all around. 3 Parking Spaces available at the front sidewalk of the home with more visitor parking spaces available. Inside, you'll find a functional layout with comfortable living spaces, a well-appointed kitchen, and bedrooms designed for everyday living and relaxation. The home offers the convenience of easy living without the upkeep of a traditional single-family property. Located in Panama City, you'll be close to shopping, restaurants, schools, medical facilities, and everything the area has to offer. Enjoy easy access to Panama City Beach, beautiful Gulf waters, and the many outdoor activities that make Bay County such a desirable place to live. Come see what makes this Dellwood Estates unit a great opportunity in the Panama City market! HOA covers yard maintenance 2x per week, WiFi, community maintenance, community dump area (not household garbage), long term storage area available for trailers, RV or boat storage & pool upkeep. Home is completely handicap accessible.

1025 W 19th Street Unit 14D, Panama City
4055 Brook Stone Drive, Panama City
$330,000
3 Beds ⋅ 2 Baths ⋅ 796401 MLS
Welcome to 4055 Brook Stone Dr - a home that just feels good from the moment you walk through the door. Tucked away in the inviting Plantation Park neighborhood, this 3-bedroom, 2-bath home offers approximately 1,490 square feet of comfortable, easy living with a layout that feels warm, welcoming and ready for your next chapter. Step inside and imagine everyday life here - slow mornings with coffee in the kitchen, dinner around the table, movie nights curled up on the couch and weekends spent simply enjoying home. The kitchen features beautiful granite countertops and flows naturally into the living spaces, creating a comfortable setting for both quiet evenings and time spent with the people you love. The primary bedroom offers a relaxing place to unwind at the end of the day, while two additional bedrooms provide plenty of flexibility for family, guests, a home office or hobbies. With two full baths, a garage and a thoughtfully designed floor plan, this home offers the space you need without feeling like more house than you want to maintain. Outside, there's room to enjoy the Florida sunshine, fire up the grill or simply relax on the screened patio at the end of the day. And when you do venture out, you're conveniently located near shopping, dining, schools, boat ramps and the everyday conveniences of Panama City and Lynn Haven. Whether you're searching for your first home, your next home or a place to simplify and settle in, 4055 Brook Stone Dr has that special quality that's hard to describe but easy to recognize - you can picture yourself living here. Come inside, get comfortable and stay awhile. This just might be the one that feels like home.

4055 Brook Stone Drive, Panama City
10515 Front Beach Road Unit 3-1303, Panama City Beach
$650,000
2 Beds ⋅ 2 Baths ⋅ 796397 MLS
WELCOME TO LONG BEACH RESORT -- PANAMA CITY BEACH, FLORIDA! Welcome to your beachfront dream on the 13th floor of Tower 3 at Long Beach Resort! Unit 3-1303 offers beautifully updated and renovated interiors, incredible Gulf views, and direct balcony access from multiple rooms--putting the sugar-white sands and emerald waters of Panama City Beach right outside your door. Step inside to an inviting open-concept family room and dining area featuring luxury vinyl flooring, expansive sliding glass doors, and breathtaking beachfront views. A charming shiplap accent wall adds just the right touch of coastal character beside the dining area. The open kitchen is perfect for entertaining and features a breakfast bar, granite countertops, stainless steel appliances, microwave, dishwasher, and plenty of workspace. And one house rule applies: keep your crabby attitudes at home! 🦀🌴 Wake up to the Gulf every morning in the spacious owner's suite, complete with a walk-in closet, luxury vinyl flooring, private balcony access, and spectacular water views. The beautifully renovated owner's bath offers a double vanity with granite countertops and an impressive walk-in shower with ceramic tile walls and flooring. The guest bedroom doesn't miss out on the view either! It features luxury vinyl flooring, breathtaking Gulf views, and its own door leading directly to the balcony. The guest bath includes a double vanity with granite countertops and a tub/shower combination. And then there's the balcony--your front-row seat to Panama City Beach. Enjoy morning coffee overlooking the Gulf, spend the day soaking up the Florida sunshine, and end the evening watching unforgettable sunsets over the water. Long Beach Resort offers amenities designed for the ultimate beach lifestyle, including two heated pools, hot tubs, a spectacular lagoon-style pool with expansive sun deck, a fitness center with cardio and strength-training equipment, picnic and recreation areas, and gated entry for added security. Located in a prime Panama City Beach location convenient to restaurants, entertainment, shopping, churches, attractions, and everything the beach has to offer, this condo is ready to become your personal coastal getaway, full-time beach home, or an investment opportunity for short-term vacation rentals, subject to applicable association and local requirements. Come enjoy the journey, embrace beach time, and make Long Beach Resort 3-1303 your own piece of paradise. 🌊☀️🏖️

10515 Front Beach Road Unit 3-1303, Panama City Beach
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